KIP & HIP
ActiveKIP & HIP has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €19k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 50% of 18173 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+13
Solvency59▲+40
Growth58=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.37 against 0.96 in 2024; short-term debt: 65.8% and cash: 34% of total assets), and 65.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.2%
Return on assets
38.8%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 03-04-2026, 27 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
27 d early
2024
37 d early
2023
8 d early
2022
60 d early
2021
1 d early
2020
49 d early
2018
12 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€16k
2024 · €-2k
2018: €148k
2020: €-48k
2021: €-61k
2022: €-2k
2023: €-7k
2024: €-2k
2018 → 2025
Total assets
€48k▲ 29.3%
2024 · €37k
2018: €505k
2020: €166k
2021: €169k
2022: €219k
2023: €18k
2024: €37k
2018 → 2025
Net result
€19k▲ 253%
2024 · €5k
2018: €-9k
2020: €-196k
2021: €-13k
2022: €59k
2023: €-6k
2024: €5k
2018 → 2025
Working capital
€12k
2024 · €-1k
2018: €111k
2020: €-73k
2021: €-77k
2022: €-1k
2023: €-10k
2024: €-1k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-61k-€-2k▲ 97.4%€-7k▼ 374%€-2k▲ 70.2%€16k
Operating result€-8k-€65k€-3k€6k€20k▲ 245%
Net result€-13k-€59k€-6k€5k€19k▲ 253%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 245% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €48k
Fixed assets
€5k▲ 5.3%
Current assets
€43k▲ 32.6%
Equity and liabilities €48k
Equity
€16k
Debt
€32k
Debt finances 65.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€22k▲
2024 · €8k
Cash flow
€20k▲
2024 · €7k
Solvency
34.2%▲
2024 · -6.0%
Current ratio
1.37▲
2024 · 0.96
Quick ratio
1.32▲
2024 · 0.81
Debt / equity
1.93▲
2024 · -17.58
ROE
113.6%
ROA
38.8%▲
2024 · 14.2%
Interest coverage
18.87▲
2024 · 7.99
Debt
€32k▼
2024 · €39k
Debt ≤ 1 year
€32k▼
2024 · €34k
Staff costs
€41k▲
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€37k€48k▲
Fixed assets21/28€4k€5k▲
Intangible fixed assets21€509€259▼
Tangible fixed assets22/27€4k€4k▲
Plant, machinery and equipment23€4k€4k▲
Current assets29/58€33k€43k▲
Stocks and contracts in progress3€5k€2k▼
Stocks30/36€5k€2k▼
Amounts receivable within one year40/41€11k€25k▲
Trade receivables40€2k€16k▲
Other amounts receivable41€8k€9k▲
Cash at bank and in hand54/58€16k€16k▲
Deferred charges and accrued income490/1€630-
Equity and liabilities
Total equity and liabilities10/49€37k€48k▲
Equity10/15€-2k€16k▲
Contributions10/11€80k€80k=
Outside capital11€80k-
Other1109/19€80k-
Reserves13€8k€8k=
Distributable reserves133€8k€8k=
Profit (loss) carried forward14€-90k€-72k▲
Amounts payable17/49€39k€32k▼
Amounts payable within one year42/48€34k€32k▼
Trade debts44€30k€19k▼
Suppliers440/4€30k€19k▼
Advances received on contracts in progress46-€9k
Taxes, remuneration and social security45€3k€3k▼
Remuneration and social security454/9€3k€3k▼
Other amounts payable47/48€0€692▲
Accrued charges and deferred income492/3€5k-
Income statement
Code20242025
Remuneration, social security and pensions62€38k€41k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€815€307▼
Gross operating margin9900€46k€63k▲
Operating profit (loss)9901€6k€20k▲
Financial income75/76B€506€38▼
Recurring financial income75€506€38▼
Financial charges65/66B€946€1k▲
Recurring financial charges65€946€1k▲
Profit (loss) for the period before taxes9903€5k€19k▲
Profit (loss) for the period9904€5k€19k▲
Profit (loss) for the period to be appropriated9905€5k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-90k€-72k▲
Profit (loss) brought forward from the previous period14P€-95k€-90k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
22-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €59k
Net result €59k after 3 loss-making years.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
12-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Weakest financial yearnet €-196k
Net result drops to €-196k, the lowest in the series; recovery starts the following year.
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 21 days late
2017
14-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 14 days late
2016
26-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudenaardsesteenweg 49800 DeinzeGround area
7,587 m²
Building footprint
3,521 m²
Volume, LiDAR
1,187 m³
2 parcels, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Spitsbroers
since 20022.114.317.017
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44054B0357/00K003 | Flanders | 6,601 m² | 1 · 3,348 m² | - |
| 44054B0488/00Y002indicative | Flanders | 985 m² | 1 · 174 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteDeinze2.114.317.017
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Of 270 companies in sector 47222 we hold annual accounts for 134. 87 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-05-2002
Fiscal year end30-09
Activities, NACEBEL
47221Retail sale of meat and meat products, excluding game and poultry
47222Retail trade
46322Wholesale trade
52220
46391Wholesale trade
51391
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.