KINEPELT
ActiveKINEPELT has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €511k and a net result of €109k. Equity is growing by ~29.7% per year across the filed fiscal years. Its solvency ranks better than 54% of 16511 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▼-2
Solvency92▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 3.68 against 5.56 in 2024; short-term debt: 15.9% and cash: 45.5% of total assets), and 33% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67%
Return on assets
14.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
13 d late
2024
29 d early
2023
29 d late
2022
28 d early
2021
11 d early
2020
47 d early
2019
46 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€511k▼ 18.0%
2024 · €623k
2018: €132k
2019: €153k
2020: €215k
2021: €296k
2022: €399k
2023: €500k
2024: €623k
2018 → 2025
Total assets
€762k▼ 19.6%
2024 · €947k
2018: €721k
2019: €708k
2020: €761k
2021: €829k
2022: €808k
2023: €829k
2024: €947k
2018 → 2025
Net result
€109k▼ 29.2%
2024 · €155k
2018: €45k
2019: €20k
2020: €76k
2021: €81k
2022: €103k
2023: €101k
2024: €155k
2018 → 2025
Working capital
€325k▼ 32.8%
2024 · €483k
2018: €119k
2019: €136k
2020: €90k
2021: €164k
2022: €261k
2023: €374k
2024: €483k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€296k-€399k▲ 34.8%€500k▲ 25.3%€623k▲ 24.6%€511k▼ 18.0%
Operating result€130k-€160k▲ 22.9%€158k▼ 0.9%€224k▲ 41.1%€158k▼ 29.3%
Net result€81k-€103k▲ 26.7%€101k▼ 1.9%€155k▲ 53.0%€109k▼ 29.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 29% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €762k
Fixed assets
€315k▼ 11.8%
Current assets
€446k▼ 24.3%
Equity and liabilities €762k
Equity
€511k▼ 18.0%
Provisions
€10k=
Debt
€241k▼ 23.3%
The debt ratio falls from 33.2% to 31.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€226k▼
2024 · €288k
Cash flow
€178k▼
2024 · €219k
Solvency
67.0%▲
2024 · 65.8%
Current ratio
3.68▼
2024 · 5.56
Quick ratio
3.68▼
2024 · 5.56
Debt / equity
0.47▼
2024 · 0.50
ROE
21.4%▼
2024 · 24.8%
ROA
14.4%▼
2024 · 16.3%
Interest coverage
33.56▲
2024 · 27.37
Debt
€241k▼
2024 · €314k
Debt ≤ 1 year
€121k▲
2024 · €106k
Debt > 1 year
€120k▼
2024 · €208k
Income taxes
€46k▼
2024 · €67k
Staff costs
€73k▲
2024 · €67k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€947k€762k▼
Fixed assets21/28€358k€315k▼
Tangible fixed assets22/27€358k€315k▼
Land and buildings22€337k€285k▼
Plant, machinery and equipment23€14k€22k▲
Furniture and vehicles24€7k€8k▲
Current assets29/58€589k€446k▼
Amounts receivable within one year40/41€18k-
Trade receivables40€1k-
Other amounts receivable41€17k-
Current investments50/53€100k€100k=
Cash at bank and in hand54/58€471k€346k▼
Equity and liabilities
Total equity and liabilities10/49€947k€762k▼
Equity10/15€623k€511k▼
Contributions10/11€6k€6k=
Reserves13€617k€504k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€615k€502k▼
Provisions and deferred taxes16€10k€10k=
Provisions for liabilities and charges160/5€10k€10k=
Pensions and similar obligations160€10k€10k=
Amounts payable17/49€314k€241k▼
Amounts payable after more than one year17€208k€120k▼
Financial debts170/4€208k€120k▼
Amounts payable within one year42/48€106k€121k▲
Current portion of amounts payable after more than one year42€37k€38k▲
Trade debts44€5k€8k▲
Suppliers440/4€5k€8k▲
Taxes, remuneration and social security45€62k€54k▼
Taxes450/3€53k€43k▼
Remuneration and social security454/9€9k€11k▲
Other amounts payable47/48€2k€21k▲
Income statement
Code20242025
Remuneration, social security and pensions62€67k€73k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€65k€68k▲
Other operating charges640/8€4k€4k▼
Gross operating margin9900€360k€304k▼
Operating profit (loss)9901€224k€158k▼
Financial income75/76B€9k€4k▼
Recurring financial income75€9k€4k▼
Financial charges65/66B€11k€7k▼
Recurring financial charges65€11k€7k▼
Profit (loss) for the period before taxes9903€222k€155k▼
Income taxes67/77€67k€46k▼
Profit (loss) for the period9904€155k€109k▼
Profit (loss) for the period to be appropriated9905€155k€109k▼
Appropriation of the result
Profit (loss) to be appropriated9906€155k€109k▼
Transfer from equity791/2-€222k
Transfer to equity691/2€155k€109k▼
To other reserves6921€155k€109k▼
Profit to be distributed694/7-€222k
Return on contributions (dividend)694-€222k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €155k ▲53%
Operating result €224k, net result €155k, both a record.
31-12
Financial
Equity above €500kEq €623k ▲24.6%
7 profitable years in a row build equity to €623k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €200kEq €215k ▲40.7%
3 profitable years in a row build equity to €215k.
15-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €20k ▼55%
Net result drops to €20k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €153k ▲15.2%
2 profitable years in a row build equity to €153k.
17-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 48 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
05-01-2024
JUTTEN Eliane Marie Francine: Resigned as Manager
05-01-2024
STRAETEMANS Kateleine: Resigned as Manager
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heerstraat 333910 PeltGround area
1,360 m²
Building footprint
282 m²
Volume, LiDAR
1,719 m³
Parcel 72025B0308/00G004, Flanders · tallest building 17.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kinepraktijk Straetemans
since 20102.185.411.483
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72025B0308/00G004 | Flanders | 1,359 m² | 1 · 282 m² | 17.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
8945009T7LZEGKI6ID93
Similar companies · same sector, comparable size
ROGER FIAMMETTI
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Liège · Eq €512k
PRAKTIJK FACET
BE 0739.520.179
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CENTRE DE KINESITHERAPIE ET DE REEDUCATION DU VERTIGE
BE 0462.944.376
Koksijde · Eq €501k
CENTRE MEDICAL DU VAL
BE 0466.194.371
Sint-Pieters-Woluwe · Eq €521k
KINE VERBESSELT
BE 0442.148.665
Londerzeel · Eq €522k
Of 12,690 companies in sector 86951 we hold annual accounts for 2,142. 1,029 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-02-2010
Fiscal year end31-12
Activities, NACEBEL
86905Human health activities
86951Physiotherapy
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.