Profit
ActiveSummary
Profit has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €149k and a net result of €2k. Equity is growing by ~50% per year across the filed fiscal years. Its solvency ranks better than 23% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-12
Solvency51▼-10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity tight (current ratio 1.28 against 2.29 in 2024; short-term debt: 24% of total assets), and 73.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.2%
Return on assets
0.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 16546 sector peers (2025).
NBB · sector comparisonPosition among 16546 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
29 d late
2023
30 d late
2022
2 d late
2021
60 d late
2020
90 d late
2019
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€149k▲ 1.1%
2024 · €148k
2018: €13k
2019: €16k
2020: €16k
2021: €32k
2022: €69k
2023: €107k
2024: €148k
2018 → 2025
Total assets
€570k▲ 37.9%
2024 · €414k
2018: €93k
2019: €97k
2020: €92k
2021: €110k
2022: €146k
2023: €247k
2024: €414k
2018 → 2025
Net result
€2k▼ 96.0%
2024 · €40k
2018: €122
2019: €3k
2020: €442
2021: €15k
2022: €46k
2023: €39k
2024: €40k
2018 → 2025
Working capital
€38k▼ 72.2%
2024 · €136k
2018: €30k
2019: €43k
2020: €-15k
2021: €8k
2022: €43k
2023: €34k
2024: €136k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€32k-€69k▲ 117%€107k▲ 56.1%€148k▲ 37.7%€149k▲ 1.1%
Operating result€18k-€61k▲ 244%€53k▼ 12.2%€62k▲ 15.5%€13k▼ 79.7%
Net result€15k-€46k▲ 197%€39k▼ 15.5%€40k▲ 5.0%€2k▼ 96.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 80% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €570k
Fixed assets
€396k ▲ 130%
Current assets
€175k ▼ 27.7%
Equity and liabilities €570k
Equity
€149k ▲ 1.1%
Debt
€421k ▲ 58.3%
Debt's share of the balance-sheet total rises from 64.3% to 73.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€65k▼
2024 · €105k
Cash flow
€54k▼
2024 · €84k
Current ratio
1.28▼
2024 · 2.29
Debt to equity
2.82▲
2024 · 1.80
ROE
1.1%▼
2024 · 27.4%
ROA
0.3%▼
2024 · 9.8%
Interest coverage
6.85▼
2024 · 17.56
Debt ≤ 1 year
€137k▲
2024 · €106k
Debt > 1 year
€283k▲
2024 · €120k
Income taxes
€2k▼
2024 · €16k
Staff costs
€183k▲
2024 · €156k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€414k€570k▲
Fixed assets21/28€172k€396k▲
Tangible fixed assets22/27€170k€393k▲
Land and buildings22€25k€253k▲
Plant, machinery and equipment23€87k€62k▼
Furniture and vehicles24€58k€78k▲
Financial fixed assets28€2k€2k=
Current assets29/58€241k€175k▼
Amounts receivable within one year40/41€231k€167k▼
Trade receivables40€231k€131k▼
Other amounts receivable41-€36k
Cash at bank and in hand54/58€9k-
Deferred charges and accrued income490/1€1k€7k▲
Equity and liabilities
Total equity and liabilities10/49€414k€570k▲
Equity10/15€148k€149k▲
Contributions10/11€12k€12k=
Reserves13€81k€81k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€104€104=
Distributable reserves133€79k€79k=
Profit (loss) carried forward14€54k€56k▲
Amounts payable17/49€266k€421k▲
Amounts payable after more than one year17€120k€283k▲
Financial debts170/4€120k€283k▲
Amounts payable within one year42/48€106k€137k▲
Current portion of amounts payable after more than one year42€24k€33k▲
Financial debts43-€10k
Credit institutions430/8-€10k
Trade debts44€46k€57k▲
Suppliers440/4€46k€57k▲
Taxes, remuneration and social security45€16k-
Taxes450/3€6k-
Remuneration and social security454/9€10k-
Other amounts payable47/48€19k€37k▲
Accrued charges and deferred income492/3€41k€1k▼
Income statement
Code20242025
Remuneration, social security and pensions62€156k€183k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44k€52k▲
Other operating charges640/8€853€461▼
Gross operating margin9900€262k€248k▼
Operating profit (loss)9901€62k€13k▼
Financial income75/76B€1k€423▼
Recurring financial income75€1k€423▼
Financial charges65/66B€6k€9k▲
Recurring financial charges65€6k€9k▲
Profit (loss) for the period before taxes9903€57k€4k▼
Income taxes67/77€16k€2k▼
Profit (loss) for the period9904€40k€2k▼
Profit (loss) for the period to be appropriated9905€40k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€95k€56k▼
Profit (loss) brought forward from the previous period14P€54k€54k=
Transfer to equity691/2€40k-
To other reserves6921€40k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Equity above €100kEq €107k ▲56.1%
6 profitable years in a row build equity to €107k.
02-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
31-12
Financial
Highest result since 2018net €46k ▲197%
Net result €46k, the highest in the series.
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 60 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 90 days late
2020
30-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 30 days late
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 21 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoeilaart · 4 establishment units since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zoniënbosstraat 301560 HoeilaartGround area
2.4 ha
Building footprint
2,928 m²
Volume, LiDAR
19,981 m³
4 parcels, Flanders · tallest building 13.9 m, ±3 floors. Linked by address, not a title deed.
4 establishment units
Terhulpensesteenweg 437, 3090 Overijse
since 20082.284.613.581
Profit
since 20082.284.613.680
Molenstraat 8, 1560 Hoeilaart
since 20082.357.772.070
Galgebergstraat 41, 3000 Leuven
since 20242.357.771.080
4 parcels
Flanders
4
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24505I0032/00V000 | Flanders | 2.2 ha | 1 · 2,400 m² | 13.9 m · 2 fl. |
| 23033B1102/00R015 | Flanders | 946 m² | 1 · 110 m² | - |
| 23033A0286/00P000 | Flanders | 526 m² | 1 · 190 m² | 8.2 m · 2 fl. |
| 23543I0188/00G003 | Flanders | 408 m² | 1 · 228 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Move & GO
BE 0690.724.033
Stavelot · Eq €149,413
JEAN-YVES DUVAL
BE 0834.979.562
Grâce-Hollogne · Eq €149,611
BASTIDONNE
BE 0667.566.173
Knokke-Heist · Eq €148,746
HEALTH & FIT CONCEPT
BE 0421.525.475
Bonheiden · Eq €148,665
L'avanti LW
BE 1001.546.279
Beveren · Eq €149,900
Of 12,686 companies in sector 86951 we hold annual accounts for 2,142. 1,722 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-01-2008
Fiscal year end31-12
Activities, NACEBEL 2025
86951Physiotherapy
93130Fitness centres
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.