KINE EGON SELDESLACHTS
ActiveSummary
The computed 12-month bankruptcy probability of KINE EGON SELDESLACHTS is 2.6% (moderate). The 2025 annual accounts show equity of €18k and a net result of €8k. Equity is growing by ~17.9% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+6
Solvency52▲+2
Growth52=
Track record94
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.44 against 0.32 in 2024; short-term debt: 63.9% and cash: 5.1% of total assets), and 72.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.4%
Return on assets
11.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-05-2026, 62 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
62 d early
2024
30 d early
2023
47 d early
2022
56 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€18k▲ 3.6%
2024 · €18k
2022: €11k
2023: €13k
2024: €18k
2022 → 2025
Total assets
€67k▼ 6.5%
2024 · €71k
2022: €96k
2023: €83k
2024: €71k
2022 → 2025
Net result
€8k▲ 68.0%
2024 · €5k
2022: €10k
2023: €2k
2024: €5k
2022 → 2025
Working capital
€-24k▼ 2.9%
2024 · €-23k
2022: €-14k
2023: €-21k
2024: €-23k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€11k-€13k▲ 15.4%€18k▲ 35.2%€18k▲ 3.6%
Operating result€14k-€3k▼ 76.9%€7k▲ 119%€11k▲ 55.8%
Net result€10k-€2k▼ 83.1%€5k▲ 163%€8k▲ 68.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 56% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €67k
Fixed assets
€48k ▼ 20.7%
Current assets
€19k ▲ 71.3%
Equity and liabilities €67k
Equity
€18k ▲ 3.6%
Debt
€48k ▼ 9.8%
Debt's share of the balance-sheet total falls from 75.2% to 72.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€24k▲
2024 · €20k
Cash flow
€20k▲
2024 · €17k
Current ratio
0.44▲
2024 · 0.32
Debt to equity
2.65▼
2024 · 3.04
ROE
42.2%▲
2024 · 26.0%
ROA
11.6%▲
2024 · 6.4%
Interest coverage
35.58▲
2024 · 28.08
Debt ≤ 1 year
€43k▲
2024 · €34k
Debt > 1 year
€5k▼
2024 · €20k
Income taxes
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€71k€67k▼
Fixed assets21/28€60k€48k▼
Intangible fixed assets21€47k€40k▼
Tangible fixed assets22/27€10k€5k▼
Plant, machinery and equipment23€9k€5k▼
Furniture and vehicles24€1k€542▼
Financial fixed assets28€3k€3k=
Current assets29/58€11k€19k▲
Amounts receivable within one year40/41€7k€7k▲
Trade receivables40€6k€6k▲
Other amounts receivable41€580€471▼
Cash at bank and in hand54/58€2k€3k▲
Deferred charges and accrued income490/1€2k€9k▲
Equity and liabilities
Total equity and liabilities10/49€71k€67k▼
Equity10/15€18k€18k▲
Contributions10/11€1k€1k=
Reserves13€17k€17k▲
Distributable reserves133€17k€17k▲
Amounts payable17/49€54k€48k▼
Amounts payable after more than one year17€20k€5k▼
Financial debts170/4€20k€5k▼
Amounts payable within one year42/48€34k€43k▲
Current portion of amounts payable after more than one year42€29k€31k▲
Trade debts44€979€2k▲
Suppliers440/4€979€2k▲
Taxes, remuneration and social security45€4k€6k▲
Taxes450/3€4k€6k▲
Other amounts payable47/48-€4k
Accrued charges and deferred income492/3-€480
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k=
Other operating charges640/8€141€144▲
Gross operating margin9900€20k€24k▲
Operating profit (loss)9901€7k€11k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€701€667▼
Recurring financial charges65€701€667▼
Profit (loss) for the period before taxes9903€7k€11k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€5k€8k▲
Profit (loss) for the period to be appropriated9905€5k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€8k▲
Transfer from equity791/2-€4k
Transfer to equity691/2€5k€4k▼
To other reserves6921€5k€4k▼
Profit to be distributed694/7-€7k
Return on contributions (dividend)694-€7k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €2k ▼83.1%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Coletastraat 99000 GentGround area
154 m²
Building footprint
154 m²
Volume, LiDAR
1,263 m³
Parcel 44808H0254/00L003, Flanders · tallest building 14.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
KINE EGON SELDESLACHTS
since 20212.325.272.617
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44808H0254/00L003 | Flanders | 154 m² | 1 · 154 m² | 14.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 294 EUR awarded · 294 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 294 EUR | 294 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-12-2021
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.