Kinderlach
ActiveKinderlach has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €758k and a net result of €-192k. Equity is shrinking by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 39% of 615 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability3▼-80
Solvency69▼-7
Growth36▼-1
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity short (current ratio 0.74 against 1.36 in 2024; short-term debt: 31.9% and cash: 13.9% of total assets), and 55.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Sector 88
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.3%
Return on assets
-11.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
45 d late
2024
22 d early
2023
29 d late
2022
76 d late
2021
114 d late
2020
38 d late
2019
76 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€444k▼ 2.4%
2024 · €455k
2018: €365k
2019: €353k
2020: €247k
2021: €296k
2022: €372k
2023: €454k
2024: €455k
2018 → 2025
EBIT margin
-41.4%▼ 59.9pp
2024 · 18.5%
2018: 42.9%
2019: 33.8%
2020: 23.8%
2021: 5.4%
2022: -6.7%
2023: -17.4%
2024: 18.5%
2018 → 2025
Net result
€-192k
2024 · €79k
2018: €140k
2019: €104k
2020: €43k
2021: €213
2022: €-41k
2023: €-89k
2024: €79k
2018 → 2025
Working capital
€-144k
2024 · €173k
2018: €385k
2019: €503k
2020: €574k
2021: €589k
2022: €551k
2023: €424k
2024: €173k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€296k-€372k▲ 25.4%€454k▲ 22.0%€455k▲ 0.4%€444k▼ 2.4%
Equity€1.19M-€1.10M▼ 7.9%€961k▼ 12.3%€995k▲ 3.5%€758k▼ 23.9%
Operating result€16k-€-25k€-79k▼ 216%€84k€-184k
Net result€213-€-41k€-89k▼ 120%€79k€-192k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €184k after €84k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.71M
Fixed assets
€1.31M▲ 1.5%
Current assets
€401k▼ 38.4%
Equity and liabilities €1.71M
Equity
€758k▼ 23.9%
Debt
€951k▲ 0.8%
The debt ratio rises from 48.7% to 55.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-79k▼
2024 · €185k
Cash flow
€-87k▼
2024 · €180k
Solvency
44.3%▼
2024 · 51.3%
Current ratio
0.74▼
2024 · 1.36
Quick ratio
0.74▼
2024 · 1.36
Debt / equity
1.25▲
2024 · 0.95
ROE
-25.3%▼
2024 · 8.0%
ROA
-11.2%▼
2024 · 4.1%
Interest coverage
-6.74▼
2024 · 14.71
Debt
€951k▲
2024 · €944k
Debt ≤ 1 year
€546k▲
2024 · €479k
Debt > 1 year
€394k▼
2024 · €454k
Staff costs
€2.14M▲
2024 · €1.94M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.94M€1.71M▼
Fixed assets21/28€1.29M€1.31M▲
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€1.29M€1.31M▲
Land and buildings22€1.23M€1.23M▲
Plant, machinery and equipment23€27k€25k▼
Furniture and vehicles24€28k€48k▲
Current assets29/58€651k€401k▼
Amounts receivable within one year40/41€232k€155k▼
Trade receivables40€58k€63k▲
Other amounts receivable41€174k€91k▼
Cash at bank and in hand54/58€411k€237k▼
Deferred charges and accrued income490/1€9k€10k▲
Equity and liabilities
Total equity and liabilities10/49€1.94M€1.71M▼
Equity10/15€995k€758k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Reserves13€253k€253k=
Profit (loss) carried forward14€63k€-129k▼
Investment grants15€618k€572k▼
Amounts payable17/49€944k€951k▲
Amounts payable after more than one year17€454k€394k▼
Financial debts170/4€254k€234k▼
Other amounts payable178/9€200k€160k▼
Amounts payable within one year42/48€479k€546k▲
Current portion of amounts payable after more than one year42€19k€19k▲
Financial debts43-€2k
Credit institutions430/8-€2k
Trade debts44€39k€59k▲
Suppliers440/4€39k€59k▲
Taxes, remuneration and social security45€202k€218k▲
Taxes450/3€0-
Remuneration and social security454/9€202k€218k▲
Accrued charges and deferred income492/3€11k€11k▼
Income statement
Code20242025
Turnover70€455k€444k▼
Goods, raw materials, services and sundry goods60/61€235k€273k▲
Remuneration, social security and pensions62€1.94M€2.14M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€101k€105k▲
Other operating charges640/8€10k€5k▼
Gross operating margin9900€2.14M€2.06M▼
Operating profit (loss)9901€84k€-184k▼
Financial income75/76B€7k€4k▼
Recurring financial income75€7k€4k▼
Financial charges65/66B€13k€12k▼
Recurring financial charges65€13k€12k▼
Profit (loss) for the period before taxes9903€79k€-192k▼
Profit (loss) for the period9904€79k€-192k▼
Profit (loss) for the period to be appropriated9905€79k€-192k▼
Appropriation of the result
Profit (loss) to be appropriated9906€79k€-129k▼
Profit (loss) brought forward from the previous period14P-€63k
To contributions691€16k€0▼
Social balance
Average headcount (FTE)908734.335.4▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-09
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 45 days late
2025
31-12
Financial
Weakest financial yearnet €-192k ▼343%
Net result drops to €-192k, the lowest in the series.
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €79k
Net result €79k after 2 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
15-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 76 days late
2022
22-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 114 days late
2021
07-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 38 days late
2020
15-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 76 days late
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
13-05-2024
Snebbout Dirk: Resigned as Director
09-09-2019
Van de Voorde, Diederik: Resigned as Director
27-10-2016
Vyncke, Patrick: Resigned as Director
15-05-2013
Coppens, Robertine: Resigned as Director
15-05-2013
D'heer Godelieve: Resigned as Director
06-08-2010
Van de Voorde, Diederik: Resigned as Director
06-08-2010
Coppens, Robertine: Resigned as Director
06-08-2010
D'heer Godelieve: Resigned as Director
06-08-2010
Frank Marchand: Resigned as Director
06-08-2010
Geerdens, Maria: Resigned as Director
06-08-2010
Jan Depestele: Resigned as Director
06-08-2010
Van Hoorebeke Frarnçoise: Resigned as Director
06-08-2010
Vyrcke, Patrick: Resigned as Director
Location & real-estate footprint
Registered office, Eeklo · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Moeie 189900 EekloGround area
2.2 ha
Building footprint
758 m²
Volume, LiDAR
9,158 m³
Parcel 43352E1613/00A000, Flanders · tallest building 19.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Kinderlach
since 20062.150.822.372
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43352E1613/00A000 | Flanders | 2.2 ha | 1 · 758 m² | 19.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 to 2025 · 14 entries · 6,652,573 EUR awarded · 6,652,573 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 4 | 1,885,788 EUR | 1,885,788 EUR |
| 2024 | 3 | 1,722,670 EUR | 1,722,670 EUR |
| 2023 | 4 | 1,588,951 EUR | 1,588,951 EUR |
| 2022 | 3 | 1,455,164 EUR | 1,455,164 EUR |
Schemes
Subsidies voorschoolse kinderopvang
Subsidie aan instellingen in het beleidsdomein Welzijn, Volksgezondheid en Gezin voor de tussenkomst in de energiekost in 2023
Vlaams opleidingsverlof (VOV)
Individueel Maatwerk
Subsidies buitenschoolse kinderopvang
Show 1 more
Inkomenstarief kinderopvang
Recognitions · licences · registrations
Food safety, FASFC
1 siteEeklo2.150.822.372
Care and welfare
34 services · 7 live't kiekennestje
't Ravotterke
't Zandkasteeltje
Kinderlach
Show 30 more services
Martine Van de Velde
Sabine Van Hootegem
Willaert Brigitte
't Kasteeltje
't Kasteeltje
An Cardon
Carine Boelens
Carine De Poorter
De Berenboot
De engeltjes
De Kabouterkes
De kwebbeltjes
De Pimpampoentjes
de sloeberkes
De Sloeberkes
De Sloeberkes
De Vlindertuin
De Vlindertuin
Deruelle Isabel
Dienst voor Opvanggezinnen
Engeltjes Bengeltjes
HET KABOUTERHUISJE
Isabel Bonne
Katia Ardinois
Katty Claeys
Kinderlach
Saskia Van Vooren
vzw Kinderlach
vzw Kinderlach
VZW Kinderlach
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Of 1,590 companies in sector 88911 we hold annual accounts for 706. 409 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded05-03-1993
Fiscal year end31-12
Activities, NACEBEL
85321
88911Day nurseries and crèches
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.