't Zonnetje kinderdagverblijven
Active't Zonnetje kinderdagverblijven has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.65M and a net result of €176k. Equity is growing by ~15.7% per year across the filed fiscal years. Its solvency ranks better than 79% of 384 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-10
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140k at 30 days acceptable
Liquidity ample (current ratio 3.17 against 3.83 in 2024; short-term debt: 21% and cash: 13.3% of total assets), and 21.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Sector 88
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.6%
Return on assets
8.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
55 d early
2023
36 d early
2022
34 d early
2021
9 d early
2020
46 d early
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€342k▼ 24.2%
2018 · €451k
2018: €451k
2018 → 2020
EBIT margin
44.7%▲ 27.3pp
2018 · 17.3%
2018: 17.3%
2018 → 2020
Net result
€176k▼ 41.2%
2024 · €299k
2018: €79k
2019: €127k
2020: €153k
2021: €116k
2022: €46k
2023: €81k
2024: €299k
2018 → 2025
Working capital
€960k▼ 0.3%
2024 · €962k
2018: €383k
2019: €507k
2020: €648k
2021: €735k
2022: €633k
2023: €570k
2024: €962k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€856k-€988k▲ 15.5%€1.13M▲ 14.8%€1.51M▲ 33.2%€1.65M▲ 9.4%
Operating result€117k-€46k▼ 60.5%€76k▲ 64.2%€280k▲ 271%€158k▼ 43.6%
Net result€116k-€46k▼ 60.6%€81k▲ 76.2%€299k▲ 270%€176k▼ 41.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 44% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.10M
Fixed assets
€699k▲ 26.6%
Current assets
€1.40M▲ 7.6%
Equity and liabilities €2.10M
Equity
€1.65M▲ 9.4%
Debt
€449k▲ 30.3%
The debt ratio rises from 18.6% to 21.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€263k▼
2024 · €362k
Cash flow
€280k▼
2024 · €381k
Solvency
78.6%▼
2024 · 81.4%
Current ratio
3.17▼
2024 · 3.83
Quick ratio
3.17▼
2024 · 3.83
Debt / equity
0.27▲
2024 · 0.23
ROE
10.6%▼
2024 · 19.8%
ROA
8.4%▼
2024 · 16.1%
Interest coverage
497.25▼
2024 · 768.58
Debt
€449k▲
2024 · €345k
Debt ≤ 1 year
€442k▲
2024 · €340k
Income taxes
€8k▼
2024 · €8k
Staff costs
€1.85M▲
2024 · €1.71M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.86M€2.10M▲
Fixed assets21/28€553k€699k▲
Tangible fixed assets22/27€553k€699k▲
Plant, machinery and equipment23€60k€78k▲
Furniture and vehicles24€12k€27k▲
Other tangible fixed assets26€480k€595k▲
Current assets29/58€1.30M€1.40M▲
Amounts receivable within one year40/41€174k€189k▲
Trade receivables40€35k€40k▲
Other amounts receivable41€139k€149k▲
Current investments50/53€500k€900k▲
Cash at bank and in hand54/58€613k€279k▼
Deferred charges and accrued income490/1€15k€33k▲
Equity and liabilities
Total equity and liabilities10/49€1.86M€2.10M▲
Equity10/15€1.51M€1.65M▲
Contributions10/11€48k€48k=
Capital10€48k€48k=
Profit (loss) carried forward14€1.22M€1.39M▲
Investment grants15€247k€213k▼
Amounts payable17/49€345k€449k▲
Amounts payable within one year42/48€340k€442k▲
Trade debts44€108k€190k▲
Suppliers440/4€108k€190k▲
Advances received on contracts in progress46€47k€51k▲
Taxes, remuneration and social security45€185k€201k▲
Remuneration and social security454/9€185k€201k▲
Accrued charges and deferred income492/3€5k€7k▲
Income statement
Code20242025
Non-recurring operating income76A€9k€10k▲
Remuneration, social security and pensions62€1.71M€1.85M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€82k€104k▲
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A€5k€453▼
Gross operating margin9900€2.07M€2.11M▲
Operating profit (loss)9901€280k€158k▼
Financial income75/76B€28k€26k▼
Recurring financial income75€28k€26k▼
Financial charges65/66B€471€528▲
Recurring financial charges65€471€528▲
Profit (loss) for the period before taxes9903€308k€184k▼
Income taxes67/77€8k€8k▼
Profit (loss) for the period9904€299k€176k▼
Profit (loss) for the period to be appropriated9905€299k€176k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.22M€1.39M▲
Profit (loss) brought forward from the previous period14P€916k€1.22M▲
Social balance
Average headcount (FTE)908729.430.5▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €299k ▲270%
Operating result €280k, net result €299k, both a record.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €1MEq €1.13M ▲14.8%
6 profitable years in a row build equity to €1.13M.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €46k ▼60.6%
Net result drops to €46k, the lowest in the series; recovery starts the following year.
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €500kEq €568k ▲28.8%
2 profitable years in a row build equity to €568k.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 3 establishment units since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kasteellaan 19840 Nazareth-De PinteGround area
5.1 ha
Building footprint
3,450 m²
Volume, LiDAR
4,574 m³
3 parcels, Flanders · tallest building 7.9 m, ±1 floor. Linked by address, not a title deed.
3 establishment units
't Zonnetje kinderdagverblijf - afdeling BKO Dol-fijn
since 20062.154.838.667
VZW 't zonnetje - afdeling KDV 't sprookjesparadijs
since 20102.218.012.589
VZW 't zonnetje - afdeling KDV ' t Regenboogje
since 20102.218.012.886
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45017B0628/00D000 | Flanders | 2.0 ha | 1 · 389 m² | 7.9 m · 1 fl. |
| 34040C1198/00V000 | Flanders | 1.8 ha | 1 · 775 m² | 4.3 m · 1 fl. |
| 44012B0222/00K000 | Flanders | 1.3 ha | 1 · 2,286 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 19 entries · 5,831,013 EUR awarded · 5,830,933 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 4 | 1,663,383 EUR | 1,663,383 EUR |
| 2024 | 4 | 1,596,536 EUR | 1,606,139 EUR |
| 2023 | 5 | 1,403,186 EUR | 1,403,105 EUR |
| 2022 | 6 | 1,167,908 EUR | 1,158,306 EUR |
Schemes
Subsidies voorschoolse kinderopvang
Subsidies buitenschoolse kinderopvang
Subsidie voor klimaat
Subsidie aan instellingen in het beleidsdomein Welzijn, Volksgezondheid en Gezin voor de tussenkomst in de energiekost in 2023
Subsidies preventieve gezinsondersteuning
Show 3 more
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Vlaams opleidingsverlof (VOV)
Inkomenstarief kinderopvang
Recognitions · licences · registrations
Food safety, FASFC
3 sitesKruisem2.218.012.589
Nazareth-De Pinte2.154.838.667
Waregem2.218.012.886
Care and welfare
9 services · 3 live't Regenboogje
't Sprookjesparadijs
't Zonnetje
't Regenboogje
Show 5 more services
't Sprookjesparadijs
't Zonnetje
De Springers
dol-fijn
dol-fijn
Dual-learning approval
3 live approvals · 4 endedBasiszorg en ondersteuning duaal (so)
Kinderbegeleider duaal (so)
Schoonmaker duaal (so)
Similar companies · same sector, comparable size
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Centrum voor Kinderzorg en Gezinsondersteuning Sint-Clara
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Crèche Cardinal Mercier
BE 0419.562.513
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Kinderdagverblijf De Pallieterkes VZW
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Lier · Eq €1.59M
Of 1,590 companies in sector 88911 we hold annual accounts for 707. 335 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded10-12-1990
Fiscal year end31-12
Activities, NACEBEL
85321
88911Day nurseries and crèches
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.