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Kinderdagverblijf Oby & Co

Active
Private limited companyfounded 2023active for 2 yearsSint-Servaasweg 7, 2230 Herselt, BelgiumKBO/BCE: BE 1002.366.920
Summary

Kinderdagverblijf Oby & Co has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €172,529 and a net result of €59,462. Its solvency ranks better than 42% of 487 sector peers (NACE 88, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 17-11-2023 Normal situation
Activity
Day nurseries and crèches NACE 88911
Establishment units
2.353.614.037 2230 Herselt, since 17-11-2023
2.352.818.637 2230 Herselt, since 01-01-2024
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Board and ownership

Board

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€725,288
▲ 0.4%
Turnover
≈ €850,000
estimated
Profit
€59,462
▼ 46.0%
Equity
€172,529
▲ 52.6%
Total assets
€359,627
▲ 42.2%
Employees on 31-12-2025
13
▲ 8.3%
Filed on 11-07-2026, 20 days before the deadline
Score breakdownraises riskSize: 11.1 FTE, total assets €359,627lowers riskLiquidity: current ratio 1.92, cash €222,173Sector: Social work activities without accommodation (NACE 88)Equity €172,529 (48.0% of total assets)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 72% of small companies in social work without accommodation (NACE 88)
Financial strength · tick: 2024
Strong
Solvency 73+3
equity 48.0% of total assets
Liquidity 79-4
short-term debt 43.5% · cash 61.8%
Profitability 89-11
return on assets 16.5%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (589 companies, NACE 88, small)
Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.5%▲ +0.1 percentage points vs 04-2025 06-2025: 0.6%▲ +0.1 percentage points vs 05-2025 07-2025: 0.6%● unchanged vs 06-2025highest value 08-2025: < 0.1%▼ -0.6 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €16,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 1.92 (2.33 in 2024), above the usual 1.5. Short-term debt is 43.5% and cash 61.8% of total assets. However, 52% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 88, small). It does better than 45% of them on solvency, 65% on liquidity, 90% on profitability and 89% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.92, cash €222,173
NBB · annual accounts
lowers risk · Sector: Social work activities without accommodation (NACE 88)
KBO
lowers risk · Equity €172,529 (48.0% of total assets)
NBB · annual accounts
raises risk · Size: 11.1 FTE, total assets €359,627
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Young company
Founded in 2023, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-07-2026, 20 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
20 days early
2024
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 10 days before the deadline. In the sector (NACE 88), the median for financial year 2024 was 24 days before the deadline, and 25% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Key points

  • Caution: Result fell in 2025from €110,067 to €59,462 ▼ 46.0% View
  • Flemish supportawarded from 2024 to 2025 €1.4m View

Recent changes

  1. · Gazette deed IncorporationAppointment: HERBOTS-CRETSKENS Heidi Leo Jeanne (director) · Permanent representative: HERBOTS-CRETSKENS Heidi Leo Jeanne
All 4 events

Comparable companies

These companies have the same main activity as Kinderdagverblijf Oby & Co: day nurseries and crèches (NACE 88911). They are comparable in size and age: total assets between €407,000 and €724,000, founded between 2019 and 2023.

CompanyTotal assetsGross margin
Kinderdagverblijf Oby & Co Herselt€359,627€725,288
OLLIEBOLLIE Olen€481,978€905,386
Yma’s Droombosje BV Antwerpen€499,459€640,624
KINDEROPVANG ‘T MADELIEFJE Beveren-Kruibeke-Zwijndrecht€723,680€868,735
KDV Kinderparadijs Leuven€566,989€959,225
De Kinderkopjes Assenede€407,412€934,042
MT-Kinderopvang Hasselt€538,559€516,400
Full comparison

Key facts about Kinderdagverblijf Oby & Co

What is the company number of Kinderdagverblijf Oby & Co?
The company number of Kinderdagverblijf Oby & Co is 1002.366.920. The VAT number is the same number with BE in front: BE 1002.366.920.
Where is Kinderdagverblijf Oby & Co based?
The registered office is at Sint-Servaasweg 7, 2230 Herselt.Company details
What does Kinderdagverblijf Oby & Co do?
According to the KBO register, the main activity is day nurseries and crèches (NACE 88911).
What is the legal form of Kinderdagverblijf Oby & Co?
The legal form of Kinderdagverblijf Oby & Co is Private limited company (BV).
When was Kinderdagverblijf Oby & Co founded?
Kinderdagverblijf Oby & Co was founded on 17-11-2023.
Is Kinderdagverblijf Oby & Co still active?
Yes, Kinderdagverblijf Oby & Co is an active enterprise in the KBO register.
How many employees does Kinderdagverblijf Oby & Co have?
Kinderdagverblijf Oby & Co had an average of 11.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Kinderdagverblijf Oby & Co?
The turnover in financial year 2025 is ≈ €850,000. This figure is estimated from the gross margin of €725,288 and 30 comparable companies (NACE 889). It probably lies between €800,000 and €980,000.
Is Kinderdagverblijf Oby & Co profitable?
In financial year 2025, Kinderdagverblijf Oby & Co made a profit of €59,462.
Where can I find the annual accounts of Kinderdagverblijf Oby & Co?
Kinderdagverblijf Oby & Co filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Kinderdagverblijf Oby & Co due?
Kinderdagverblijf Oby & Co must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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