KDV Kinderparadijs

Active

Private limited companyfounded 20215 yrs activeTiensesteenweg 157, 3010 Leuven, BelgiumKBO/BCE: BE 0765.201.722

KDV Kinderparadijs has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €36k and a net result of €26k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 615 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).

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Checked score

Score 2024

53 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability74▲+5

Solvency31▲+3

Growth78▲+26

Track record94

Bankruptcy probability, 12 months

0.7% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €1.5k at 30 days acceptable

Liquidity short (current ratio 0.7 against 0.24 in 2023; short-term debt: 64.7% and cash: 2.4% of total assets), and 94.1% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 88

Relative position

BE, all sectors

reference

Sector 88

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

5.9%

Return on assets

4.4%

Age of the figures

21 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 615 sector peers (2024).

NBB · sector comparison

Position among 615 sector peers

Solvency

better than 8%

← weakest strongest →

Growing equity

Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.

NBB · annual accounts 2024

Equity per financial year

21222324

2021 to 2024 · latest year €36k

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 4 filings

Deviation from the deadline

2025

not confirmed

2024

31 d late

2023

92 d late

2022

17 d late

2021

12 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, abbreviated schema

Equity

€36k▲ 275%

2023 · €9k

2021: €2k 2022: €9k 2023: €9k

2021 → 2024

Total assets

€599k▲ 79.8%

2023 · €333k

2021: €61k 2022: €49k 2023: €333k

2021 → 2024

Net result

€26k▲ 7,227%

2023 · €356

2021: €1k 2022: €7k 2023: €356

2021 → 2024

Working capital

€-114k▲ 53.7%

2023 · €-247k

2021: €-6k 2022: €-2k 2023: €-247k

2021 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2021202220232024Trend

Equity€2k-€9k▲ 306%€9k▲ 3.9%€36k▲ 275%

Operating result€2k-€8k▲ 284%€694▼ 91.4%€44k▲ 6,294%

Net result€1k-€7k▲ 451%€356▼ 94.8%€26k▲ 7,227%

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result recovers in 2024; 2024 is 6,294% above 2023 and is the highest result in the available series.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €599k

54.4%

45.6%

Fixed assets €326k▲ 27.2%

Current assets €273k▲ 258%

Equity and liabilities €599k

94.1%

Equity €36k▲ 275%

Debt €564k▲ 74.1%

The debt ratio falls from 97.2% to 94.1%. Equity and debt are higher.

Key figures and ratios

2024 value · change against 2023

EBITDA

€88k▲

2023 · €8k

Cash flow

€70k▲

2023 · €8k

Solvency

5.9%▲

2023 · 2.8%

Current ratio

0.70▲

2023 · 0.24

Quick ratio

0.70▲

2023 · 0.24

Debt / equity

15.84▼

2023 · 34.10

ROE

73.3%▲

2023 · 3.8%

ROA

4.4%▲

2023 · 0.1%

Interest coverage

9.69▼

2023 · 10.21

Debt

€564k▲

2023 · €324k

Debt ≤ 1 year

€388k▲

2023 · €324k

Debt > 1 year

€169k

Income taxes

€12k

Staff costs

€842k▲

2023 · €244k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€333k€599k▲

Formation expenses20€926€523▼

Fixed assets21/28€256k€326k▲

Intangible fixed assets21€207k€184k▼

Tangible fixed assets22/27€46k€141k▲

Plant, machinery and equipment23€18k€14k▼

Furniture and vehicles24€18k€30k▲

Other tangible fixed assets26€11k€97k▲

Financial fixed assets28€2k-

Current assets29/58€76k€273k▲

Amounts receivable within one year40/41€54k€257k▲

Trade receivables40€48k€157k▲

Other amounts receivable41€5k€100k▲

Current investments50/53€700-

Cash at bank and in hand54/58€16k€15k▼

Deferred charges and accrued income490/1€6k€2k▼

Equity and liabilities

Total equity and liabilities10/49€333k€599k▲

Equity10/15€9k€36k▲

Contributions10/11€1k€1k=

Reserves13€8k€35k▲

Distributable reserves133€8k€35k▲

Amounts payable17/49€324k€564k▲

Amounts payable after more than one year17-€169k

Financial debts170/4-€169k

Amounts payable within one year42/48€324k€388k▲

Current portion of amounts payable after more than one year42€33k€112k▲

Trade debts44€60k€139k▲

Suppliers440/4€60k€139k▲

Taxes, remuneration and social security45€73k€108k▲

Taxes450/3-€5k

Remuneration and social security454/9€73k€104k▲

Other amounts payable47/48€157k€28k▼

Accrued charges and deferred income492/3€265€7k▲

Income statement Code20232024

Remuneration, social security and pensions62€244k€842k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€44k▲

Other operating charges640/8€1k€2k▲

Gross operating margin9900€253k€933k▲

Operating profit (loss)9901€694€44k▲

Financial income75/76B€449€2k▲

Recurring financial income75€449€2k▲

Financial charges65/66B€787€9k▲

Recurring financial charges65€787€9k▲

Profit (loss) for the period before taxes9903€356€38k▲

Income taxes67/77-€12k

Profit (loss) for the period9904€356€26k▲

Profit (loss) for the period to be appropriated9905€356€26k▲

Appropriation of the result

Profit (loss) to be appropriated9906€356€26k▲

Transfer to equity691/2€356€26k▲

To other reserves6921€356€26k▲

Social balance

Average headcount (FTE)90874.718.7▲

The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 6Financial 2Filings 4

2025

31-08

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema · 31 days late

2024

31-12

Financial Highest result since 2021net €26k ▲7227%

Operating result €44k, net result €26k, both a record.

31-10

NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema · 92 days late

2023

31-12

Financial Weakest financial yearnet €356 ▼94.8%

Net result drops to €356, the lowest in the series; recovery starts the following year.

17-08

NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema · 17 days late

2022

12-08

NBB filing Annual accounts filed

fiscal year 2021 · abbreviated schema · 12 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Leuven · 2 establishment units since 2023

establishment approximate All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Tiensesteenweg 1573010 Leuven

Ground area

182 m²

Building footprint

181 m²

Volume, LiDAR

871 m³

Parcel 24483E0231/00W004, Flanders · tallest building 11.2 m, ±1 floor. Linked by address, not a title deed.

2 establishment units

KDV Kinderparadijs

Baron August de Becker-Remyplein 3, 3010 LeuvenDay nurseries and crèches

since 20232.342.925.033

KDV Kinderparadijs

Tiensesteenweg 157, 3010 LeuvenDay nurseries and crèches

since 20232.353.123.394

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
24483E0231/00W004	Flanders	182 m²	1 · 181 m²	11.2 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2025 · 12 entries · 2,360,614 EUR awarded · 2,360,370 EUR paid

Year	Entries	awarded	paid
2025	3	984,033 EUR	983,789 EUR
2024	3	1,043,377 EUR	1,043,377 EUR
2023	4	249,837 EUR	249,837 EUR
2022	2	83,367 EUR	83,367 EUR

Schemes

Subsidies voorschoolse kinderopvang

4 entries · 2,859,641 EUR · 2,859,641 EUR paid · Opgroeien regie

Aanwervingsincentive voor langdurig werkzoekenden (AWI) - Stopgezet

2 entries · 4,250 EUR · 4,250 EUR paid · Departement Werk en Sociale Economie

Subsidie aan instellingen in het beleidsdomein Welzijn, Volksgezondheid en Gezin voor de tussenkomst in de energiekost in 2023

1 entry · 1,800 EUR · 1,800 EUR paid · Vlaams Infrastructuurfonds voor Persoonsgebonden Aangelegenheden

Subsidies jeugdhulp

1 entry · 755 EUR · 511 EUR paid · Opgroeien regie

Inkomenstarief kinderopvang

4 entries · -505,832 EUR · -505,832 EUR paid · Opgroeien regie

Recognitions · licences · registrations

Food safety, FASFC

2 sites

Leuven2.342.925.033

1 permission

Toelating · Crèche (bereiding - distributie maaltijden) · since 14-02-2025

Leuven2.353.123.394

1 permission

Toelating · Crèche (bereiding - distributie maaltijden) · since 04-02-2025

Care and welfare

4 services · 2 live

Kinderdagverblijf Kinderparadijs

Opgroeien (child and family agency) · live

Groepsopvang · Voorschoolse Opvang

Kinderparadijs Debeckerremyplein

Opgroeien (child and family agency) · live

Groepsopvang · Voorschoolse Opvang

KDV Kinderparadijs

Opgroeien (child and family agency) · ended

Groepsopvang · Voorschoolse Opvang

Kinderparadijs

Opgroeien (child and family agency) · ended

Groepsopvang · Voorschoolse Opvang

Similar companies · same sector, comparable size

Of 1,590 companies in sector 88911 we hold annual accounts for 707. 455 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded15-03-2021

Fiscal year end31-12

Activities, NACEBEL

88911Day nurseries and crèches

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.