KimLau
ActiveKimLau has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €9k and a net result of €-1k. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 43% of 15866 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0=
Solvency58▲+5
Growth52=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.44 against 1.4 in 2023), and 69.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
30.7%
Return on assets
-5%
Age of the figures
20 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-07-2025, 20 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
20 d early
2023
27 d early
2022
6 d early
2021
30 d early
2020
24 d early
2019
31 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€9k▼ 14.0%
2023 · €10k
2018: €6k
2019: €8k
2020: €5k
2021: €10k
2022: €10k
2023: €10k
2018 → 2024
Total assets
€28k▼ 20.1%
2023 · €35k
2018: €32k
2019: €32k
2020: €30k
2021: €35k
2022: €38k
2023: €35k
2018 → 2024
Net result
€-1k▼ 151%
2023 · €-554
2018: €5k
2019: €-753
2020: €-2k
2021: €5k
2022: €282
2023: €-554
2018 → 2024
Working capital
€9k▼ 14.0%
2023 · €10k
2018: €4k
2019: €7k
2020: €5k
2021: €10k
2022: €12k
2023: €10k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€5k-€10k▲ 102%€10k▲ 2.8%€10k▼ 5.3%€9k▼ 14.0%
Operating result€-2k-€5k€324▼ 93.8%€-508€-1k▼ 167%
Net result€-2k-€5k€282▼ 94.5%€-554€-1k▼ 151%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2024 against €508 in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €28k
Equity
€9k▼ 14.0%
Debt
€19k▼ 22.5%
The debt ratio falls from 71.4% to 69.3%: debt falls faster than equity shrinks.
Key figures and ratios
Solvency
30.7%▲
2023 · 28.6%
Current ratio
1.44▲
2023 · 1.40
Quick ratio
1.26▼
2023 · 1.27
Debt / equity
2.25▼
2023 · 2.50
ROE
-16.3%▼
2023 · -5.6%
ROA
-5.0%▼
2023 · -1.6%
Debt
€19k▼
2023 · €25k
Debt ≤ 1 year
€19k▼
2023 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€35k€28k▼
Fixed assets21/28€0€0=
Tangible fixed assets22/27€0€0=
Furniture and vehicles24€0€0=
Current assets29/58€35k€28k▼
Stocks and contracts in progress3€3k€4k▲
Stocks30/36€3k€4k▲
Amounts receivable within one year40/41€19k€18k▼
Trade receivables40€429€191▼
Other amounts receivable41€18k€18k▼
Cash at bank and in hand54/58€13k€6k▼
Equity and liabilities
Total equity and liabilities10/49€35k€28k▼
Equity10/15€10k€9k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-9k€-10k▼
Amounts payable17/49€25k€19k▼
Amounts payable within one year42/48€25k€19k▼
Trade debts44€360€429▲
Suppliers440/4€360€429▲
Other amounts payable47/48€25k€19k▼
Income statement
Code20232024
Other operating charges640/8€112€62▼
Gross operating margin9900€-396€-1k▼
Operating profit (loss)9901€-508€-1k▼
Financial income75/76B-€2
Recurring financial income75-€2
Financial charges65/66B€47€39▼
Recurring financial charges65€47€39▼
Profit (loss) for the period before taxes9903€-554€-1k▼
Profit (loss) for the period9904€-554€-1k▼
Profit (loss) for the period to be appropriated9905€-554€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-10k▼
Profit (loss) brought forward from the previous period14P€-8k€-9k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
01-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Riemst · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Toekomststraat 433770 RiemstGround area
1,177 m²
Building footprint
240 m²
Volume, LiDAR
1,307 m³
Parcel 73066A0790/00F000, Flanders · tallest building 13.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KimLau
since 20142.237.251.946
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73066A0790/00F000 | Flanders | 1,177 m² | 1 · 240 m² | 13.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,043 companies in sector 46341 we hold annual accounts for 530. 228 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-12-2014
Fiscal year end31-12
Activities, NACEBEL
46341Wholesale of wines and spirits
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.