Skip to content

Gervinum

Active
Private limited companyfounded 2021active for 5 yearsOedenkovenstraat 35, 2140 Antwerpen, BelgiumKBO/BCE: BE 0762.639.833
Summary

Gervinum has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9,931 and a net result of -€386. Equity has been stable since 2021 (±0.9% per year). Its solvency ranks better than 34% of 9,848 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Official details

Source: KBO
Status
Active since 28-01-2021 Normal situation
Activity
Wholesale of wines and spirits NACE 46341and 1 other
Establishment unit
2.313.302.322 2140 Antwerpen, since 28-01-2021
Financial year end
31 December
Peppol
Reachable since 27-03-2026

Board and ownership

Board
  • Claus StevenDirector · since 28-01-2021
  • Vanderstraeten LukDirector · since 28-01-2021

Financial position

67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Annual accounts 2025
Gross margin
€3,577
▲ 49.1%
Turnover
≈ €56,000
estimated
Loss
€386
▼ 61.6%
Equity
€9,931
▼ 3.7%
Total assets
€36,735
▲ 9.7%
  • 2025 accounts filed 24 days after the deadline
Score breakdownraises riskLast filed accounts filed 24 days late; 1 of the last 3 accounts lateFounded in 2021Size: total assets €36,735lowers riskLiquidity: current ratio 2.58, cash €14,299Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 44% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Average
Solvency 52-4
equity 27.0% of total assets
Liquidity 81+3
short-term debt 38.4% · cash 38.9%
Profitability 26+7
return on assets -1.1%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: 2.7% 01-2025: 2.6%▼ -0.1 percentage points vs 12-2024 02-2025: 2.6%● unchanged vs 01-2025 03-2025: 2.7%▲ +0.1 percentage points vs 02-2025 04-2025: 2.7%● unchanged vs 03-2025 05-2025: 2.8%▲ +0.1 percentage points vs 04-2025 06-2025: 2.9%▲ +0.1 percentage points vs 05-2025 07-2025: 2.9%● unchanged vs 06-2025 08-2025: 3.3%▲ +0.4 percentage points vs 07-2025highest value 09-2025: 1.1%▼ -2.2 percentage points vs 08-2025 10-2025: 1.1%● unchanged vs 09-2025 11-2025: 1.1%● unchanged vs 10-2025 12-2025: 1.1%● unchanged vs 11-2025 01-2026: 1.1%● unchanged vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 1.1%● unchanged vs 02-2026 04-2026: 1.2%▲ +0.1 percentage points vs 03-2026 05-2026: 1.2%● unchanged vs 04-2026 06-2026: 1.2%● unchanged vs 05-2026 07-2026: 1.2%● unchanged vs 06-2026 08-2026: 1.8%▲ +0.6 percentage points vs 07-2026 09-2026: 1.0%▼ -0.8 percentage points vs 08-2026 10-2026: 0.9%▼ -0.1 percentage points vs 09-2026lowest value 11-2026: 0.9%● unchanged vs 10-2026lowest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.58 (2.97 in 2024), above the usual 1.5. Short-term debt is 38.4% and cash 38.9% of total assets. However, 73% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 37% of them on solvency, 83% on liquidity, 24% on profitability and 33% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 2.58, cash €14,299
NBB · annual accounts
raises risk · Last filed accounts filed 24 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €36,735
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 24 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
24 days late
2024
21 days late
2023
40 days late
2022
35 days late
2021
34 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 17 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Less equity than 86% of companies in wholesale tradesector median €364,704 · 9,844 companies €9,931 View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€386 View

Recent changes

  1. · Gazette deed Incorporation
All 7 events

Comparable companies

These companies have the same main activity as Gervinum: wholesale of wines and spirits (NACE 46341). They are comparable in size and age: total assets between €24,500 and €42,800, founded between 2020 and 2021.

CompanyTotal assetsGross margin
Gervinum Antwerpen€36,735€3,577
BROTHERHOOD SPIRIT'CONCEPT Mons€36,344€3,533
TRIUMVIR Soignies€42,814€4,319
BOTTLES & LEGENDS Fontaine-l'Evêque€25,827€3,850
Vin, découverte et passion Fontaine-l'Evêque€24,503€3,536
Seaberry Liquids Koksijde€27,657€2,198
Donkey Wines Elsene€32,503€6,891
Full comparison

Key facts about Gervinum

What is the company number of Gervinum?
The company number of Gervinum is 0762.639.833. The VAT number is the same number with BE in front: BE 0762.639.833.
Where is Gervinum based?
The registered office is at Oedenkovenstraat 35, 2140 Antwerpen.Company details
What does Gervinum do?
According to the KBO register, the main activity is wholesale of wines and spirits (NACE 46341).
What is the legal form of Gervinum?
The legal form of Gervinum is Private limited company (BV).
When was Gervinum founded?
Gervinum was founded on 28-01-2021.
Is Gervinum still active?
Yes, Gervinum is an active enterprise in the KBO register.
What is the turnover of Gervinum?
The turnover in financial year 2025 is ≈ €56,000. This figure is estimated from the gross margin of €3,577 and 71 comparable companies (NACE 463). It probably lies between €27,000 and €110,000. It is a rough estimate.Financials
Is Gervinum profitable?
In financial year 2025, Gervinum made a loss of €386.
Where can I find the annual accounts of Gervinum?
Gervinum filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Gervinum due?
Gervinum must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.