Summary
KIKO CONSULT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €137k and a net result of €9k. Equity is growing by ~49.8% per year across the filed fiscal years. Its solvency ranks better than 34% of 2435 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 17-04-2026, 13 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
13 d early
2024
19 d late
2023
49 d late
2021
17 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€137k▲ 6.9%
2024 · €128k
2021: €7k
2023: €160k
2024: €128k
2021 → 2025
Net result
€9k
2024 · €-32k
2021: €-3k
2023: €153k
2024: €-32k
2021 → 2025
Total assets
€439k▼ 11.1%
2024 · €493k
2021: €64k
2023: €452k
2024: €493k
2021 → 2025
Solvency
31.2%▲ 5.2pp
2024 · 26.0%
2021: 11.0%
2023: 35.5%
2024: 26.0%
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202320242025Trend
Equity€7k-€160k▲ 2,175%€128k▼ 20.1%€137k▲ 6.9%
Operating result€-3k-€199k€-19k€19k
Net result€-3k-€153k€-32k€9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €19k after a loss of €19k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €439k
Fixed assets
€181k ▼ 12.7%
Current assets
€257k ▼ 9.9%
Equity and liabilities €439k
Equity
€137k ▲ 6.9%
Debt
€302k ▼ 17.4%
Debt's share of the balance-sheet total falls from 74.0% to 68.8%. Equity is higher and debt is lower.
Key figures and ratios
ROE
6.4%▲
2024 · -25.1%
ROA
2.0%▲
2024 · -6.5%
Debt ≤ 1 year
€93k▼
2024 · €109k
Debt > 1 year
€209k▼
2024 · €257k
Income taxes
€215
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€493k€439k▼
Fixed assets21/28€208k€181k▼
Tangible fixed assets22/27€208k€181k▼
Plant, machinery and equipment23€3k€22k▲
Furniture and vehicles24€9k€12k▲
Other tangible fixed assets26€196k€148k▼
Current assets29/58€286k€257k▼
Amounts receivable within one year40/41€223k€251k▲
Trade receivables40€122k€137k▲
Other amounts receivable41€102k€114k▲
Cash at bank and in hand54/58€62k€6k▼
Equity and liabilities
Total equity and liabilities10/49€493k€439k▼
Equity10/15€128k€137k▲
Contributions10/11€10k€10k=
Outside capital11€10k-
Other1109/19€10k-
Reserves13€80k€80k=
Non-distributable reserves130/1€80k-
Own shares acquired1312€80k-
Distributable reserves133-€80k
Profit (loss) carried forward14€38k€47k▲
Amounts payable17/49€365k€302k▼
Amounts payable after more than one year17€257k€209k▼
Financial debts170/4€257k€209k▼
Amounts payable within one year42/48€109k€93k▼
Current portion of amounts payable after more than one year42€48k€50k▲
Trade debts44€24k€6k▼
Suppliers440/4€24k€6k▼
Taxes, remuneration and social security45€38k€37k▼
Taxes450/3€38k€27k▼
Remuneration and social security454/9-€10k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€57k€61k▲
Other operating charges640/8€4k€4k▼
Gross operating margin9900€41k€84k▲
Operating profit (loss)9901€-19k€19k▲
Financial income75/76B€5k€5k▼
Recurring financial income75€5k€5k▼
Financial charges65/66B€18k€15k▼
Recurring financial charges65€18k€15k▼
Profit (loss) for the period before taxes9903€-32k€9k▲
Income taxes67/77-€215
Profit (loss) for the period9904€-32k€9k▲
Profit (loss) for the period to be appropriated9905€-32k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€38k€47k▲
Profit (loss) brought forward from the previous period14P€70k€38k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
19-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
30-09
Financial
Weakest financial yearnet €-32k ▼121%
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 49 days late
2023
30-09
Financial
Back to profitnet €153k
Net result €153k after one loss-making year.
30-09
Financial
Equity above €150kEq €160k ▲2175%
Equity rises from €7k to €160k.
2022
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Neerzellikstraat 11731 AsseGround area
896 m²
Building footprint
279 m²
Volume, LiDAR
1,550 m³
Parcel 23068B0197/00E002, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Neerzellikstraat 1, 1731 Asse
since 20212.313.824.934
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23068B0197/00E002 | Flanders | 896 m² | 1 · 279 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LAURION
BE 0460.397.830
Begijnendijk · Eq €137,900
BOUDT
BE 0807.367.622
Oudenaarde · Eq €138,051
SFG Invest
BE 0741.379.116
Roeselare · Eq €138,839
Corrado
BE 0458.069.038
Hasselt · Eq €134,971
HAFIN CONSULT
BE 0762.557.679
Hasselt · Eq €139,484
Of 1,507 companies in sector 66199 we hold annual accounts for 917. 638 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-01-2021
Fiscal year end30-09
Activities, NACEBEL 2025
66199Other activities auxiliary to financial services, excluding insurance and pension funding
70200Business and other management consultancy
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.