KHANS RETAIL
ActiveThe computed 12-month bankruptcy probability of KHANS RETAIL is 1.9% (moderate). The 2025 annual accounts show equity of €44k and a net result of €-8k. Equity is shrinking by ~17.7% per year across the filed fiscal years. Its solvency ranks better than 32% of 18016 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency19▼-2
Growth32=
Stability100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity short (current ratio 0.94 against 0.97 in 2024), and 86.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.2%
Return on assets
-2.3%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year -€8k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
32 d early
2023
28 d late
2022
61 d late
2021
18 d late
2020
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€44k▼ 15.0%
2024 · €51k
2020: €99k
2021: €99k
2022: €85k
2023: €68k
2024: €51k
2020 → 2025
Total assets
€331k▲ 0.3%
2024 · €330k
2020: €304k
2021: €317k
2022: €315k
2023: €314k
2024: €330k
2020 → 2025
Net result
€-8k▲ 53.1%
2024 · €-16k
2020: €-990
2021: €-375
2022: €-14k
2023: €-17k
2024: €-16k
2020 → 2025
Working capital
€-16k▼ 89.5%
2024 · €-9k
2020: €39k
2021: €39k
2022: €25k
2023: €8k
2024: €-9k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€99k-€85k▼ 13.7%€68k▼ 20.3%€51k▼ 24.2%€44k▼ 15.0%
Operating result€-13k€-17k▼ 27.4%€-16k▲ 4.1%€-8k▲ 53.5%
Net result€-375-€-14k▼ 3,509%€-17k▼ 27.7%€-16k▲ 5.1%€-8k▲ 53.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8k in 2025 against €16k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €331k
Fixed assets
€60k=
Current assets
€271k▲ 0.4%
Equity and liabilities €331k
Equity
€44k▼ 15.0%
Debt
€287k▲ 3.1%
The debt ratio rises from 84.4% to 86.8%: debt grows while equity shrinks.
Key figures and ratios
Solvency
13.2%▼
2024 · 15.6%
Current ratio
0.94▼
2024 · 0.97
Quick ratio
0.94▼
2024 · 0.97
Debt / equity
6.56▲
2024 · 5.41
ROE
-17.6%▲
2024 · -31.9%
ROA
-2.3%▲
2024 · -5.0%
Debt
€287k▲
2024 · €278k
Debt ≤ 1 year
€287k▲
2024 · €278k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€330k€331k▲
Fixed assets21/28€60k€60k=
Financial fixed assets28€60k€60k=
Current assets29/58€270k€271k▲
Amounts receivable after more than one year29€78k€78k=
Other amounts receivable291€78k€78k=
Amounts receivable within one year40/41€76k€75k▼
Trade receivables40€60k€58k▼
Other amounts receivable41€16k€16k▲
Cash at bank and in hand54/58€19€2k▲
Deferred charges and accrued income490/1€115k€115k=
Equity and liabilities
Total equity and liabilities10/49€330k€331k▲
Equity10/15€51k€44k▼
Contributions10/11€100k€100k=
Profit (loss) carried forward14€-49k€-56k▼
Amounts payable17/49€278k€287k▲
Amounts payable within one year42/48€278k€287k▲
Other amounts payable47/48€278k€287k▲
Income statement
Code20242025
Other operating charges640/8€399€120▼
Gross operating margin9900€-16k€-7k▲
Operating profit (loss)9901€-16k€-8k▲
Financial charges65/66B€104€104=
Recurring financial charges65€104€104=
Profit (loss) for the period before taxes9903€-16k€-8k▲
Profit (loss) for the period9904€-16k€-8k▲
Profit (loss) for the period to be appropriated9905€-16k€-8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-49k€-56k▼
Profit (loss) brought forward from the previous period14P€-32k€-49k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stenenbrug 1172140 AntwerpenGround area
1,710 m²
Building footprint
397 m²
Volume, LiDAR
8,413 m³
Parcel 11006A0207/00L010, Flanders · tallest building 23.2 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
KHANS RETAIL
since 20192.295.413.146
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11006A0207/00L010 | Flanders | 1,710 m² | 1 · 397 m² | 23.2 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 10,411 companies in sector 47110 we hold annual accounts for 5,787. 4,544 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-09-2019
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47114Supermarkets
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.