Equity
-€103,425
Debts exceed assets in financial year 2025.
SEN EXPRESS
Lifetime
11 annual accounts with figures on one time axispeak €460,677 (2021)
€323,960▲ 22.9%
lowest -€101,256 (2020)
€16,181▲ €71,889
peak €43,716 (2015)
-€103,425▲ €16,181
€441,823▼ 25.4%
peak 7.2 FTE (2024)
-not published
Board3 names since 2012
1 director
Documentsfilings and deeds
14-03-2026134 days late
2025abbreviated format
Gross margin from €263,577 to €323,960Back to profit: €16,1811 director appointed, 1 resignation 25-08Equity from -€119,606 to -€103,425Debts from €591,917 to €441,823
Key points
from the 2025 annual accountsResult
€16,181 €16,181
Back in profit in 2025, after a loss of €55,709 in 2024.
Turnover
≈ €3.1m estimated
The abbreviated format states no turnover.
Debts
€441,823 131% of the balance sheet
Financial debts 30%Suppliers 32%Taxes and wages 7%Other 31%
Of this, €304,756 falls due within a year.
Filings
11 annual accounts 13 days past the deadline
2026 accounts not filed: deadline was 31-10-2026.
Position in the sector
-€103,425
Less equity than 93% of companies in retail trade. Sector median €314,776 · 13,249 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 1,380 companies had the same profile as SEN EXPRESS has now. Each dot stands for 4 companies, two years later.
94.2%
were still trading
3.3%
stopped another way
2.4%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,380 companies, not a prediction for SEN EXPRESS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Board and ownership
Director, , since 01-05-2025
- 50 sharesdeed of 05-12-2023
- 50 sharesdeed of 05-12-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0849323684
1 director appointed, 1 resignation
Resignation: · Appointment: · Permanent representative: · General meeting of 29-04-2025 · Gazette deed
Legal-form change · Resignations & appointments
holds 50 shares · holds 50 shares · General meeting of 30-11-2023 · Gazette deed
Registered office moved from Steenokkerzeel to Tervuren
New registered office: Oppemstraat 16 te 3080 Tervuren · Previous registered office: Fuérisonplaats 10 te 1820 Steenokkerzeel · General meeting of 20-05-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SEN EXPRESS Tervuren | €338,398 | €323,960 | -30.6% | - |
| MESSANCYDIS Messancy | €316,628 | €259,847 | 6.7% | - |
| MAX UNION Liège | €400,302 | €355,737 | 19.5% | - |
| DISTRITEAM Liège | €315,795 | €298,392 | 30.3% | 7.4 |
| B&B FOOD CONCEPT Sint-Gillis (bij-Brussel) | €288,033 | €309,765 | -103.5% | 13 |
| EXCEN B & V Bruges | €399,899 | €410,781 | 31.0% | 10.8 |
| D & D Brothers Ghent | €406,038 | €258,581 | 51.9% | - |
These companies have the same main activity as SEN EXPRESS: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €288,000 and €406,000, founded between 2010 and 2014.
Official details
Source: KBO- Status
- Active since 04-10-2012Normal situation
- Activity
- Non-specialised retail sale with food, beverages or tobacco predominatingNACE 47110
- Joint committee
- 201Independent retail · annual accounts 31-03-2025
- Establishment unit
- 2.213.381.6323080 Tervuren, since 04-10-2012
- Financial year end
- 31 March
- Peppol
- Reachable since 17-09-2025
Insights on SEN EXPRESS
SEN EXPRESS files the abbreviated format. That format states no turnover. The gross margin rose from €146,374 in 2014 to €323,960 in 2025.
The balance sheet grew most in 2021 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SEN EXPRESS
- What is the company number of SEN EXPRESS?
- The company number of SEN EXPRESS is 0849.323.684. The VAT number is the same number with BE in front: BE 0849.323.684.
- Where is SEN EXPRESS based?
- The registered office is at Oppemstraat 16, 3080 Tervuren.Company details
- What does SEN EXPRESS do?
- According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
- What is the legal form of SEN EXPRESS?
- SEN EXPRESS is a private limited company (BV).
- When was SEN EXPRESS founded?
- SEN EXPRESS was founded on 04-10-2012.
- Is SEN EXPRESS still active?
- Yes, SEN EXPRESS is an active enterprise in the KBO register.
- How many employees does SEN EXPRESS have?
- SEN EXPRESS had an average of 7.2 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- Which joint committee does SEN EXPRESS fall under?
- In its 31-03-2025 annual accounts, SEN EXPRESS states joint committee 201 (Independent retail).
- What is the turnover of SEN EXPRESS?
- The turnover in financial year 2025 is ≈ €3.1m. This figure is estimated from the gross margin of €323,960 and 42 comparable companies (NACE 47110). It probably lies between €2.6m and €4.1m.
- Is SEN EXPRESS profitable?
- In financial year 2025, SEN EXPRESS made a profit of €16,181.
- Where can I find the annual accounts of SEN EXPRESS?
- SEN EXPRESS filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
Next steps
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