KH OPTIQUE
ActiveThe computed 12-month bankruptcy probability of KH OPTIQUE is 2.7% (moderate). The 2024 annual accounts show equity of €30k and a net result of €17k. Equity is growing by ~101.1% per year across the filed fiscal years. Its solvency ranks better than 79% of 26056 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
100
/ 100
Excellent▲ +7 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100=
Growth78=
Stability94
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.92 against 6.96 in 2023), and 31.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-12-2025, 137 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
137 d late
2023
125 d late
2022
122 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€30k▲ 131%
2023 · €13k
2022: €4k
2023: €13k
2022 → 2024
Total assets
€44k▲ 188%
2023 · €15k
2022: €4k
2023: €15k
2022 → 2024
Net result
€17k▲ 85.9%
2023 · €9k
2022: €4k
2023: €9k
2022 → 2024
Working capital
€26k▲ 101%
2023 · €13k
2023: €13k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€4k-€13k▲ 242%€30k▲ 131%
Operating result€4k-€9k▲ 145%€19k▲ 100%
Net result€4k-€9k▲ 142%€17k▲ 85.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2024 is 100% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €44k
Fixed assets
€4k
Current assets
€40k
Equity and liabilities €44k
Equity
€30k▲ 131%
Debt
€14k▲ 523%
The debt ratio rises from 14.4% to 31.1%: debt grows faster than equity.
Key figures and ratios
EBITDA
€21k
Cash flow
€19k
Solvency
68.9%▼
2023 · 85.6%
Current ratio
2.92▼
2023 · 6.96
Quick ratio
2.92▼
2023 · 6.96
Debt / equity
0.45▲
2023 · 0.17
ROE
56.8%▼
2023 · 70.7%
ROA
39.1%▼
2023 · 60.6%
Interest coverage
44.53
Debt
€14k▲
2023 · €2k
Debt ≤ 1 year
€14k▲
2023 · €2k
Income taxes
€1k
Staff costs
€12k▼
2023 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€15k€44k▲
Fixed assets21/28-€4k
Tangible fixed assets22/27-€4k
Plant, machinery and equipment23-€4k
Current assets29/58€15k€40k▲
Amounts receivable within one year40/41€13k€39k▲
Trade receivables40€12k€15k▲
Other amounts receivable41€766€24k▲
Cash at bank and in hand54/58€3k€770▼
Equity and liabilities
Total equity and liabilities10/49€15k€44k▲
Equity10/15€13k€30k▲
Profit (loss) carried forward14€13k€30k▲
Amounts payable17/49€2k€14k▲
Amounts payable within one year42/48€2k€14k▲
Trade debts44€121€10k▲
Suppliers440/4€121€10k▲
Taxes, remuneration and social security45€2k€4k▲
Taxes450/3€2k€4k▲
Income statement
Code20232024
Goods, raw materials, services and sundry goods60/61€87k-
Remuneration, social security and pensions62€24k€12k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€2k
Other operating charges640/8-€1k
Gross operating margin9900€33k€34k▲
Operating profit (loss)9901€9k€19k▲
Financial charges65/66B€135€464▲
Recurring financial charges65€135€464▲
Profit (loss) for the period before taxes9903€9k€18k▲
Income taxes67/77-€1k
Profit (loss) for the period9904€9k€17k▲
Profit (loss) for the period to be appropriated9905€9k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€30k▲
Profit (loss) brought forward from the previous period14P€4k€13k▲
Transfer from equity791/2-€0
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
15-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 137 days late
2024
31-12
Financial
Highest result since 2022net €17k ▲85.9%
Operating result €19k, net result €17k, both a record.
03-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 125 days late
2023
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 122 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vilvoorde · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Breemputstraat 741800 VilvoordeGround area
9.1 ha
Building footprint
3.7 ha
Volume, LiDAR
233,540 m³
3 parcels, Brussels, Flanders · tallest building 21.4 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
KH OPTIQUE
since 20212.325.296.074
GRAND OPTICIENS
since 20252.390.564.406
3 parcels
Flanders
1
(33.3%)
Brussels
2
(66.7%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21332B0438/00B002 | Brussels | 5.5 ha | 1 · 2.1 ha | 21.4 m · 2 fl. |
| 21003A0334/00G007 | Brussels | 3.6 ha | 1 · 1.6 ha | 12.8 m · 2 fl. |
| 23645C0027/00M000 | Flanders | 401 m² | 1 · 84 m² | 1.4 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FREEBIRD STUDIO
BE 0628.526.940
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FILLEE
BE 0707.981.125
Waterloo · Eq €30k
OPTICIENS BENOIT
BE 0866.161.104
Ganshoren · Eq €30k
TRYA
BE 0682.423.308
Pajottegem · Eq €30k
Studio Belize
BE 0867.220.283
Merelbeke-Melle · Eq €30k
Of 1,725 companies in sector 47742 we hold annual accounts for 1,136. 812 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-09-2021
Fiscal year end31-12
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.