OPTIC SOLUTIONS
ActiveSummary
The computed 12-month bankruptcy probability of OPTIC SOLUTIONS is 2.6% (moderate). The 2025 annual accounts show equity of €40k and a net result of €60k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 35% of 18400 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+2
Solvency42▼-28
Growth78=
Track record100
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.16 against 2.37 in 2024; short-term debt: 58.4% and cash: 0.2% of total assets), and 83.4% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.6%
Return on assets
24.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
56 d early
2024
51 d early
2023
24 d early
2022
17 d late
2021
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, micro schema
Turnover
€223k
EBIT margin
0.6%
Net result
€60k▼ 35.3%
2024 · €92k
Working capital
€22k▼ 87.3%
2024 · €172k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€223k-
Operating result€1k-€-6k€135k€116k▼ 14.2%€84k▼ 27.3%
Net result€1k-€-14k€98k€92k▼ 5.4%€60k▼ 35.3%
EBIT margin0.6%-
Equity€3k-€-10k€88k€180k▲ 106%€40k▼ 77.9%
Total assets€84k-€133k▲ 57.1%€188k▲ 41.4%€396k▲ 111%€240k▼ 39.5%
Debt€81k-€143k▲ 76.2%€100k▼ 30.0%€216k▲ 116%€200k▼ 7.5%
Working capital€-13k-€-32k▼ 141%€72k€172k▲ 140%€22k▼ 87.3%
Staff (FTE)3.5-7.5▲ 114%8.4▲ 12.0%4.4▼ 47.6%5.2▲ 18.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 27% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €240k
Fixed assets
€78k ▼ 20.7%
Current assets
€162k ▼ 45.6%
Equity and liabilities €240k
Equity
€40k ▼ 77.9%
Debt
€200k ▼ 7.5%
Debt's share of the balance-sheet total rises from 54.6% to 83.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€105k▼
2024 · €119k
Cash flow
€80k▼
2024 · €95k
Current ratio
1.16▼
2024 · 2.37
Debt to equity
5.02▲
2024 · 1.20
ROE
150.1%▲
2024 · 51.4%
ROA
24.9%▲
2024 · 23.3%
Interest coverage
10.11▼
2024 · 54.22
Debt ≤ 1 year
€140k▲
2024 · €126k
Debt > 1 year
€60k▼
2024 · €91k
Income taxes
€26k▼
2024 · €34k
Staff costs
€105k▲
2024 · €86k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €223k | - | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €104k | - | - | - | - | - |
| Remuneration, social security and pensions62 | €109k | €167k | €167k | €86k | €105k | ▲ 21.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7k | €18k | €22k | €3k | €20k | ▲ 589% |
| Other operating charges640/8 | €1k | €11k | €4k | €1k | €1k | ▲ 26.6% |
| Non-recurring operating charges66A | - | €6k | - | €33k | - | - |
| Gross operating margin9900 | €119k | €196k | €328k | €240k | €211k | ▼ 12.1% |
| Operating profit (loss)9901 | €1k | €-6k | €135k | €116k | €84k | ▼ 27.3% |
| Financial income75/76B | - | €302 | €3k | €13k | €12k | ▼ 8.3% |
| Recurring financial income75 | - | €302 | €3k | €13k | €12k | ▼ 8.3% |
| Financial charges65/66B | €35 | €2k | €2k | €2k | €10k | ▲ 372% |
| Recurring financial charges65 | €35 | €2k | €2k | €2k | €10k | ▲ 372% |
| Profit (loss) for the period before taxes9903 | €1k | €-8k | €137k | €127k | €86k | ▼ 32.3% |
| Income taxes67/77 | - | €6k | €39k | €34k | €26k | ▼ 24.2% |
| Profit (loss) for the period9904 | €1k | €-14k | €98k | €92k | €60k | ▼ 35.3% |
| Profit (loss) for the period to be appropriated9905 | €1k | €-14k | €98k | €92k | €60k | ▼ 35.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €84k | €133k | €188k | €396k | €240k | ▼ 39.5% |
| Fixed assets21/28 | €17k | €71k | €50k | €98k | €78k | ▼ 20.7% |
| Tangible fixed assets22/27 | €17k | €71k | €50k | €98k | €78k | ▼ 20.8% |
| Plant, machinery and equipment23 | €1k | €1k | €413 | €7k | €5k | ▼ 36.0% |
| Furniture and vehicles24 | €15k | €63k | €43k | €84k | €67k | ▼ 20.9% |
| Other tangible fixed assets26 | - | €7k | €7k | €7k | €6k | ▼ 3.3% |
| Financial fixed assets28 | - | - | - | €200 | €200 | = |
| Current assets29/58 | €68k | €62k | €137k | €298k | €162k | ▼ 45.6% |
| Amounts receivable within one year40/41 | €64k | €51k | €135k | €296k | €162k | ▼ 45.4% |
| Trade receivables40 | €64k | €37k | €23k | €16k | €22k | ▲ 37.8% |
| Other amounts receivable41 | - | €14k | €112k | €280k | €139k | ▼ 50.2% |
| Cash at bank and in hand54/58 | €4k | €8k | €524 | €2k | €461 | ▼ 79.8% |
| Deferred charges and accrued income490/1 | - | €3k | €2k | - | €47 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €84k | €133k | €188k | €396k | €240k | ▼ 39.5% |
| Equity10/15 | €3k | €-10k | €88k | €180k | €40k | ▼ 77.9% |
| Contributions10/11 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves13 | - | - | €86k | €178k | €38k | ▼ 78.7% |
| Distributable reserves133 | - | - | €86k | €178k | €38k | ▼ 78.7% |
| Profit (loss) carried forward14 | €1k | €-12k | - | - | - | - |
| Amounts payable17/49 | €81k | €143k | €100k | €216k | €200k | ▼ 7.5% |
| Amounts payable after more than one year17 | - | €49k | €34k | €91k | €60k | ▼ 33.9% |
| Financial debts170/4 | - | €49k | €34k | €91k | €60k | ▼ 33.9% |
| Amounts payable within one year42/48 | €81k | €94k | €66k | €126k | €140k | ▲ 11.4% |
| Current portion of amounts payable after more than one year42 | - | €15k | €15k | €29k | €31k | ▲ 5.4% |
| Trade debts44 | €4k | €46k | €3k | €4k | €26k | ▲ 605% |
| Suppliers440/4 | €4k | €46k | €3k | €4k | €26k | ▲ 605% |
| Advances received on contracts in progress46 | €34k | - | - | - | - | - |
| Taxes, remuneration and social security45 | €30k | €33k | €48k | €91k | €82k | ▼ 10.2% |
| Taxes450/3 | €29k | €15k | €42k | €81k | €64k | ▼ 20.6% |
| Remuneration and social security454/9 | €597 | €18k | €6k | €11k | €18k | ▲ 69.9% |
| Other amounts payable47/48 | €14k | - | - | €1k | €873 | ▼ 40.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1k | €-14k | €98k | €92k | €60k | ▼ 35.3% |
| + Depreciation and write-downs630 | €7k | €18k | €22k | €3k | €20k | ▲ 589% |
| Operating cash flow (approximation) | €8k | €4k | €120k | €95k | €80k | ▼ 16.0% |
| Investment in fixed assets (approximation) | - | €-72k | €-1k | €-51k | €0 | ▲ 100% |
| Change in cash | - | €4k | €-7k | €2k | €-2k | ▼ 204% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €180k ▲106%
2 profitable years in a row build equity to €180k.
07-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €98k
Net result €98k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 2.09
Current ratio from 0.66 to 2.09; short-term debt falls from €94k to €66k.
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
31-12
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 3 establishment units since 2020
Ground area
1,839 m²
Building footprint
404 m²
Volume, LiDAR
2,520 m³
4 parcels, Flanders · tallest building 15.7 m, ±3 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
3 establishment units
OPTIC SOLUTIONS
since 20202.305.900.529
Demerstraat 6, 3500 Hasselt
since 20202.308.983.545
Diestsestraat 75, 3000 Leuven
since 20212.321.891.473
4 parcels
Flanders
4
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24652G0255/00V000 | Flanders | 943 m² | 1 · 131 m² | 8.1 m · 2 fl. |
| 24035B0374/00Y000 | Flanders | 793 m² | 1 · 177 m² | 6.0 m · 1 fl. |
| 71022H1236/00K000 | Flanders | 96 m² | 1 · 96 m² | 15.7 m · 3 fl. |
| 24062A0733/00H000 | Flanders | 7 m² | - | - |
Linked by address, not proof of ownership
Good to know
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 1,500 EUR awarded · 1,500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,000 EUR | 1,000 EUR |
| 2023 | 1 | 500 EUR | 500 EUR |
Schemes
Premie kwalificerend werkplekleren
Stagebonus (stopgezet)
Recognitions · licences · registrations
Dual-learning approval
6 live approvals · 1 endedOnthaal, organisatie en sales duaal (so)
Onthaal, organisatie en sales duaal (so)
Winkelmedewerker (vwo)
Winkelmedewerker (vwo)
Winkelmedewerker duaal (so)
Winkelmedewerker duaal (so)
Show 1 ended approval
Verkoper (so)
Similar companies · same sector, comparable size
KAT - OPTIEK
BE 0474.228.941
Geel · Eq €40,026
OPTIQUE PIRLET
BE 0646.753.042
Soumagne · Eq €40,037
BAMERNI
BE 0783.933.808
Grobbendonk · Eq €39,577
Bulls-eye
BE 0668.426.406
Lochristi · Eq €40,435
Egon Nuytemans
BE 0783.644.093
Zandhoven · Eq €39,108
Of 1,732 companies in sector 47742 we hold annual accounts for 1,137. 866 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-08-2020
Fiscal year end31-12
Activities, NACEBEL 2025
47742Retail sale of prescription glasses, lenses and sunglasses
47811Retail sale of cars and light vans (up to 3.5 tonnes)
53200Other postal and courier activities
Scores and ratios are computed by Checked and are not a credit decision.