Equity
€39,845 from €180,020 in 2024
Equity fell by 78% in 1 year.
OPTIC SOLUTIONS
Lifetime
5 annual accounts with figures on one time axispeak €328,268 (2023)
€210,736▼ 12.1%
lowest -€13,575 (2022)
€59,825▼ 35.3%
peak €180,020 (2024)
€39,845▼ 77.9%
€200,006▼ 7.5%
Board1 name since 2020
-
Documentsfilings and deeds
05-06-202656 days before the deadline
2025micro format
Gross margin from €239,660 to €210,736Result from €92,476 to €59,825Dividend €200,000Equity from €180,020 to €39,845Cash from €2,287 to €461
Key points
from the 2025 annual accountsTurnover
≈ €640,000 estimated
The micro format states no turnover.
Debts
€200,006 83% of the balance sheet
Financial debts 30%Suppliers 13%Taxes and wages 41%Other 16%
Of this, €140,144 falls due within a year.
Staff
7 employees on 31-12-2025
In 2025, 20 people joined and 19 left.
Filings
5 annual accounts 2 late
The 2021 accounts came latest: 31 days after the end of the period.
Position in the sector
€59,825
Higher net result than 90% of companies in retail trade. Sector median €5,052 · 22,900 companies.
Checked score
53
Fair
Financially stronger than 37% of micro companies in retail trade (NACE 47)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 4.8%
01-2025: 4.9%▲ +0.1 percentage points vs 12-2024
02-2025: 5.0%▲ +0.1 percentage points vs 01-2025highest value
03-2025: 3.5%▼ -1.5 percentage points vs 02-2025
04-2025: 3.5%● unchanged vs 03-2025
05-2025: 3.5%● unchanged vs 04-2025
06-2025: 3.5%● unchanged vs 05-2025
07-2025: 1.1%▼ -2.4 percentage points vs 06-2025
08-2025: 1.1%● unchanged vs 07-2025
09-2025: 1.1%● unchanged vs 08-2025
10-2025: 1.1%● unchanged vs 09-2025
11-2025: 1.1%● unchanged vs 10-2025
12-2025: 1.1%● unchanged vs 11-2025
01-2026: 1.0%▼ -0.1 percentage points vs 12-2025
02-2026: 1.0%● unchanged vs 01-2026lowest value
03-2026: 1.1%▲ +0.1 percentage points vs 02-2026
04-2026: 1.1%● unchanged vs 03-2026
05-2026: 1.1%● unchanged vs 04-2026
06-2026: 1.1%● unchanged vs 05-2026
07-2026: 2.4%▲ +1.3 percentage points vs 06-2026
08-2026: 2.4%● unchanged vs 07-2026
09-2026: 2.4%● unchanged vs 08-2026
10-2026: 2.1%▼ -0.3 percentage points vs 09-2026
11-2026: 2.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 1.16, cash €461, halved
Founded in 2020
Sector: Retail trade (NACE 47)
3 establishment units
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 33% of them on solvency, 18% on liquidity, 91% on profitability and 7% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,713 companies had the same profile as OPTIC SOLUTIONS has now. Each dot stands for 17 companies, two years later.
95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of OPTIC SOLUTIONS itself: 2.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,713 companies, not a prediction for OPTIC SOLUTIONS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.16 (2.37 in 2024), below the usual 1.5. Short-term debt is 58.4% and cash 0.2% of total assets. 83.4% of the assets are financed with debt and provisions.
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Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
raises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
56 days early
2024
51 days early
2023
24 days early
2022
17 days late
2021
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 17 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 July (4 of the last 5 accounts filed within 40 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0752726730
Registered office moved from Tienen to Aarschot
New registered office: Venneheideweg 12 A000 te 3201 Aarschot · Previous registered office: Houbaerstraat 100 te 3300 Tienen · General meeting of 07-02-2023 · Gazette deed
New establishment in Leuven
Diestsestraat 75
Purpose change · Amendment of the articles
“Aankoop of de verkoop,de invoer,de uitvoer,de verhandeling,de fabricatie,de omvorming en de herstelling van…” (deed in Dutch) · General meeting of 26-02-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| OPTIC SOLUTIONS Aarschot | €239,852 | €210,736 | 16.6% | - |
| TOOP Leuven | €239,284 | €175,510 | 23.5% | 2.8 |
| OPTILENS BRUGGE Bruges | €284,619 | €175,335 | 26.5% | - |
| Optiek Mariline Lille | €259,385 | €149,364 | 71.5% | - |
| HENROTIN VISION Soumagne | €300,647 | €206,536 | 3.3% | - |
| Coppin Margot Torhout | €325,743 | €206,753 | 50.7% | - |
| D'AWANS OPTIQUE Seraing | €235,498 | €132,503 | 7.3% | - |
These companies have the same main activity as OPTIC SOLUTIONS: retail sale of prescription glasses, lenses and sunglasses (NACE 47742). They are comparable in size and age: total assets between €235,000 and €326,000, founded between 2019 and 2022.
Official details
Source: KBO- Status
- Active since 19-08-2020Normal situation
- Activity
- Retail sale of prescription glasses, lenses and sunglassesNACE 47742and 2 others
- Establishment units
- 2.305.900.5293300 Tienen, since 19-08-2020
- 2.308.983.5453500 Hasselt, since 01-10-2020and 1 other
- Financial year end
- 31 December
- Peppol
- Reachable since 21-05-2025
Annual accounts 2025
- €239,852▼ 39.5%
- Employeeson 31-12-2025
- 7▲ 16.7%
- Filing
- Filed on 05-06-2026, 56 days before the end of the filing period
Insights on OPTIC SOLUTIONS
OPTIC SOLUTIONS files the micro format. That format states no turnover. The gross margin rose from €118,585 in 2021 to €210,736 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about OPTIC SOLUTIONS
- What is the company number of OPTIC SOLUTIONS?
- The company number of OPTIC SOLUTIONS is 0752.726.730. The VAT number is the same number with BE in front: BE 0752.726.730.
- Where is OPTIC SOLUTIONS based?
- The registered office is at Venneheideweg 12, 3201 Aarschot.Company details
- What does OPTIC SOLUTIONS do?
- According to the KBO register, the main activity is retail sale of prescription glasses, lenses and sunglasses (NACE 47742).
- What is the legal form of OPTIC SOLUTIONS?
- OPTIC SOLUTIONS is a private limited company (BV).
- When was OPTIC SOLUTIONS founded?
- OPTIC SOLUTIONS was founded on 19-08-2020.
- Is OPTIC SOLUTIONS still active?
- Yes, OPTIC SOLUTIONS is an active enterprise in the KBO register.
- How many employees does OPTIC SOLUTIONS have?
- OPTIC SOLUTIONS had an average of 5.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of OPTIC SOLUTIONS?
- The turnover in financial year 2025 is ≈ €640,000. This figure is estimated from the gross margin of €210,736 and 31 comparable companies (NACE 477). It probably lies between €450,000 and €1.2m. In financial year 2021 turnover was €222,648.
- Is OPTIC SOLUTIONS profitable?
- In financial year 2025, OPTIC SOLUTIONS made a profit of €59,825.
- Where can I find the annual accounts of OPTIC SOLUTIONS?
- OPTIC SOLUTIONS filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of OPTIC SOLUTIONS due?
- OPTIC SOLUTIONS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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