KEYWI CREATIVE STUDIO
ActiveKEYWI CREATIVE STUDIO has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-3k) and a net result of €-12k. Equity is shrinking by ~134.4% per year across the filed fiscal years. Its solvency ranks better than 27% of 2269 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability29▲+3
Solvency24▼-4
Growth32=
Track record94
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.26 against 0.21 in 2024; short-term debt: 20% and cash: 2.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-0.8%
Return on assets
-3.6%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year €-3k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
25 d late
2023
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-3k
2024 · €9k
2023: €22k
2024: €9k
2023 → 2025
Total assets
€321k▼ 0.3%
2024 · €322k
2023: €380k
2024: €322k
2023 → 2025
Net result
€-12k▲ 8.0%
2024 · €-13k
2023: €-7k
2024: €-13k
2023 → 2025
Working capital
€-48k▼ 41.4%
2024 · €-34k
2023: €-21k
2024: €-34k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€22k-€9k▼ 58.3%€-3k
Operating result€4k-€-2k€-1k▲ 42.6%
Net result€-7k-€-13k▼ 83.7%€-12k▲ 8.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2025 against €2k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €321k
Fixed assets
€304k▼ 2.7%
Current assets
€17k▲ 80.5%
Key figures and ratios
EBITDA
€18k▲
2024 · €16k
Cash flow
€8k▲
2024 · €5k
Solvency
-0.8%▼
2024 · 2.8%
Current ratio
0.26▲
2024 · 0.21
Quick ratio
0.26▲
2024 · 0.21
ROA
-3.6%▲
2024 · -3.9%
Interest coverage
1.74▲
2024 · 1.50
Debt
€323k▲
2024 · €313k
Debt ≤ 1 year
€64k▲
2024 · €43k
Debt > 1 year
€259k▼
2024 · €267k
A ratio outside any meaningful range has been withheld (balance sheet total €321k, equity €-3k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€322k€321k▼
Fixed assets21/28€313k€304k▼
Tangible fixed assets22/27€313k€304k▼
Land and buildings22€299k€283k▼
Plant, machinery and equipment23€14k€21k▲
Current assets29/58€9k€17k▲
Stocks and contracts in progress3-€70
Stocks30/36-€70
Amounts receivable within one year40/41€5k€9k▲
Trade receivables40€4k€9k▲
Other amounts receivable41€665€29▼
Cash at bank and in hand54/58€2k€7k▲
Deferred charges and accrued income490/1€2k€411▼
Equity and liabilities
Total equity and liabilities10/49€322k€321k▼
Equity10/15€9k€-3k▼
Contributions10/11€29k€29k=
Profit (loss) carried forward14€-20k€-31k▼
Amounts payable17/49€313k€323k▲
Amounts payable after more than one year17€267k€259k▼
Financial debts170/4€267k€259k▼
Amounts payable within one year42/48€43k€64k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€1k€5k▲
Suppliers440/4€1k€5k▲
Advances received on contracts in progress46-€13k
Taxes, remuneration and social security45€661€300▼
Taxes450/3€661€300▼
Other amounts payable47/48€33k€38k▲
Accrued charges and deferred income492/3€3k€607▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€19k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€19k€22k▲
Operating profit (loss)9901€-2k€-1k▲
Financial charges65/66B€11k€10k▼
Recurring financial charges65€11k€10k▼
Profit (loss) for the period before taxes9903€-13k€-12k▲
Profit (loss) for the period9904€-13k€-12k▲
Profit (loss) for the period to be appropriated9905€-13k€-12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-20k€-31k▼
Profit (loss) brought forward from the previous period14P€-7k€-20k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Limbourg 14000 LiègeGround area
277 m²
Building footprint
105 m²
Volume, LiDAR
1,338 m³
2 parcels, Wallonia · tallest building 15.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
KEYWI CREATIVE STUDIO
since 20222.338.521.035
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62818E0055/00X000 | Wallonia | 216 m² | 1 · 58 m² | 13.8 m · 4 fl. |
| 62063A0501/00A000 | Wallonia | 61 m² | 1 · 48 m² | 15.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,729 companies in sector 93299 we hold annual accounts for 1,168. 650 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-11-2022
Fiscal year end31-12
Activities, NACEBEL
93299Other amusement and recreation activities
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.