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KEYSTONES

Active
Private limited companyfounded 2016active for 10 yearsWezembeeklaan 120, 1950 Kraainem, BelgiumKBO/BCE: BE 0657.743.835
Summary

KEYSTONES has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€14,174) and a net result of €41,226. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 12% of 9,662 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Official details

Source: KBO
Status
Active since 28-06-2016 Normal situation
Activity
Other business support services NACE 82990and 4 others
Joint committee
323 Paritair Comité voor het beheer van gebouwen, de vastgoedmakelaars en de dienstboden · annual accounts 2021
Establishment unit
2.254.303.655 1950 Kraainem, since 28-06-2016
Financial year end
31 December
Peppol
Reachable since 08-01-2025

Board and ownership

Board
  • HAMA CODirector · since 09-01-2024 · permanent representative HAINE Marie-Line
  • SD REAL ESTATEDirector · since 09-01-2024 · permanent representative DAUWE Sylvie
Shareholders
  • HAMA CO· score 622022 annual accounts of HAMA CO

Financial position

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Annual accounts 2025
Gross margin
€113,748
▲ 341%
Turnover
≈ €170,000
estimated
Profit
€41,226
Equity
-€14,174
▲ 90.9%
Total assets
€252,623
▼ 10.8%
Employees on 31-12-2025
4
  • Negative equity on 31-12-2025
  • 2025 accounts filed 31 days after the deadline
Score breakdownraises riskCapped at 59: negative equityLast filed accounts filed 31 days late; 3 of the last 3 accounts lateNegative equity -€14,174lowers riskSize: total assets €252,623Sector: Office administrative, office support and other business support activities (NACE 82)Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 45% of micro companies in office administrative support (NACE 82)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Average
Solvency 19+19
equity -5.6% of total assets
Liquidity 29+29
short-term debt 47.3% · cash 1.7%
Profitability 89+89
return on assets 16.3%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,669 companies, NACE 82, micro)
Last 24 months 12-2024: 7.5% 01-2025: 7.5%● unchanged vs 12-2024 02-2025: 7.5%● unchanged vs 01-2025 03-2025: 7.3%▼ -0.2 percentage points vs 02-2025 04-2025: 7.2%▼ -0.1 percentage points vs 03-2025 05-2025: 6.5%▼ -0.7 percentage points vs 04-2025 06-2025: 6.3%▼ -0.2 percentage points vs 05-2025 07-2025: 6.0%▼ -0.3 percentage points vs 06-2025 08-2025: 6.7%▲ +0.7 percentage points vs 07-2025 09-2025: 7.3%▲ +0.6 percentage points vs 08-2025 10-2025: 8.6%▲ +1.3 percentage points vs 09-2025highest value 11-2025: 7.9%▼ -0.7 percentage points vs 10-2025 12-2025: 8.0%▲ +0.1 percentage points vs 11-2025 01-2026: 8.0%● unchanged vs 12-2025 02-2026: 4.8%▼ -3.2 percentage points vs 01-2026 03-2026: 4.7%▼ -0.1 percentage points vs 02-2026 04-2026: 4.7%● unchanged vs 03-2026 05-2026: 4.6%▼ -0.1 percentage points vs 04-2026 06-2026: 4.5%▼ -0.1 percentage points vs 05-2026 07-2026: 4.1%▼ -0.4 percentage points vs 06-2026 08-2026: 4.4%▲ +0.3 percentage points vs 07-2026 09-2026: 0.9%▼ -3.5 percentage points vs 08-2026lowest value 10-2026: 0.9%● unchanged vs 09-2026lowest value 11-2026: 0.9%● unchanged vs 10-2026lowest value
No credit on open account
Liquidity is ample, with a current ratio of 1.75 (0.76 in 2024), above the usual 1.5. Short-term debt is 47.3% and cash 1.7% of total assets. However, equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 12% of them on solvency, 16% on liquidity, 64% on profitability and 88% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Last filed accounts filed 31 days late; 3 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €252,623
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
raises risk · Negative equity -€14,174
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 9662 sector peers (2025).
NBB · sector comparison
Position among 9662 sector peers
Solvency
better than 12%
← weakest strongest →
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filings
Deviation from the deadline
2025
31 days late
2024
104 days late
2023
61 days late
2022
60 days late
2021
61 days late
2020
27 days late
2019
91 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 62 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 September (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€14,174 View
  • Positive: Equity rose in 2025from -€154,920 to -€14,174 ▲ 90.9% View
  • Caution: Less equity than 91% of companies in office administrative supportsector median €53,920 · 9,673 companies -€14,174 View

Recent changes

  1. · Gazette deed Appointments: HAMA CO (director) and SD REAL ESTATE (director)Resignations: HAMA CO (director) and SD REAL ESTATE (director) · Permanent representatives: HAINE Marie-Line and DAUWE Sylvie
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as KEYSTONES: other business support services (NACE 82990). They are comparable in size and age: total assets between €260,000 and €315,000, founded between 2016 and 2017.

CompanyTotal assetsGross margin
KEYSTONES Kraainem€252,623€113,748
FIMA CONSULTING Tremelo€300,523€103,657
VAN DAMME CONSULTING Hoeilaart€259,925€103,178
ACCECONSULT Wemmel€314,828€111,629
INFRALIGNE INTERNATIONAL Hasselt€263,080€111,809
AT WERC Antwerpen€275,679€118,045
YOFI Gent€281,506€107,185
Full comparison

Key facts about KEYSTONES

What is the company number of KEYSTONES?
The company number of KEYSTONES is 0657.743.835. The VAT number is the same number with BE in front: BE 0657.743.835.
Where is KEYSTONES based?
The registered office is at Wezembeeklaan 120, 1950 Kraainem.Company details
What does KEYSTONES do?
According to the KBO register, the main activity is other business support services (NACE 82990).
What is the legal form of KEYSTONES?
The legal form of KEYSTONES is Private limited company (BV).
When was KEYSTONES founded?
KEYSTONES was founded on 28-06-2016.
Is KEYSTONES still active?
Yes, KEYSTONES is an active enterprise in the KBO register.
How many employees does KEYSTONES have?
KEYSTONES had an average of 2.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does KEYSTONES fall under?
In its 2021 annual accounts, KEYSTONES states joint committee 323 (Paritair Comité voor het beheer van gebouwen, de vastgoedmakelaars en de dienstboden).
What is the turnover of KEYSTONES?
The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €113,748 and 31 comparable companies (NACE 82990). It probably lies between €140,000 and €240,000.
Is KEYSTONES profitable?
In financial year 2025, KEYSTONES made a profit of €41,226.
Where can I find the annual accounts of KEYSTONES?
KEYSTONES filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of KEYSTONES due?
KEYSTONES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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