YOFI
ActiveYOFI has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show negative equity (€-68k) and a net result of €74k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 74 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2026
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability100▲+23
Solvency1▲+1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.36 against 0.35 in 2025; short-term debt: 51.7% and cash: 10.5% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
-24.2%
Return on assets
26.2%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 74 sector peers (2026).
NBB · sector comparisonPosition among 74 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 11-09-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2026
11 d late
2025
23 d late
2024
24 d late
2023
29 d late
2022
27 d late
2021
27 d late
2020
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-01-2027 close31-08-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€-68k▲ 52.0%
2025 · €-142k
2019: €8k
2020: €11k
2021: €-50k
2022: €-133k
2023: €-147k
2024: €-165k
2025: €-142k
2019 → 2026
Total assets
€282k▼ 19.5%
2025 · €350k
2019: €73k
2020: €303k
2021: €260k
2022: €275k
2023: €235k
2024: €262k
2025: €350k
2019 → 2026
Net result
€74k▲ 223%
2025 · €23k
2019: €2k
2020: €4k
2021: €-62k
2022: €-83k
2023: €-26k
2024: €-18k
2025: €23k
2019 → 2026
Working capital
€-93k▲ 46.9%
2025 · €-174k
2019: €-675
2020: €-13k
2021: €-68k
2022: €-148k
2023: €-158k
2024: €-180k
2025: €-174k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€-133k-€-147k▼ 10.5%€-165k▼ 12.2%€-142k▲ 13.9%€-68k▲ 52.0%
Operating result€-79k-€-23k▲ 71.1%€-15k▲ 36.1%€27k€78k▲ 194%
Net result€-83k-€-26k▲ 68.2%€-18k▲ 32.1%€23k€74k▲ 223%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2026 is 194% above 2025 and is the highest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €282k
Fixed assets
€229k▼ 10.9%
Current assets
€53k▼ 43.2%
Key figures and ratios
EBITDA
€106k▲
2025 · €45k
Cash flow
€102k▲
2025 · €41k
Solvency
-24.2%▲
2025 · -40.6%
Current ratio
0.36▲
2025 · 0.35
Quick ratio
0.36▲
2025 · 0.35
Debt / equity
-5.13▼
2025 · -3.46
ROA
26.2%▲
2025 · 6.5%
Interest coverage
25.04▲
2025 · 12.63
Debt
€350k▼
2025 · €492k
Debt ≤ 1 year
€145k▼
2025 · €267k
Debt > 1 year
€202k▼
2025 · €224k
Income taxes
€212▲
2025 · €196
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€350k€282k▼
Fixed assets21/28€257k€229k▼
Tangible fixed assets22/27€257k€229k▼
Land and buildings22€182k€169k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€72k€58k▼
Current assets29/58€93k€53k▼
Amounts receivable within one year40/41€89k€23k▼
Trade receivables40€89k€23k▼
Other amounts receivable41€458€14▼
Cash at bank and in hand54/58€4k€30k▲
Equity and liabilities
Total equity and liabilities10/49€350k€282k▼
Equity10/15€-142k€-68k▲
Contributions10/11€19k€19k=
Reserves13€4k€4k=
Distributable reserves133€4k€4k=
Profit (loss) carried forward14€-164k€-90k▲
Amounts payable17/49€492k€350k▼
Amounts payable after more than one year17€224k€202k▼
Financial debts170/4€224k€202k▼
Amounts payable within one year42/48€267k€145k▼
Current portion of amounts payable after more than one year42€21k€22k▲
Trade debts44€77k€12k▼
Suppliers440/4€77k€12k▼
Advances received on contracts in progress46-€6k
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€3k€4k▲
Other amounts payable47/48€166k€102k▼
Accrued charges and deferred income492/3-€2k
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€28k▲
Other operating charges640/8€1k€993▼
Gross operating margin9900€46k€107k▲
Operating profit (loss)9901€27k€78k▲
Financial income75/76B€2€22▲
Recurring financial income75€2€22▲
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€23k€74k▲
Income taxes67/77€196€212▲
Profit (loss) for the period9904€23k€74k▲
Profit (loss) for the period to be appropriated9905€23k€74k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-164k€-90k▲
Profit (loss) brought forward from the previous period14P€-187k€-164k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
11-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema · 11 days late
31-01
Financial
Highest result since 2019net €74k ▲223%
Operating result €78k, net result €74k, both a record.
2025
23-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 23 days late
31-01
Financial
Back to profitnet €23k
Net result €23k after 4 loss-making years.
2024
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 24 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2022
27-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
31-01
Financial
Weakest financial yearnet €-83k
Net result drops to €-83k, the lowest in the series; recovery starts the following year.
2021
27-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 27 days late
2020
03-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 3 days late
2019
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Perkamentstraat 169000 GentGround area
2,024 m²
Building footprint
55 m²
Volume, LiDAR
579 m³
Parcel 44815F3035/00C000, Flanders · tallest building 17.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
YOFI
since 20172.262.574.587
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44815F3035/00C000 | Flanders | 2,024 m² | 1 · 55 m² | 17.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SEMANTIC
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 4,777 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-03-2017
Fiscal year end31-01
Activities, NACEBEL
82990Other business support services
46349Wholesale of beverages, general range
47252Retail sale of beverages, general range
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.