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KEYSTONE

Active
Private limited companyfounded 201412 yrs activeKardinaal Micaralaan 3, 1160 Oudergem, BelgiumKBO/BCE: BE 0544.558.196
Summary

KEYSTONE has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51,696 and a net result of €114,492. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 30% of 34931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
KEYSTONEActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€167,718total assets 2025
Equity
€51,696
Profit
€114,492
Turnover not published (abridged schema)
Financial health
95 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Holdings
1
Accounts 108 d early0 of 3 deeds read
Why 95- 1 of the last 3 late+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €167,718+ Liquidity: current ratio 1.08, cash €43,903Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Better than 58% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 56+21
equity 30.8% of total assets
Liquidity 46-6
short-term debt 69.2% · cash 26.2%
Profitability 100=
return on assets 68.3%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,477 companies)
Last 19 months 04-2025: 0.1% 05-2025: 0.1%▼ -5.4% vs 04-2025 06-2025: 0.1%▼ -1.4% vs 05-2025lowest value 07-2025: 0.2%▲ +209% vs 06-2025highest value 08-2025: 0.2%● 0.0% vs 07-2025highest value 09-2025: 0.2%● 0.0% vs 08-2025highest value 10-2025: 0.2%● 0.0% vs 09-2025highest value 11-2025: 0.2%▼ -3.3% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%▼ -0.5% vs 12-2025 02-2026: 0.2%● 0.0% vs 01-2026 03-2026: 0.2%▼ -0.5% vs 02-2026 04-2026: 0.2%▼ -1.0% vs 03-2026 05-2026: 0.1%▼ -61.9% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.1%● 0.0% vs 06-2026 08-2026: 0.1%● 0.0% vs 07-2026 09-2026: 0.1%● 0.0% vs 08-2026 10-2026: 0.1%● 0.0% vs 09-2026
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • Size: total assets €167,718 lowers the probability for this profile
  • 1 of the last 3 late raises the probability
  • Liquidity: current ratio 1.08, cash €43,903 lowers the probability
Credit up to €4,500 at 30 days acceptable
Liquidity tight (current ratio 1.08 against 0.9 in 2024; short-term debt: 69.2% and cash: 26.2% of total assets), and 69.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 31%, liquidity 26%, profitability 85%, growth against the median 93%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Size: total assets €167,718
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Liquidity: current ratio 1.08, cash €43,903
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €51,696
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-04-2026, 108 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
108 d early
2024
63 d late
2023
36 d early
2022
28 d late
2021
6 d early
2020
24 d late
2019
35 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average on the deadline day; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 July (4 of the last 5 filed years within 69 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. General meeting · Director resignationDirector discharge · Director appointment
  3. General meeting · Director resignationDirector discharge · Board rule

Key points

  • Positive: Among the best 12% on net resultsector median €26,813 · 34,947 companies €114,492 View
  • Positive: 8 profitable years in a rowprofit 2025: €114,492 8 years View
  • Total assets 20256 fiscal years filed €167,718 View

By topic

Financials

Fiscal year
2025
Total assets
€167,718
Profit
€114,492
Solvency
30.8%
Total assets▼ 23.3%
Net result
20182025
Go to Financials

Timeline

Events
25
Since
2017
Next accounts
by 31-07-2027
  1. 14-04-2026Annual accounts filed
  2. 02-04-2026General meeting · Director resignation
  3. 02-04-2026General meeting · Director resignation
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
20-01-2014
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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