KEYSERS HANS
ActiveThe computed 12-month bankruptcy probability of KEYSERS HANS is 2.0% (moderate). The 2025 annual accounts show equity of €1k and a net result of €55k. Its solvency ranks better than 10% of 27407 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency10
Growth-
Stability85
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.93), and 99.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.7%
Return on assets
38.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 27407 sector peers (2025).
NBB · sector comparisonPosition among 27407 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-03-2026, 129 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
129 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€1k
Total assets
€145k
Net result
€55k
Working capital
€-9k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €145k
Fixed assets
€21k
Current assets
€124k
Equity and liabilities €145k
Equity
€1k
Debt
€144k
Debt finances 99.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€83k
Cash flow
€63k
Solvency
0.7%
Current ratio
0.93
Quick ratio
0.93
ROA
38.1%
Interest coverage
55.17
Debt
€144k
Debt ≤ 1 year
€133k
Debt > 1 year
€11k
Income taxes
€19k
A ratio outside any meaningful range has been withheld (balance sheet total €145k, equity €1k).
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€145k
Fixed assets21/28€21k
Tangible fixed assets22/27€21k
Plant, machinery and equipment23€604
Furniture and vehicles24€21k
Current assets29/58€124k
Amounts receivable within one year40/41€77k
Trade receivables40€66k
Other amounts receivable41€12k
Cash at bank and in hand54/58€45k
Deferred charges and accrued income490/1€2k
Equity and liabilities
Total equity and liabilities10/49€145k
Equity10/15€1k
Contributions10/11€1k
Amounts payable17/49€144k
Amounts payable after more than one year17€11k
Financial debts170/4€11k
Amounts payable within one year42/48€133k
Current portion of amounts payable after more than one year42€5k
Trade debts44€20k
Suppliers440/4€20k
Taxes, remuneration and social security45€1k
Taxes450/3€1k
Other amounts payable47/48€107k
Accrued charges and deferred income492/3€590
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k
Other operating charges640/8€1k
Gross operating margin9900€84k
Operating profit (loss)9901€75k
Financial income75/76B€1k
Recurring financial income75€1k
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€75k
Income taxes67/77€19k
Profit (loss) for the period9904€55k
Profit (loss) for the period to be appropriated9905€55k
Appropriation of the result
Profit (loss) to be appropriated9906€55k
Transfer from equity791/2€36k
Profit to be distributed694/7€92k
Return on contributions (dividend)694€92k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
24-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Malle · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rubenslaan 92390 MalleGround area
862 m²
Building footprint
140 m²
Volume, LiDAR
774 m³
Parcel 11049B0112/00Z000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KEYSERS HANS
since 20192.298.051.051
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11049B0112/00Z000 | Flanders | 861 m² | 1 · 140 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Sprimont · Eq €1k
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BE 0844.877.621
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Of 7,248 companies in sector 43350 we hold annual accounts for 2,333. 284 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-11-2019
Fiscal year end31-12
Activities, NACEBEL
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.