DOCIG
ActiveThe computed 12-month bankruptcy probability of DOCIG is 2.1% (moderate). The 2025 annual accounts show equity of €52k and a net result of €31k. Equity is growing by ~22% per year across the filed fiscal years. Its solvency ranks better than 41% of 27450 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▲+27
Solvency64▲+17
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.57 against 1.15 in 2024; short-term debt: 59.2% and cash: 7.8% of total assets), but 61% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39%
Return on assets
23.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
30 d late
2024
31 d late
2023
30 d late
2022
28 d late
2021
11 d late
2020
23 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€52k▲ 154%
2024 · €20k
2020: €18k
2021: €8k
2022: €16k
2023: €18k
2024: €20k
2020 → 2025
Total assets
€133k▲ 41.3%
2024 · €94k
2020: €55k
2021: €77k
2022: €112k
2023: €78k
2024: €94k
2020 → 2025
Net result
€31k▲ 1,425%
2024 · €2k
2020: €13k
2021: €-10k
2022: €8k
2023: €2k
2024: €2k
2020 → 2025
Working capital
€45k▲ 334%
2024 · €10k
2020: €12k
2021: €5k
2022: €12k
2023: €7k
2024: €10k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€16k▲ 95.7%€18k▲ 11.7%€20k▲ 11.2%€52k▲ 154%
Operating result€-9k-€9k€3k▼ 60.5%€3k▼ 6.1%€43k▲ 1,221%
Net result€-10k-€8k€2k▼ 76.1%€2k▲ 6.9%€31k▲ 1,425%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,221% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €133k
Fixed assets
€10k▼ 40.1%
Current assets
€123k▲ 57.9%
Equity and liabilities €133k
Equity
€52k▲ 154%
Debt
€81k▲ 10.0%
The debt ratio falls from 78.3% to 61.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€49k▲
2024 · €9k
Cash flow
€38k▲
2024 · €8k
Solvency
39.0%▲
2024 · 21.7%
Current ratio
1.57▲
2024 · 1.15
Quick ratio
1.57▲
2024 · 0.88
Debt / equity
1.56▼
2024 · 3.60
ROE
60.6%▲
2024 · 10.1%
ROA
23.6%▲
2024 · 2.2%
Interest coverage
29.20▲
2024 · 8.94
Debt
€81k▲
2024 · €73k
Debt ≤ 1 year
€78k▲
2024 · €68k
Debt > 1 year
€2k▼
2024 · €6k
Income taxes
€10k▲
2024 · €205
Staff costs
€34k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€94k€133k▲
Fixed assets21/28€16k€10k▼
Tangible fixed assets22/27€15k€9k▼
Plant, machinery and equipment23€14k€8k▼
Furniture and vehicles24€1k€643▼
Financial fixed assets28€750€750=
Current assets29/58€78k€123k▲
Stocks and contracts in progress3€18k€0▼
Stocks30/36€18k€0▼
Amounts receivable within one year40/41€30k€113k▲
Trade receivables40€13k€94k▲
Other amounts receivable41€17k€18k▲
Cash at bank and in hand54/58€29k€10k▼
Deferred charges and accrued income490/1€675€0▼
Equity and liabilities
Total equity and liabilities10/49€94k€133k▲
Equity10/15€20k€52k▲
Contributions10/11€5k€5k=
Reserves13€15k€15k=
Distributable reserves133€15k€15k=
Profit (loss) carried forward14€347€32k▲
Amounts payable17/49€73k€81k▲
Amounts payable after more than one year17€6k€2k▼
Financial debts170/4€6k€2k▼
Amounts payable within one year42/48€68k€78k▲
Current portion of amounts payable after more than one year42€3k€3k▲
Trade debts44€6k€25k▲
Suppliers440/4€6k€25k▲
Taxes, remuneration and social security45€1k€15k▲
Taxes450/3€0€7k▲
Remuneration and social security454/9€1k€8k▲
Other amounts payable47/48€58k€34k▼
Income statement
Code20242025
Remuneration, social security and pensions62€3k€34k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▲
Other operating charges640/8€4k€1k▼
Gross operating margin9900€16k€85k▲
Operating profit (loss)9901€3k€43k▲
Financial income75/76B€78€3▼
Recurring financial income75€78€3▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€2k€41k▲
Income taxes67/77€205€10k▲
Profit (loss) for the period9904€2k€31k▲
Profit (loss) for the period to be appropriated9905€2k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€32k▲
Profit (loss) brought forward from the previous period14P€347€347=
Transfer to equity691/2€2k€0▼
To other reserves6921€2k€0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Highest result since 2020net €31k ▲1425%
Operating result €43k, net result €31k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
31-12
Financial
Weakest financial yearnet €-10k ▼174%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Hautem(TOU) 157500 TournaiGround area
665 m²
Building footprint
59 m²
Volume, LiDAR
589 m³
Parcel 57462A0039/00X005, Wallonia · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DOCIG
since 20202.303.909.356
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57462A0039/00X005 | Wallonia | 665 m² | 1 · 59 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
4 categoriesDOCIG SRL45374
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Of 4,268 companies in sector 43230 we hold annual accounts for 1,239. 1,030 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-06-2020
Fiscal year end31-12
Activities, NACEBEL
43230Insulation installation
43291Specialised construction activities
43350Other building finishing work
43320Joinery installation
43343Specialised construction activities
71111Activities of building architects
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.