D2D
ActiveD2D has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €261k and a net result of €66k. Equity is growing by ~34.2% per year across the filed fiscal years. Its solvency ranks better than 63% of 2671 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
96
/ 100
Excellent▲ +35 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+20
Solvency80▲+9
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity tight (current ratio 1.15 against 0.92 in 2024), and 38.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.9%
Return on assets
15.5%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
70 d late
2023
127 d late
2022
87 d late
2021
144 d late
2020
87 d late
2019
207 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€261k▲ 27.0%
2024 · €206k
2018: €34k
2019: €48k
2020: €58k
2021: €75k
2022: €147k
2023: €182k
2024: €206k
2018 → 2025
Total assets
€422k▲ 2.2%
2024 · €413k
2018: €121k
2019: €201k
2020: €344k
2021: €340k
2022: €403k
2023: €414k
2024: €413k
2018 → 2025
Net result
€66k▲ 98.4%
2024 · €33k
2018: €15k
2019: €14k
2020: €10k
2021: €17k
2022: €72k
2023: €35k
2024: €33k
2018 → 2025
Working capital
€19k
2024 · €-11k
2018: €38k
2019: €78k
2020: €-1k
2021: €6k
2022: €40k
2023: €49k
2024: €-11k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€75k-€147k▲ 95.1%€182k▲ 23.9%€206k▲ 12.6%€261k▲ 27.0%
Operating result€30k-€119k▲ 301%€47k▼ 60.3%€63k▲ 33.5%€115k▲ 81.6%
Net result€17k-€72k▲ 319%€35k▼ 50.9%€33k▼ 6.3%€66k▲ 98.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 82% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €422k
Fixed assets
€281k▼ 2.7%
Current assets
€140k▲ 13.8%
Equity and liabilities €422k
Equity
€261k▲ 27.0%
Debt
€161k▼ 22.4%
The debt ratio falls from 50.2% to 38.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€124k▲
2024 · €69k
Cash flow
€75k▲
2024 · €38k
Solvency
61.9%▲
2024 · 49.8%
Current ratio
1.15▲
2024 · 0.92
Quick ratio
1.15▲
2024 · 0.92
Debt / equity
0.62▼
2024 · 1.01
ROE
25.1%▲
2024 · 16.1%
ROA
15.5%▲
2024 · 8.0%
Interest coverage
9.46▲
2024 · 7.84
Debt
€161k▼
2024 · €207k
Debt ≤ 1 year
€122k▼
2024 · €134k
Debt > 1 year
€35k▼
2024 · €65k
Income taxes
€36k▲
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€413k€422k▲
Formation expenses20€0€0=
Fixed assets21/28€289k€281k▼
Tangible fixed assets22/27€39k€31k▼
Land and buildings22€2k€2k▼
Plant, machinery and equipment23-€1k
Furniture and vehicles24€37k€28k▼
Financial fixed assets28€250k€250k=
Current assets29/58€124k€140k▲
Amounts receivable within one year40/41€119k€87k▼
Trade receivables40€30k€37k▲
Other amounts receivable41€89k€50k▼
Cash at bank and in hand54/58€386€47k▲
Deferred charges and accrued income490/1€4k€7k▲
Equity and liabilities
Total equity and liabilities10/49€413k€422k▲
Equity10/15€206k€261k▲
Contributions10/11€11k€11k=
Reserves13€132k€182k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€130k€180k▲
Profit (loss) carried forward14€63k€69k▲
Amounts payable17/49€207k€161k▼
Amounts payable after more than one year17€65k€35k▼
Financial debts170/4€65k€35k▼
Amounts payable within one year42/48€134k€122k▼
Current portion of amounts payable after more than one year42€29k€30k▲
Trade debts44€50k€29k▼
Suppliers440/4€50k€29k▼
Taxes, remuneration and social security45€45k€54k▲
Taxes450/3€45k€53k▲
Remuneration and social security454/9€266€266=
Other amounts payable47/48€10k€10k=
Accrued charges and deferred income492/3€8k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€9k▲
Other operating charges640/8€4k€778▼
Gross operating margin9900€72k€125k▲
Operating profit (loss)9901€63k€115k▲
Financial income75/76B€7k€0▼
Recurring financial income75€4k€0▼
Non-recurring financial income76B€3k-
Financial charges65/66B€9k€13k▲
Recurring financial charges65€9k€13k▲
Profit (loss) for the period before taxes9903€62k€102k▲
Income taxes67/77€29k€36k▲
Profit (loss) for the period9904€33k€66k▲
Profit (loss) for the period to be appropriated9905€33k€66k▲
Appropriation of the result
Profit (loss) to be appropriated9906€93k€129k▲
Profit (loss) brought forward from the previous period14P€60k€63k▲
Transfer from equity791/2€10k€10k=
Transfer to equity691/2€30k€60k▲
To other reserves6921€30k€60k▲
Profit to be distributed694/7€10k€10k=
Return on contributions (dividend)694€10k€10k=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
2025
09-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 70 days late
2024
31-12
Financial
Equity above €200kEq €206k ▲12.6%
7 profitable years in a row build equity to €206k.
05-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 127 days late
2023
31-12
Financial
Equity above €150kEq €182k ▲23.9%
6 profitable years in a row build equity to €182k.
26-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 87 days late
2022
31-12
Financial
Highest result since 2018net €72k ▲319%
Operating result €119k, net result €72k, both a record.
31-12
Financial
Equity above €100kEq €147k ▲95.1%
5 profitable years in a row build equity to €147k.
22-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 144 days late
2021
26-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 87 days late
23-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 207 days late
2020
31-12
Financial
Weakest financial yearnet €10k ▼24.3%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wichelen · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wanzelesteenweg 319260 WichelenGround area
1,168 m²
Building footprint
134 m²
Volume, LiDAR
731 m³
Parcel 42020B0580/00W005, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
D2D BVBA
since 20052.146.272.181
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42020B0580/00W005 | Flanders | 1,168 m² | 1 · 134 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 2,085 EUR awarded · 2,085 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,085 EUR | 2,085 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,885 companies in sector 62200 we hold annual accounts for 18,321. 14,046 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded20-04-2004
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
62010Computer programming, consultancy and related activities
62100Computer programming
72220
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.