KESS
KESS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show negative equity (€-3k) and a net result of €-2k. Equity is shrinking by ~219.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 3137 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €-3k |
| Net result | €-2k |
| Better than sector | 5% |
| Active | 3 yrs |
Mixed profile: strong on profitability, weaker on health.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -220.4% | 52.4% | |
| Net result | €-2k | €32k | |
| Equity | €-3k | €75k | |
| Gross operating margin | €-2k | €52k | |
| Total assets | €1k | €192k |
| Fiscal year | 2024 |
|---|---|
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €-2k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €1k |
| Equity | €-3k |
| Debt | €4k |
| of which ≤ 1y | €4k |
| of which > 1y | - |
| Working capital | n/a |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | -220.4% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | -169.3% |
| ROE | 76.8% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1k |
| Current assets | 29/58 | €1k |
| Cash & bank | 54/58 | €1k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1k |
| Equity | 10/15 | €-3k |
| Contributions / capital | 10/11 | €3k |
| Accumulated profits (losses) | 14 | €-6k |
| Amounts payable | 17/49 | €4k |
| Amounts payable within one year | 42/48 | €4k |
| Trade debts payable within one year | 44 | €210 |
| Income statement | ||
| Gross operating margin | 9900 | €-2k |
| Operating result | 9901 | €-2k |
| Financial income | 75 | €5 |
| Financial charges | 65 | €141 |
| Result before taxes | 9903 | €-2k |
| Net result for the period | 9904 | €-2k |
| Result to be appropriated | 9905 | €-2k |
-
Current01-07-2024 → present
Former directors (2)
-
Former- → 01-07-2024
-
Former- → 01-07-2024
| NACE primary | Financial services(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 28-09-2022 |
| Status | Active |
| Postal code | 3560 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71542D2180/00H000 | Flanders | 949 m² | 1 · 184 m² | 6.1 m · 1 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
02-01-2026 Transaction in capital or shares
Technical details
{
"events": [],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0791.526.730",
"name_full": "COS RENOVATIE",
"legal_form": "BV"
}
}22-07-2024 Registered office moved from Mol to Lummen
- Markt 3, 2400 Mol → Stokrooiestraat 1, 3560 Lummen
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Lummen",
"region": null,
"street": "Stokrooiestraat",
"country": "BE",
"postcode": "3560",
"box_number": null,
"street_number": "1"
},
"old_address": {
"city": "Mol",
"region": null,
"street": "Markt",
"country": "BE",
"postcode": "2400",
"box_number": null,
"street_number": "3"
},
"effective_date": "2024-07-01",
"evidence_quote": "De vergadering aanvaardt de verplaatsing van de maatschappelijke zetel van 2400 Mol, Markt 3 naar 3560 Lummen, Stokrooiestraat 1, met ingang vanaf 1 juli 2024."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0791.526.730",
"name_full": "COS RENOVATIE",
"legal_form": "BV"
}
}30-09-2022 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "Markt 3, 2400 Mol",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1979-05-09",
"name": "GHEORGHIU Tudorel-Cosmin",
"niss": null,
"address": "Hanebergstraat 59, 3581 Beringen (Beverlo)"
},
"share_class": "Aandelen",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 1500,
"holder_person_name": "GHEORGHIU Tudorel-Cosmin",
"is_subscriber_only": true,
"n_shares_subscribed": 50,
"amount_subscribed_eur": 1500,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1972-09-27",
"name": "KOCAK \u00D6zt\u00FCrk",
"niss": null,
"address": "Hanebergstraat 57, 3581 Beringen (Beverlo)"
},
"share_class": "Aandelen",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 1500,
"holder_person_name": "KOCAK \u00D6zt\u00FCrk",
"is_subscriber_only": true,
"n_shares_subscribed": 50,
"amount_subscribed_eur": 1500,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 3000,
"subject_company": {
"kbo": "0791.526.730",
"name_full": "COS RENOVATIE",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2022-09-26",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | KESS |