Skip to content

KERKHOFS-SAENEN

Active
Private limited companyfounded 2020active for 6 yearsNoordervest 24, 3990 Peer, BelgiumKBO/BCE: BE 0757.669.473
Summary

KERKHOFS-SAENEN has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €521,252 and a net result of €184,531. Equity has been growing by about 24% per year since 2021. Its solvency ranks better than 65% of 22,773 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 30-10-2020 Normal situation
Activity
Retail sale of bicycles NACE 47632and 3 others
Establishment unit
2.309.524.171 3990 Peer, since 30-10-2020
Financial year end
31 December
Peppol
Reachable since 15-12-2025

Board and ownership

Board
  • Kerkhofs GeertDirector · since 30-10-2020

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€287,423
▲ 72.6%
Turnover
≈ €1.2m
estimated
Profit
€184,531
▲ 64.7%
Equity
€521,252
▲ 20.7%
Total assets
€1.0m
▲ 12.8%
Filed on 16-04-2026, 106 days before the deadline
Score breakdownraises riskFounded in 2020lowers riskLiquidity: current ratio 5.35, cash €170,486Size: total assets €1.0mFigures for financial year 2025 (filed on 16-04-2026)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 74% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 75+3
equity 50.1% of total assets
Liquidity 68+9
short-term debt 13.4% · cash 16.4%
Profitability 91+7
return on assets 17.7%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.2%▲ +0.1 percentage points vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.4%▲ +0.1 percentage points vs 03-2026highest value 05-2026: 0.1%▼ -0.3 percentage points vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €45,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.35 (7.49 in 2024), above the usual 1.5. Short-term debt is 13.4% and cash 16.4% of total assets. 49.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 64% of them on solvency, 75% on liquidity, 86% on profitability and 73% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 5.35, cash €170,486
NBB · annual accounts
lowers risk · Size: total assets €1.0m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 16-04-2026)
NBB · annual accounts
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-04-2026, 106 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
106 days early
2024
37 days early
2023
37 days early
2022
14 days early
2021
41 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 47 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher net result than 95% of companies in retail tradesector median €5,084 · 22,754 companies €184,531 View
  • Positive: Result rose in 2025from €112,018 to €184,531 ▲ 64.7% View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View
  • Positive: 5 profitable years in a rowprofit 2025: €184,531 5 years View

Recent changes

  1. · Gazette deed Incorporation
All 10 events

Comparable companies

These companies have the same main activity as KERKHOFS-SAENEN: retail sale of bicycles (NACE 47632). They are comparable in size and age: total assets between €992,000 and €1.2m, founded between 2019 and 2021.

CompanyTotal assetsGross margin
KERKHOFS-SAENEN Peer€1.0m€0.3m
NRJ Bike Thimister-Clermont€1.1m€0.3m
myBike.be Brugge€1.0m€0.3m
Fietsen Delobelle Avelgem€1.0m€0.3m
VDR Bikes Halen€1.0m€0.2m
CYCLE HOME Ukkel€1.1m€0.2m
JIMMY CYCLES Bastogne€1.2m€0.3m
Full comparison

Key facts about KERKHOFS-SAENEN

What is the company number of KERKHOFS-SAENEN?
The company number of KERKHOFS-SAENEN is 0757.669.473. The VAT number is the same number with BE in front: BE 0757.669.473.
Where is KERKHOFS-SAENEN based?
The registered office is at Noordervest 24, 3990 Peer.Company details
What does KERKHOFS-SAENEN do?
According to the KBO register, the main activity is retail sale of bicycles (NACE 47632).
What is the legal form of KERKHOFS-SAENEN?
The legal form of KERKHOFS-SAENEN is Private limited company (BV).
When was KERKHOFS-SAENEN founded?
KERKHOFS-SAENEN was founded on 30-10-2020.
Is KERKHOFS-SAENEN still active?
Yes, KERKHOFS-SAENEN is an active enterprise in the KBO register.
What is the turnover of KERKHOFS-SAENEN?
The turnover in financial year 2025 is ≈ €1.2m. This figure is estimated from the gross margin of €287,423 and 72 comparable companies (NACE 47). It probably lies between €650,000 and €1.7m.Financials
Is KERKHOFS-SAENEN profitable?
In financial year 2025, KERKHOFS-SAENEN made a profit of €184,531.
Where can I find the annual accounts of KERKHOFS-SAENEN?
KERKHOFS-SAENEN filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of KERKHOFS-SAENEN due?
KERKHOFS-SAENEN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.