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Complete company report
Generated 22-07-2026
Active BE 0568.544.021Private limited company

KERF DECO

Grand Place 10 ·4800 Verviers, Belgium· 11 yrs active
Sector: Retail trade (47530)
Conclusion Checked

The computed 12-month bankruptcy probability of KERF DECO is 0.9% (low). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 11 yrs
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free
0.9% Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Higher-failure-rate region +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Established
Founded in 2015, 11 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 29-08-2025 2025-00437326
31-12-2023 micro 07-10-2024 2024-00496697
31-12-2022 micro 30-06-2023 2023-00187540
31-12-2021 micro 11-07-2022 2022-20168086
31-12-2020 micro 30-08-2021 2021-59100341
31-12-2019 micro 11-09-2020 2020-52700589
31-12-2018 micro 19-08-2019 2019-47600440
31-12-2017 micro 31-08-2018 2018-58600587
31-12-2016 micro 30-08-2017 2017-57500423
31-12-2015 volledig 31-08-2016 2016-58800159
Legal Structure
NACE primary Retail trade(47530)
Legal form Private limited company(610)
Incorporation09-01-2015
StatusActive
Postal code4800
Establishment units 1 location
KERF DECO
Grand Place 10, 4800 VerviersDetailhandel in huishoudtextiel en beddengoed
since 20152.238.742.281
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63022A0312/00C000 Wallonia 70 m² 1 · 67 m² 11.7 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
29-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
07-10-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
30-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
16-12-2022
State Gazette act Director changes
Catherine LAGUESSE
11-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
30-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
11-09-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
19-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
31-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
30-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
31-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 3 years ago
2022
16-12-2022 Change in the board of directors Director changes·Catherine LAGUESSE
Notary: Catherine LAGUESSE · Verviers
Technical details 
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  "events": [
    {
      "kind": "substantive_delegation",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Fran\u00E7oise DUMONT",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "substantive_delegation",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Jeanne KERF",
        "address": "Theux, rue Albert Lemarchand, 9",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "successor_conditional",
      "via_org": null,
      "statutory": "statutair",
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      "evidence_quote": "",
      "decharge_status": null,
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        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "substantive_delegation",
      "role": "bestuurder",
      "person": {
        "rrn": "76.02.24-074.40",
        "name": "Vinciane Madeleine Pierre Marcel DUMONT",
        "address": "4910 THEUX, rue Fran\u00E7ois-Xavier Simonis 5",
        "birth_date": "1976-02-24",
        "profession": null,
        "birth_place": "Verviers"
      },
      "reason": null,
      "subkind": "successor_conditional",
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "correction",
      "role": null,
      "person": null,
      "reason": null,
      "subkind": "rectification",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": "Catherine LAGUESSE",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Verviers",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2022-12-16",
    "filing_date": "2022-12-14",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2022-11-30",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0568.544.021",
    "name_full": "KERF DECO",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Catherine LAGUESSE",
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "exp\u00E9dition du proc\u00E8s-verbal d\u0027assembl\u00E9e g\u00E9n\u00E9rale",
    "statuts coordonn\u00E9s"
  ],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Activities
Detailhandel in tapijten en andere vloerbedekking en wandbekleding in gespecialiseerde winkels47530Detailhandel in tapijten en andere vloerbedekking en wandbekleding47530Detailhandel in huishoudtextiel en beddengoed in gespecialiseerde winkels47512Detailhandel in huishoudtextiel en beddengoed47512Activiteiten van interieurdecorateurs74104Interieurontwerp74130
Primary activity highlighted.
Names & trade names
Legal nameFR KERF DECO
Registered office
Grand Place 10
4800 Verviers, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative