Active BE 0546.950.732Private limited company (pre-2019)Open bankruptcy

KEREM

Industrieweg 122 ·9032 Gent, Belgium· 12 yrs active

Sector: Renting of cars (77110)

Conclusion Checked

A bankruptcy procedure is open for KEREM according to publications in the Belgian State Gazette. The 2022 annual accounts show equity of €149k and a net result of €103k.

Based on the State Gazette, CBE and 5 annual accounts.

Key figures

Equity	€149k
Net result	€103k
Staff (FTE)	9.7
Active	12 yrs

Snowflake analysis 5 axes · computed by Checked

45 / 100

Mixed profile: strong on profitability, weaker on stability.

Health 16

Profitability 100

Solvency 33

Growth 78

Stability 0

Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open — a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based

50 / 100

High risk

Components

· Open bankruptcy (+50)

Trust signals 1 signals

Open bankruptcy

Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags 0 events

No administrative flags

Health barometer FY 2022 · computed

16 / 100 Critical

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.

Financial overview8 NBB filings

Annual accounts filed on 11-04-2023 with the NBB · fiscal year 2022 · verkort

Operating resultNet result

EBITDA

€165k

+125.0% far above sector median

Net profit

€103k

+157.8% far above sector median

Cash flow

€119k

+106.7% far above sector median

Total assets

€694k

+29.1% +60% vs sector

Equity

€149k

+222.6% -12% vs sector

Working capital

€115k

+32.1% +55% vs sector

Employees (FTE)

10

-5.8% far above sector median

Staff costs

€311k

+8.4% far above sector median

Income taxes

€41k

+292.2% far above sector median

Debt

€545k

+10.9% +152% vs sector

Debt ≤ 1y

€545k

+28.8% +155% vs sector

Debt > 1y

€3k

-77.8% -81% vs sector

Current ratio

1.21

+0.4% -5% vs sector

Quick ratio

1.21

+0.4% -5% vs sector

Solvency

21.5%

+149.8% -57% vs sector

Debt / equity

3.66

-65.6% +269% vs sector

ROE

69.0%

-20.1% far above sector median

ROA

14.8%

+99.6% far above sector median

Interest coverage

28.34

+117.9% +242% vs sector

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2022
Revenue	—
EBITDA	€165k
Net profit	€103k
Cash flow	€119k
Staff costs	€311k
Income taxes	€41k
Dividends	—
Total assets	€694k
Equity	€149k
Debt	€545k
of which ≤ 1y	€545k
of which > 1y	—
Working capital	€115k
Employees (FTE)	9.7

Ratios (computed)

	2022
Current ratio	1.21
Quick ratio	1.21
Working capital ratio	16.5%
Solvency	21.5%
Debt / equity	3.66
Long-term debt ratio	—
Interest coverage	28.34
Gross margin	—
Net margin	—
ROA	14.8%
ROE	69.0%
EBITDA margin	—
Days sales outstanding	—
Days payable outstanding	—
Inventory turnover	—
Days inventory (DSI)	—

Balance-sheet composition 2022

Assets

Fixed assets €34k · 4.9% Current assets €660k · 95.1%

Equity & liabilities

Equity €149k · 21.5% Debt €545k · 78.5%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2022
Balance sheet — Assets
TOTAL ASSETS	20/58	€694k
Fixed assets	21/28	€34k
Tangible fixed assets	22/27	€32k
Financial fixed assets	28	€2k
Current assets	29/58	€660k
Amounts receivable within one year	40/41	€599k
Cash & bank	54/58	€61k
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€694k
Equity	10/15	€149k
Contributions / capital	10/11	€19k
Reserves	13	€2k
Accumulated profits (losses)	14	€129k
Amounts payable	17/49	€545k
Amounts payable within one year	42/48	€545k
Trade debts payable within one year	44	€127k
Income statement
Gross operating margin	9900	€480k
Operating result	9901	€149k
Financial charges	65	€6k
Result before taxes	9903	€144k
Income taxes	67/77	€41k
Net result for the period	9904	€103k
Result to be appropriated	9905	€103k

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Ratios computed by Checked.

Directors & mandates1 person

Role	Name	Tenure	Source
Curator	ALEXIA DE CLERCQ EDGARD GEVAERTDREEF 10, 9830 SINT-MARTENS-LATEM	19-03-2024 → present	Belgian State Gazette

Legal Structure

NACE primary	Renting of cars(77110)
Legal form	Private limited company (pre-2019)(015)
Incorporation	25-02-2014
Status	Active
Postal code	9032
First BS signal	25-03-2024
Latest BS signal	25-03-2024

Company structure — linked entities1 linked entities

Mandates

Establishment units 1 location

KEREM

Industrieweg 122, 9032 GentGoederenvervoer over de weg

since 20142.227.930.246

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44074C0150/00R002	Flanders	1.3 ha	1 · 5,018 m²	70.1 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data — this is not proof of ownership.

Updates 9 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2024

25-03-2024

Bankruptcy Opening

Ondernemingsrechtbank Gent, afdeling Gent · KEREM BV INDUS- TRIEWEG 122/D3, 9032 WONDELGEM · event 19-03-2024

2023

11-04-2023