KERBIX
ActiveSummary
KERBIX has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€20,909) and a net result of -€170. Equity is growing by ~19.2% per year across the filed fiscal years. Its solvency ranks better than 8% of 4711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability31▼-21
Solvency0=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 8.24 against 68.1 in 2024; short-term debt: 12.1% and cash: 92.6% of total assets), but equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-311.4%
Return on assets
-2.5%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€20,909
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
on the day
2023
on the day
2022
on the day
2021
3 d early
2020
2 d early
2019
10 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average on the deadline day; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 31 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€170
2024 · €1,268
Working capital
€5,900▼ 72.0%
2024 · €21,070
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€1,552-€1,218▲ 21.5%€77,912€1,646▼ 97.9%-€125
Net result-€2,634within the sector's middle half-€2,697within the sector's middle half▼ 2.4%€71,991above the sector's middle half€1,268within the sector's middle half▼ 98.2%-€170within the sector's middle half
Equity-€91,301below the sector's middle half▼ 3.0%-€93,998below the sector's middle half▼ 3.0%-€22,007below the sector's middle half▲ 76.6%-€20,739below the sector's middle half▲ 5.8%-€20,909below the sector's middle half▼ 0.8%
Total assets€3,618below the sector's middle half▼ 31.4%€418,376above the sector's middle half▲ 11,464%€93,475within the sector's middle half▼ 77.7%€21,384below the sector's middle half▼ 77.1%€6,715below the sector's middle half▼ 68.6%
Debt€94,919▲ 1.0%€512,374▲ 440%€115,482▼ 77.5%€42,123▼ 63.5%€27,624▼ 34.4%
Working capital€66,438above the sector's middle half€84,006above the sector's middle half▲ 26.4%€21,070within the sector's middle half▼ 74.9%€5,900within the sector's middle half▼ 72.0%
Solvency-22.5%below the sector's middle half-23.5%below the sector's middle half▼ 1.1pp-97.0%below the sector's middle half▼ 73.4pp-311.4%below the sector's middle half▼ 214.4pp
Current ratio1.19within the sector's middle half9.87above the sector's middle half▲ 8.6868.10above the sector's middle half▲ 58.238.24above the sector's middle half▼ 59.86
Return on assets (ROA)-0.6%within the sector's middle half77.0%above the sector's middle half▲ 77.7pp5.9%within the sector's middle half▼ 71.1pp-2.5%within the sector's middle half▼ 8.5pp
above
within
below
the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €125 after €1,646 in 2024.
Key figures and ratios
Debt to equity
-1.32▲
2024 · -2.03
Debt ≤ 1 year
€815▲
2024 · €314
Debt > 1 year
€26,809▼
2024 · €41,809
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,799 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- negative equity
- a small loss
1.9%
went bankrupt
5.9%
stopped otherwise
90%
still going
A further 2.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,799 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | €610 | €3,351 | €384 | €507 | ▲ 32.0% |
| Gross operating margin9900 | -€1,144 | -€608 | €81,263 | €2,030 | €382 | ▼ 81.2% |
| Operating profit (loss)9901 | -€1,552 | -€1,218 | €77,912 | €1,646 | -€125 | ▼ 108% |
| Financial charges65/66B | - | €1,479 | €5,921 | €378 | €45 | ▼ 88.1% |
| Recurring financial charges65 | €1,082 | €1,479 | €5,921 | €378 | €45 | ▼ 88.1% |
| Profit (loss) for the period before taxes9903 | -€2,634 | -€2,697 | €71,991 | €1,268 | -€170 | ▼ 113% |
| Profit (loss) for the period9904 | -€2,634 | -€2,697 | €71,991 | €1,268 | -€170 | ▼ 113% |
| Profit (loss) for the period to be appropriated9905 | -€2,634 | -€2,697 | €71,991 | €1,268 | -€170 | ▼ 113% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3,618 | €418,376 | €93,475 | €21,384 | €6,715 | ▼ 68.6% |
| Current assets29/58 | €3,618 | €418,376 | €93,475 | €21,384 | €6,715 | ▼ 68.6% |
| Stocks and contracts in progress3 | - | €415,711 | - | - | - | - |
| Stocks30/36 | - | €415,711 | - | - | - | - |
| Amounts receivable within one year40/41 | - | €1,583 | €4,612 | €717 | €500 | ▼ 30.3% |
| Trade receivables40 | - | - | €2,420 | €717 | €500 | ▼ 30.3% |
| Other amounts receivable41 | - | €1,583 | €2,192 | - | - | - |
| Cash at bank and in hand54/58 | €3,618 | €612 | €88,863 | €20,667 | €6,215 | ▼ 69.9% |
| Deferred charges and accrued income490/1 | - | €470 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3,618 | €418,376 | €93,475 | €21,384 | €6,715 | ▼ 68.6% |
| Equity10/15 | -€91,301 | -€93,998 | -€22,007 | -€20,739 | -€20,909 | ▼ 0.8% |
| Contributions10/11 | - | €25,000 | €25,000 | €25,000 | €25,000 | = |
| Profit (loss) carried forward14 | -€116,301 | -€118,998 | -€47,007 | -€45,739 | -€45,909 | ▼ 0.4% |
| Amounts payable17/49 | €94,919 | €512,374 | €115,482 | €42,123 | €27,624 | ▼ 34.4% |
| Amounts payable after more than one year17 | €94,919 | €160,376 | €106,013 | €41,809 | €26,809 | ▼ 35.9% |
| Financial debts170/4 | - | €34,363 | - | - | - | - |
| Other amounts payable178/9 | - | €126,013 | €106,013 | €41,809 | €26,809 | ▼ 35.9% |
| Amounts payable within one year42/48 | - | €351,938 | €9,469 | €314 | €815 | ▲ 160% |
| Financial debts43 | - | €350,057 | - | - | - | - |
| Credit institutions430/8 | - | €350,057 | - | - | - | - |
| Trade debts44 | - | €1,484 | €9,469 | €314 | €605 | ▲ 92.7% |
| Suppliers440/4 | - | €1,484 | €9,469 | €314 | €605 | ▲ 92.7% |
| Taxes, remuneration and social security45 | - | - | - | - | €210 | - |
| Taxes450/3 | - | - | - | - | €210 | - |
| Other amounts payable47/48 | - | €397 | - | - | - | - |
| Accrued charges and deferred income492/3 | - | €60 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,634 | -€2,697 | €71,991 | €1,268 | -€170 | ▼ 113% |
| Operating cash flow (approximation) | -€2,634 | -€2,697 | €71,991 | €1,268 | -€170 | ▼ 113% |
| Change in cash | - | -€3,006 | €88,251 | -€68,196 | -€14,452 | ▲ 78.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Liquidity times 7current ratio 68.10
Current ratio from 9.87 to 68.10; short-term debt falls from €9,469 to €314.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €71,991
Net result €71,991 after 2 loss-making years.
30-06
Financial
Liquidity times 8current ratio 9.87
Current ratio from 1.19 to 9.87; short-term debt falls from €351,938 to €9,469.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet -€2,697
Net result drops to -€2,697, the lowest in the series; recovery starts the following year.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
10-02
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 10 days late
2019
11-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
15-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 10 acts read
About the unread acts
We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo
Ground area
840 m²
Building footprint
105 m²
Volume, LiDAR
881 m³
Parcel 25110S0114/00W002, Wallonia · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25110S0114/00W002 | Wallonia | 840 m² | 1 · 105 m² | 10.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 6,998 companies in sector 96999 we hold annual accounts for 603. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-08-2003
Fiscal year end30-06
Activities, NACEBEL 2025
96999Other personal services
81100Combined facilities support activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0860096426
Registered
21-02-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.