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Complete company report
Generated 28-06-2026
Active BE 0802.331.342Private limited company

KERATY

Rue du Bosquet 1 ·1400 Nivelles, Belgium· 3 yrs active
Sector: Wholesale trade (46450)
Conclusion Checked

The computed 12-month bankruptcy probability of KERATY is 2.2% (average). The 2024 annual accounts show equity of €11k and a net result of €5k. Its solvency ranks better than 34% of 571 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €11k
Net result €5k
Staff (FTE) 0.2
Better than sector 34%
Snowflake analysis 5 axes · computed by Checked
Health58Profitability100Solvency16Growth78Stability94
69 / 100

Strong profile, led by profitability.

Health 58
Profitability 100
Solvency 16
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
2.2% Average
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2023 — past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
58 / 100 Fair
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 29-08-2025 with the NBB · fiscal year 2024 · micro
€-15k€-10k€-5k€0€5kOperating result 2023: €-14k€-14kNet result 2023: €-14k€-14kOperating result 2024: €5k€5kNet result 2024: €5k€5k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 46 — Wholesale trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 5.3% 23.8%
better than 34% of 571 sector peers
Net result €5k €3k
better than 56% of 567 sector peers
Equity €11k €16k
better than 47% of 572 sector peers
Gross operating margin €11k €15k
better than 44% of 562 sector peers
Staff costs €5k €23k
higher than 23% of 135 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€5k
— ≈ vs sector
Total assets
€210k
+940.4% +469% vs sector
Equity
€11k
+87.4% ≈ vs sector
Working capital
€11k
+87.4% +49% vs sector
Employees (FTE)
0
— -88% vs sector
Staff costs
€5k
— -94% vs sector
Debt
€199k
+1300.1% +683% vs sector
Debt ≤ 1y
€199k
+1300.1% +683% vs sector
Current ratio
1.06
-25.7% -25% vs sector
Quick ratio
0.51
-64.3% ≈ vs sector
Solvency
5.3%
-82.0% -83% vs sector
Debt / equity
17.72
+647.3% +704% vs sector
ROE
46.6%
— +14% vs sector
ROA
2.5%
— +1% vs sector
Figures by fiscal year
Fiscal year2024
Revenue—
EBITDA—
Net profit€5k
Cash flow—
Staff costs€5k
Income taxes—
Dividends—
Total assets€210k
Equity€11k
Debt€199k
of which ≤ 1y€199k
of which > 1y—
Working capital€11k
Employees (FTE)0.2
Ratios (computed)
2024
Current ratio1.06
Quick ratio0.51
Working capital ratio5.3%
Solvency5.3%
Debt / equity17.72
Long-term debt ratio—
Interest coverage—
Gross margin—
Net margin—
ROA2.5%
ROE46.6%
EBITDA margin—
Days sales outstanding—
Days payable outstanding—
Inventory turnover—
Days inventory (DSI)—
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet — Assets
TOTAL ASSETS 20/58€210k
Current assets 29/58€210k
Stocks & contracts in progress 3€109k
Amounts receivable within one year 40/41€100k
Cash & bank 54/58€200
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€210k
Equity 10/15€11k
Contributions / capital 10/11€20k
Accumulated profits (losses) 14€-9k
Amounts payable 17/49€199k
Amounts payable within one year 42/48€199k
Trade debts payable within one year 44€129k
Income statement
Gross operating margin 9900€11k
Operating result 9901€5k
Financial charges 65€205
Result before taxes 9903€5k
Net result for the period 9904€5k
Result to be appropriated 9905€5k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Wholesale trade(46450)
Legal form Private limited company(610)
Incorporation01-06-2023
StatusActive
Postal code1400
Establishment units 1 location
KERATY
Rue du Bosquet 1, 1400 NivellesHandelsbemiddeling in parfums, cosmetica, toiletartikelen en reinigingsmiddelen
since 20232.345.861.658
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25099D0025/00M002 Wallonia 7,802 m² 1 · 3,941 m² 12.1 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data — this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
29-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
05-11-2024
State Gazette act Director changes
29-10-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
Belgisch Staatsblad — acts 1 acts
All acts · 1 updated 1 year ago
2024
05-11-2024 3 directors appointed Director changes
  • Stéphane OLLIER — Bestuurder
  • Najib HANICHE — Bestuurder
  • Nancy VAN RYSSELBERGHE — Mandataire special
Technical details 
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  "events": [
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "St\u00E9phane OLLIER",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": "statutair",
      "compensated": true,
      "effective_date": "2024-09-25",
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Najib HANICHE",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": "statutair",
      "compensated": true,
      "effective_date": "2024-09-25",
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
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      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "delegation_dagelijks_bestuur_in",
      "role": "mandataire_special",
      "person": {
        "rrn": null,
        "name": "Nancy VAN RYSSELBERGHE",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "additional",
      "via_org": {
        "kbo": null,
        "name": "SRL ATALEX",
        "address": null,
        "country": null,
        "legal_form": "SRL"
      },
      "statutory": "niet_statutair",
      "compensated": null,
      "effective_date": "2024-09-25",
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Waterloo",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2024-11-05",
    "filing_date": "2024-10-21",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2024-09-25",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0802.331.342",
    "name_full": "KERATY",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": "SRL ATALEX",
    "person_name": null,
    "org_rep_person_name": "Nancy VAN RYSSELBERGHE",
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Groothandel in parfumerieën en cosmetica46450Groothandel in parfumerieën en cosmetica46450Detailhandel in cosmetica en toiletartikelen in gespecialiseerde winkels47750Detailhandel in cosmetica en toiletartikelen47750Handelsbemiddeling in meubelen, huishoudelijke artikelen en ijzerwaren46150Handelsbemiddeling in de groothandel in meubelen, huishoudelijke artikelen en ijzerwaren46150Detailhandel in cosmetica en toiletartikelen in gespecialiseerde winkels47750Detailhandel in cosmetica en toiletartikelen47750
Primary activity highlighted.
Names & trade names
Legal nameFR KERATY
Registered office
Rue du Bosquet 1
1400 Nivelles, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative