KEOS
ActiveSummary
KEOS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40k and a net result of €35k. Equity is growing by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 34% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency55▼-45
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 12.26 in 2024; short-term debt: 69.5% and cash: 44.1% of total assets), and 69.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.5%
Return on assets
26.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 03-12-2025, 59 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
59 d early
2024
45 d early
2023
42 d early
2022
56 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€40k▼ 72.3%
2024 · €145k
2022: €72k
2023: €104k
2024: €145k
2022 → 2025
Total assets
€132k▼ 15.5%
2024 · €156k
2022: €80k
2023: €114k
2024: €156k
2022 → 2025
Net result
€35k▼ 14.4%
2024 · €41k
2022: €69k
2023: €32k
2024: €41k
2022 → 2025
Working capital
€16k▼ 87.1%
2024 · €124k
2022: €62k
2023: €91k
2024: €124k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€72k-€104k▲ 45.3%€145k▲ 39.4%€40k▼ 72.3%
Operating result€89k-€43k▼ 51.9%€59k▲ 37.2%€51k▼ 12.7%
Net result€69k-€32k▼ 53.0%€41k▲ 26.3%€35k▼ 14.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €132k
Fixed assets
€24k ▲ 14.4%
Current assets
€108k ▼ 20.1%
Equity and liabilities €132k
Equity
€40k ▼ 72.3%
Debt
€92k ▲ 733%
Debt's share of the balance-sheet total rises from 7.1% to 69.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€55k▼
2024 · €62k
Cash flow
€39k▼
2024 · €44k
Current ratio
1.17▼
2024 · 12.26
Debt to equity
2.28▲
2024 · 0.08
ROE
87.4%▲
2024 · 28.3%
ROA
26.6%▲
2024 · 26.3%
Interest coverage
9.91▼
2024 · 10.41
Debt ≤ 1 year
€92k▲
2024 · €11k
Income taxes
€11k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€156k€132k▼
Fixed assets21/28€21k€24k▲
Tangible fixed assets22/27€15k€18k▲
Plant, machinery and equipment23€7k€5k▼
Furniture and vehicles24-€4k
Other tangible fixed assets26€7k€9k▲
Financial fixed assets28€6k€6k=
Current assets29/58€135k€108k▼
Amounts receivable within one year40/41€44k€47k▲
Trade receivables40€43k€46k▲
Other amounts receivable41€399€2k▲
Current investments50/53€41k-
Cash at bank and in hand54/58€48k€58k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€156k€132k▼
Equity10/15€145k€40k▼
Contributions10/11€3k€3k=
Reserves13€143k€38k▼
Distributable reserves133€143k€38k▼
Amounts payable17/49€11k€92k▲
Amounts payable within one year42/48€11k€92k▲
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Advances received on contracts in progress46-€838
Taxes, remuneration and social security45€8k€10k▲
Taxes450/3€8k€10k▲
Other amounts payable47/48-€77k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€655€120▼
Gross operating margin9900€63k€55k▼
Operating profit (loss)9901€59k€51k▼
Financial income75/76B-€432
Recurring financial income75-€432
Financial charges65/66B€6k€6k▼
Recurring financial charges65€6k€6k▼
Non-recurring financial charges66B-€381
Profit (loss) for the period before taxes9903€53k€46k▼
Income taxes67/77€12k€11k▼
Profit (loss) for the period9904€41k€35k▼
Profit (loss) for the period to be appropriated9905€41k€35k▼
Appropriation of the result
Profit (loss) to be appropriated9906€41k€35k▼
Transfer from equity791/2-€105k
Transfer to equity691/2€41k-
To other reserves6921€41k-
Profit to be distributed694/7-€140k
Return on contributions (dividend)694-€140k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
03-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
17-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
20-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Weakest financial yearnet €32k ▼53%
Net result drops to €32k, the lowest in the series; recovery starts the following year.
30-06
Financial
Equity above €100kEq €104k ▲45.3%
2 profitable years in a row build equity to €104k.
2022
06-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mol · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brasemstraat 122400 MolGround area
502 m²
Building footprint
146 m²
Volume, LiDAR
97 m³
Parcel 13432B0351/00E000, Flanders · tallest building 2.8 m. Linked by address, not a title deed.
1 establishment unit
KEOS
since 20212.313.387.048
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13432B0351/00E000 | Flanders | 502 m² | 1 · 146 m² | 2.8 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 6,712 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-02-2021
Fiscal year end30-06
Activities, NACEBEL 2025
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.