GARAGE DE COCKER
ActiveGARAGE DE COCKER has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €441k and a net result of €29k. Equity is growing by ~12.6% per year across the filed fiscal years. Its solvency ranks better than 77% of 7955 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-12
Solvency97▲+1
Growth51▼-17
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.98 against 3.28 in 2024; short-term debt: 25.3% and cash: 54.2% of total assets), and 27.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.1%
Return on assets
4.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-04-2026, 93 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
93 d early
2024
93 d early
2023
96 d early
2022
81 d early
2021
93 d early
2020
85 d early
2019
87 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€716k▼ 0.3%
2024 · €719k
2018: €543k
2019: €738k
2020: €857k
2021: €799k
2022: €759k
2023: €720k
2024: €719k
2018 → 2025
EBIT margin
5.9%▼ 5.5pp
2024 · 11.5%
2018: 14.7%
2019: 14.7%
2020: 16.9%
2021: 10.6%
2022: 19.5%
2023: 16.3%
2024: 11.5%
2018 → 2025
Net result
€29k▼ 65.7%
2024 · €86k
2018: €49k
2019: €87k
2020: €111k
2021: €63k
2022: €107k
2023: €79k
2024: €86k
2018 → 2025
Working capital
€306k▼ 18.7%
2024 · €376k
2018: €130k
2019: €151k
2020: €209k
2021: €250k
2022: €300k
2023: €401k
2024: €376k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€799k-€759k▼ 5.1%€720k▼ 5.1%€719k▼ 0.2%€716k▼ 0.3%
Equity€360k-€433k▲ 20.2%€512k▲ 18.4%€492k▼ 4.0%€441k▼ 10.3%
Operating result€85k-€148k▲ 73.8%€117k▼ 20.7%€82k▼ 29.7%€43k▼ 48.3%
Net result€63k-€107k▲ 69.5%€79k▼ 25.5%€86k▲ 7.7%€29k▼ 65.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 48% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €612k
Fixed assets
€151k▲ 2.6%
Current assets
€461k▼ 14.8%
Equity and liabilities €612k
Equity
€441k▼ 10.3%
Debt
€171k▼ 13.1%
The debt ratio falls from 28.6% to 27.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€84k▼
2024 · €116k
Cash flow
€71k▼
2024 · €119k
Solvency
72.1%▲
2024 · 71.4%
Current ratio
2.98▼
2024 · 3.28
Quick ratio
2.23▼
2024 · 2.33
Debt / equity
0.39▼
2024 · 0.40
ROE
6.7%▼
2024 · 17.4%
ROA
4.8%▼
2024 · 12.4%
Interest coverage
44.16▼
2024 · 48.05
Debt
€171k▼
2024 · €197k
Debt ≤ 1 year
€155k▼
2024 · €165k
Debt > 1 year
€16k▼
2024 · €32k
Income taxes
€11k▼
2024 · €34k
Staff costs
€49k▲
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€689k€612k▼
Fixed assets21/28€147k€151k▲
Tangible fixed assets22/27€147k€151k▲
Plant, machinery and equipment23€28k€22k▼
Furniture and vehicles24€20k€44k▲
Other tangible fixed assets26€99k€85k▼
Financial fixed assets28€29€29=
Current assets29/58€541k€461k▼
Stocks and contracts in progress3€157k€116k▼
Stocks30/36€157k€116k▼
Amounts receivable within one year40/41€43k€13k▼
Trade receivables40€43k€10k▼
Other amounts receivable41-€4k
Cash at bank and in hand54/58€340k€332k▼
Deferred charges and accrued income490/1€995-
Equity and liabilities
Total equity and liabilities10/49€689k€612k▼
Equity10/15€492k€441k▼
Contributions10/11€19k€19k=
Outside capital11-€19k
Other1109/19-€19k
Reserves13€473k€423k▼
Distributable reserves133€473k€423k▼
Amounts payable17/49€197k€171k▼
Amounts payable after more than one year17€32k€16k▼
Financial debts170/4€32k€16k▼
Amounts payable within one year42/48€165k€155k▼
Current portion of amounts payable after more than one year42€18k€16k▼
Trade debts44€59k€44k▼
Suppliers440/4€59k€44k▼
Taxes, remuneration and social security45€30k€15k▼
Taxes450/3€23k€5k▼
Remuneration and social security454/9€7k€10k▲
Other amounts payable47/48€58k€80k▲
Income statement
Code20242025
Turnover70€719k€716k▼
Goods, raw materials, services and sundry goods60/61€548k€591k▲
Remuneration, social security and pensions62€44k€49k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€42k▲
Other operating charges640/8€11k€10k▼
Gross operating margin9900€171k€143k▼
Operating profit (loss)9901€82k€43k▼
Financial income75/76B€40k€201▼
Recurring financial income75€0€201▲
Non-recurring financial income76B€40k-
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€120k€41k▼
Income taxes67/77€34k€11k▼
Profit (loss) for the period9904€86k€29k▼
Profit (loss) for the period to be appropriated9905€86k€29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€86k€29k▼
Transfer from equity791/2€58k€80k▲
Transfer to equity691/2€86k€29k▼
To other reserves6921€86k€29k▼
Profit to be distributed694/7€58k€80k▲
Return on contributions (dividend)694€58k€80k▲
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €29k ▼65.7%
Net result drops to €29k, the lowest in the series.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €500kEq €512k ▲18.4%
6 profitable years in a row build equity to €512k.
11-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
07-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €111k ▲28.2%
Net result €111k, the highest in the series.
05-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
19-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
24-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselbaan 1919320 AalstGround area
147 m²
Building footprint
146 m²
Volume, LiDAR
972 m³
Parcel 41014A0494/00N000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GARAGE DE COCKER
since 20042.143.197.974
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41014A0494/00N000 | Flanders | 147 m² | 1 · 146 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 3 entries · 2,516 EUR awarded · 2,678 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 354 EUR | 516 EUR |
| 2022 | 2 | 2,162 EUR | 2,162 EUR |
Schemes
Hinderpremie bij openbare werken
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 4,426 companies in sector 46180 we hold annual accounts for 1,886. 1,217 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-11-2004
Fiscal year end31-12
Activities, NACEBEL
45112
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46180Agents specialised in the wholesale of other particular products
50102
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
50103
50200
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.garagedecocker.be
E-mail:info@garagedecocker.be