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KEN VAN HECKE

Active
Private limited companyfounded 20215 yrs activeSpelonckvaart 24, 9180 Lokeren, BelgiumKBO/BCE: BE 0772.691.805

KEN VAN HECKE has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78k and a net result of €76k. Equity is growing by ~29.5% per year across the filed fiscal years. Its solvency ranks better than 49% of 2262 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
74 / 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency65▼-35
Growth68▲+16
Track record94
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.53 against 5.33 in 2024; short-term debt: 59.6% and cash: 68.1% of total assets), but 60.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 5 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
39.6%
Return on assets
38.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-01-2026, 5 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
5 d early
2024
10 d early
2023
2 d early
2022
12 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€78k▼ 63.9%
2024 · €217k
2022: €78k 2023: €144k 2024: €217k
2022 → 2025
Total assets
€198k▼ 24.6%
2024 · €262k
2022: €164k 2023: €183k 2024: €262k
2022 → 2025
Net result
€76k▲ 3.4%
2024 · €73k
2022: €76k 2023: €65k 2024: €73k
2022 → 2025
Working capital
€63k▼ 67.2%
2024 · €192k
2022: €60k 2023: €111k 2024: €192k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line2022202320242025Trend
Equity€78k-€144k▲ 83.6%€217k▲ 51.0%€78k▼ 63.9%
Operating result€106k-€87k▼ 18.2%€94k▲ 8.7%€91k▼ 3.3%
Net result€76k-€65k▼ 13.7%€73k▲ 12.1%€76k▲ 3.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100kOperating result 2022: €106k€106kNet result 2022: €76k€76kOperating result 2023: €87k€87kNet result 2023: €65k€65kOperating result 2024: €94k€94kNet result 2024: €73k€73kOperating result 2025: €91k€91kNet result 2025: €76k€76k2022202320242025
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €198k
Fixed assets €17k▼ 34.8%
Current assets €181k▼ 23.5%
Equity and liabilities €198k
Equity €78k▼ 63.9%
Debt €119k▲ 163%
The debt ratio rises from 17.3% to 60.4%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€102k
2024 · €104k
Cash flow
€86k
2024 · €83k
Solvency
39.6%
2024 · 82.7%
Current ratio
1.53
2024 · 5.33
Quick ratio
1.53
2024 · 5.33
Debt / equity
1.53
2024 · 0.21
ROE
96.9%
2024 · 33.8%
ROA
38.3%
2024 · 27.9%
Interest coverage
97.11
2024 · 121.75
Debt
€119k
2024 · €45k
Debt ≤ 1 year
€118k
2024 · €44k
Income taxes
€21k
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€262k€198k
Fixed assets21/28€26k€17k
Tangible fixed assets22/27€26k€17k
Furniture and vehicles24€26k€17k
Current assets29/58€236k€181k
Amounts receivable after more than one year29€12k€12k=
Other amounts receivable291€12k€12k=
Amounts receivable within one year40/41€33k€33k=
Trade receivables40€33k€33k=
Other amounts receivable41€156€162
Current investments50/53€165k€0
Cash at bank and in hand54/58€25k€135k
Deferred charges and accrued income490/1€1k€1k
Equity and liabilities
Total equity and liabilities10/49€262k€198k
Equity10/15€217k€78k
Contributions10/11€3k€3k=
Reserves13€214k€76k
Distributable reserves133€214k€76k
Profit (loss) carried forward14-€0
Amounts payable17/49€45k€119k
Amounts payable within one year42/48€44k€118k
Trade debts44€4k€184
Suppliers440/4€4k€184
Taxes, remuneration and social security45€28k€7k
Taxes450/3€28k€7k
Other amounts payable47/48€12k€110k
Accrued charges and deferred income492/3€1k€2k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€10k
Other operating charges640/8€1k€1k
Gross operating margin9900€105k€103k
Operating profit (loss)9901€94k€91k
Financial income75/76B-€7k
Recurring financial income75-€7k
Financial charges65/66B€852€1k
Recurring financial charges65€852€1k
Profit (loss) for the period before taxes9903€93k€97k
Income taxes67/77€20k€21k
Profit (loss) for the period9904€73k€76k
Profit (loss) for the period to be appropriated9905€73k€76k
Appropriation of the result
Profit (loss) to be appropriated9906€73k€76k
Transfer from equity791/2-€139k
Transfer to equity691/2€73k€0
To other reserves6921€73k€0
Profit to be distributed694/7-€214k
Return on contributions (dividend)694-€214k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
26-01
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial Highest result since 2022net €76k ▲3.4%
Net result €76k, the highest in the series.
21-01
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial Equity above €200kEq €217k ▲51%
3 profitable years in a row build equity to €217k.
29-01
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial Weakest financial yearnet €65k ▼13.7%
Net result drops to €65k, the lowest in the series; recovery starts the following year.
30-06
Financial Equity above €100kEq €144k ▲83.6%
2 profitable years in a row build equity to €144k.
19-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2021
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Spelonckvaart 249180 Lokeren
Ground area
298 m²
Building footprint
95 m²
Parcel 44045K0937/00H000, Flanders. Linked by address, not a title deed.
1 establishment unit
KEN VAN HECKE
Spelonckvaart 24, 9180 LokerenFinancial service activities, except insurance and pension funding
since 20212.321.477.640
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44045K0937/00H000 Flanders 298 m² 1 · 94 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,505 companies in sector 82990 we hold annual accounts for 9,396. 7,136 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded19-08-2021
Fiscal year end30-06
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.