AE&S

Active

Private limited companyfounded 20224 yrs activeSchommelaarstraat 17, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 0781.303.326

AE&S has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €158k and a net result of €51k. Equity is growing by ~58.9% per year across the filed fiscal years. Its solvency ranks better than 79% of 7689 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

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Checked score

Score 2025

93 / 100

Excellent▼ -7 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency100▲+2

Growth78=

Stability94

Bankruptcy probability, 12 months

0.7% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €15k at 30 days acceptable

Liquidity ample (current ratio 6.53 against 2.91 in 2024), and 19.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 82

Relative position

BE, all sectors

reference

Sector 82

lower

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

80.1%

Return on assets

25.6%

Age of the figures

8 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

2 d early

2024

on the day

2023

22 d late

2022

27 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

15-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€158k▲ 47.0%

2024 · €108k

2022: €20k 2023: €57k 2024: €108k

2022 → 2025

Total assets

€198k▲ 10.2%

2024 · €179k

2022: €38k 2023: €126k 2024: €179k

2022 → 2025

Net result

€51k▼ 1.0%

2024 · €51k

2022: €19k 2023: €37k 2024: €51k

2022 → 2025

Working capital

€143k▲ 57.5%

2024 · €91k

2022: €15k 2023: €38k 2024: €91k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€20k-€57k▲ 188%€108k▲ 90.3%€158k▲ 47.0%

Operating result€26k-€53k▲ 103%€72k▲ 37.7%€67k▼ 6.9%

Net result€19k-€37k▲ 98.4%€51k▲ 38.3%€51k▼ 1.0%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 7% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €198k

14.7%

85.3%

Fixed assets €29k▼ 29.7%

Current assets €169k▲ 22.1%

Equity and liabilities €198k

80.1%

19.9%

Equity €158k▲ 47.0%

Debt €39k▼ 45.1%

The debt ratio falls from 39.9% to 19.9%: equity grows while debt is paid down.

Key figures and ratios

2025 value · change against 2024

EBITDA

€80k▼

2024 · €85k

Cash flow

€63k▼

2024 · €63k

Solvency

80.1%▲

2024 · 60.1%

Current ratio

6.53▲

2024 · 2.91

Quick ratio

6.53▲

2024 · 2.91

Debt / equity

0.25▼

2024 · 0.66

ROE

32.0%▼

2024 · 47.5%

ROA

25.6%▼

2024 · 28.5%

Interest coverage

75.80▲

2024 · 63.01

Debt

€39k▼

2024 · €72k

Debt ≤ 1 year

€26k▼

2024 · €47k

Debt > 1 year

€14k▼

2024 · €24k

Income taxes

€19k▼

2024 · €20k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€179k€198k▲

Fixed assets21/28€41k€29k▼

Tangible fixed assets22/27€41k€29k▼

Furniture and vehicles24€37k€25k▼

Other tangible fixed assets26€4k€4k▼

Current assets29/58€138k€169k▲

Amounts receivable within one year40/41€12k€16k▲

Trade receivables40€12k€9k▼

Other amounts receivable41-€7k

Current investments50/53€41k€114k▲

Cash at bank and in hand54/58€83k€38k▼

Deferred charges and accrued income490/1€2k€450▼

Equity and liabilities

Total equity and liabilities10/49€179k€198k▲

Equity10/15€108k€158k▲

Contributions10/11€1k€1k=

Reserves13€106k€156k▲

Distributable reserves133€106k€156k▲

Profit (loss) carried forward14€809€1k▲

Amounts payable17/49€72k€39k▼

Amounts payable after more than one year17€24k€14k▼

Financial debts170/4€24k€14k▼

Amounts payable within one year42/48€47k€26k▼

Current portion of amounts payable after more than one year42€11k€11k▲

Trade debts44€7k€3k▼

Suppliers440/4€7k€3k▼

Taxes, remuneration and social security45€24k€8k▼

Taxes450/3€24k€8k▼

Other amounts payable47/48€6k€4k▼

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k=

Other operating charges640/8€447€3k▲

Gross operating margin9900€85k€83k▼

Operating profit (loss)9901€72k€67k▼

Financial income75/76B€45€3k▲

Recurring financial income75€45€3k▲

Financial charges65/66B€1k€1k▼

Recurring financial charges65€1k€1k▼

Profit (loss) for the period before taxes9903€71k€70k▼

Income taxes67/77€20k€19k▼

Profit (loss) for the period9904€51k€51k▼

Profit (loss) for the period to be appropriated9905€51k€51k▼

Appropriation of the result

Profit (loss) to be appropriated9906€52k€51k▼

Profit (loss) brought forward from the previous period14P€650€809▲

Transfer to equity691/2€51k€50k▼

To other reserves6921€51k€50k▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 8Financial 4Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

29-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Liquidity doublescurrent ratio 6.53

Current ratio from 2.91 to 6.53; short-term debt falls from €47k to €26k.

31-12

Financial Equity above €150kEq €158k ▲47%

4 profitable years in a row build equity to €158k.

31-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Highest result since 2022net €51k ▲38.3%

Operating result €72k, net result €51k, both a record.

31-12

Financial Equity above €100kEq €108k ▲90.3%

3 profitable years in a row build equity to €108k.

22-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 22 days late

2023

04-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Sint-Niklaas · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Schommelaarstraat 179100 Sint-Niklaas

Ground area

336 m²

Building footprint

89 m²

Volume, LiDAR

503 m³

Parcel 46017B0076/00H000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

AE&S

Schommelaarstraat 17, 9100 Sint-NiklaasComputing infrastructure, data processing, hosting and other information service activities

since 20222.328.085.221

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
46017B0076/00H000	Flanders	336 m²	1 · 89 m²	8.7 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2023 · 1 entry · 2,264 EUR awarded · 2,264 EUR paid

Year	Entries	awarded	paid
2023	1	2,264 EUR	2,264 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

1 entry · 2,264 EUR · 2,264 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Huldenberg · Eq €158k

Iris Van der Donckt

BE 0716.706.571

La Roche-en-Ardenne · Eq €159k

Sint-Truiden · Eq €158k

Of 24,422 companies in sector 82990 we hold annual accounts for 9,361. 7,065 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded28-01-2022

Fiscal year end31-12

Activities, NACEBEL

82990Other business support services

70200Business and other management consultancy

70220Business consulting

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.