KEK-DEM
ActiveThe computed 12-month bankruptcy probability of KEK-DEM is 3.6% (moderate). The 2025 annual accounts show negative equity (€-27k) and a net result of €-33k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 7332 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
15
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-53
Solvency0▼-33
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
3.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.53 against 0.67 in 2024; short-term debt: 126.9% and cash: 2.2% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-54.8%
Return on assets
-68%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €-27k
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
9 d early
2023
14 d early
2022
27 d early
2021
67 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-27k
2024 · €7k
2021: €5k
2022: €10k
2023: €17k
2024: €7k
2021 → 2025
Total assets
€49k▼ 39.2%
2024 · €81k
2021: €36k
2022: €32k
2023: €123k
2024: €81k
2021 → 2025
Net result
€-33k▼ 232%
2024 · €-10k
2021: €4k
2022: €5k
2023: €7k
2024: €-10k
2021 → 2025
Working capital
€-29k▼ 95.8%
2024 · €-15k
2021: €5k
2022: €10k
2023: €-4k
2024: €-15k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€5k-€10k▲ 111%€17k▲ 72.1%€7k▼ 60.8%€-27k
Operating result€5k-€7k▲ 50.1%€10k▲ 48.2%€-7k€-31k▼ 341%
Net result€4k-€5k▲ 41.4%€7k▲ 37.3%€-10k€-33k▼ 232%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €31k in 2025 against €7k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €49k
Fixed assets
€16k▼ 69.1%
Current assets
€33k▲ 12.6%
Key figures and ratios
EBITDA
€-16k▼
2024 · €18k
Cash flow
€-19k▼
2024 · €15k
Solvency
-54.8%▼
2024 · 8.0%
Current ratio
0.53▼
2024 · 0.67
Quick ratio
0.53▼
2024 · 0.67
Debt / equity
-2.83▼
2024 · 11.43
ROA
-68.0%▼
2024 · -12.5%
Interest coverage
-6.88▼
2024 · 6.32
Debt
€76k▲
2024 · €74k
Debt ≤ 1 year
€62k▲
2024 · €44k
Debt > 1 year
€14k▼
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€81k€49k▼
Fixed assets21/28€51k€16k▼
Tangible fixed assets22/27€51k€16k▼
Furniture and vehicles24€51k€16k▼
Current assets29/58€30k€33k▲
Amounts receivable within one year40/41€29k€32k▲
Trade receivables40€27k€31k▲
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€749€1k▲
Equity and liabilities
Total equity and liabilities10/49€81k€49k▼
Equity10/15€7k€-27k▼
Contributions10/11€1k€1k=
Profit (loss) carried forward14€6k€-28k▼
Amounts payable17/49€74k€76k▲
Amounts payable after more than one year17€30k€14k▼
Financial debts170/4€30k€14k▼
Amounts payable within one year42/48€44k€62k▲
Current portion of amounts payable after more than one year42€15k€16k▲
Trade debts44€1k€419▼
Suppliers440/4€1k€419▼
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€2k€35▼
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€25k€44k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€15k▼
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A-€7k
Gross operating margin9900€21k€-8k▼
Operating profit (loss)9901€-7k€-31k▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€-10k€-33k▼
Income taxes67/77€168-
Profit (loss) for the period9904€-10k€-33k▼
Profit (loss) for the period to be appropriated9905€-10k€-33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€-28k▼
Profit (loss) brought forward from the previous period14P€16k€6k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-33k
Net result drops to €-33k, the lowest in the series.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2021net €7k ▲37.3%
Operating result €10k, net result €7k, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Guldendelle 61930 ZaventemGround area
822 m²
Building footprint
157 m²
Volume, LiDAR
1,273 m³
Parcel 23057B0199/00V002, Flanders · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Guldendelle 6, 1930 Zaventem
since 20212.317.084.134
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23057B0199/00V002 | Flanders | 822 m² | 1 · 157 m² | 12.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
F&B CONSTRUCT
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ARR GROUP
BE 0776.441.547
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YSG VLOEREN
BE 0776.807.078
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M&Y CHASSIS
BE 0798.781.736
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Aménagement Côté Jardin
BE 0740.592.723
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Of 29,808 companies in sector 41001 we hold annual accounts for 16,033. 7,537 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-03-2021
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:kekdem@hotmail.com