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BEL GOLD IMMO

Active
Private limited companyfounded 2020active for 6 yearsCuregemstraat 18, 3071 Kortenberg, BelgiumKBO/BCE: BE 0750.664.786
Summary

The computed 12-month bankruptcy probability of BEL GOLD IMMO is 7.0% (elevated). The 2024 annual accounts show negative equity (-€1,406) and a net result of -€7,626. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 11% of 9,837 sector peers (NACE 41, financial year 2024). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 14-07-2020 Normal situation
Activity
General construction of residential buildings NACE 41001and 2 others
Establishment unit
2.307.182.216 3071 Kortenberg, since 14-07-2020
Financial year end
31 December
Peppol
Reachable since 05-01-2026

Board and ownership

Board
  • Ferman SamoDirector · since 14-07-2020

Financial position

32 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
7.0%
Annual accounts 2024
Gross margin
-€6,435
▲ 71.4%
Loss
€7,626
▼ 79.1%
Equity
-€1,406
Total assets
€45,516
▼ 15.1%
  • Negative equity on 31-12-2024
  • 2025 accounts not filed, 94 days past the deadline
Turnover not published (micro format)
Score breakdownraises risk1 financial year not filed after the legal deadline; last filed accounts filed 61 days late; 2 of the last 3 accounts lateFigures for financial year 2024 (filed on 08-10-2025)Sector: Construction of residential and non-residential buildings (NACE 41)lowers riskSize: total assets €45,516Show the evidence

Checked score

Score 2024
32 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 6% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2023
Weak
Solvency 22-15
equity -3.1% of total assets
Liquidity 4=
short-term debt 103.1% · cash 3.4%
Profitability 0=
return on assets -16.8%
Bankruptcy probability within 12 months
7.0% Elevated
0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,453 companies, NACE 41, micro)
Last 24 months 12-2024: 6.7% 01-2025: 6.6%▼ -0.1 percentage points vs 12-2024 02-2025: 6.6%● unchanged vs 01-2025 03-2025: 6.6%● unchanged vs 02-2025 04-2025: 6.7%▲ +0.1 percentage points vs 03-2025 05-2025: 6.8%▲ +0.1 percentage points vs 04-2025 06-2025: 6.9%▲ +0.1 percentage points vs 05-2025 07-2025: 6.8%▼ -0.1 percentage points vs 06-2025 08-2025: 7.7%▲ +0.9 percentage points vs 07-2025 09-2025: 7.8%▲ +0.1 percentage points vs 08-2025highest value 10-2025: 7.7%▼ -0.1 percentage points vs 09-2025 11-2025: 5.9%▼ -1.8 percentage points vs 10-2025 12-2025: 5.9%● unchanged vs 11-2025 01-2026: 5.8%▼ -0.1 percentage points vs 12-2025lowest value 02-2026: 5.8%● unchanged vs 01-2026 03-2026: 5.8%● unchanged vs 02-2026 04-2026: 5.8%● unchanged vs 03-2026 05-2026: 5.8%● unchanged vs 04-2026 06-2026: 5.8%● unchanged vs 05-2026 07-2026: 5.8%● unchanged vs 06-2026 08-2026: 6.7%▲ +0.9 percentage points vs 07-2026 09-2026: 6.7%● unchanged vs 08-2026 10-2026: 7.0%▲ +0.3 percentage points vs 09-2026 11-2026: 7.0%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.57 (0.73 in 2023), below 1. Short-term debt is 103.1% and cash 3.4% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 10% of them on solvency, 6% on liquidity, 5% on profitability and 4% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises risk
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 61 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Figures for financial year 2024 (filed on 08-10-2025)
NBB · annual accounts
lowers risk · Size: total assets €45,516
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
21222324
2021 to 2024 · latest year -€1,406
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 94 days later.
NBB · 4 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline02-11-2026 today
raises risk · 2024 accounts filed 61 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
not filed
2024
61 days late
2023
26 days late
2022
61 days late
2021
121 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 67 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2024 -€1,406 View
  • Caution: Lower solvency than 89% of companies in construction of buildingssector median 42.3% · 9,837 companies -3.1% View
  • Caution: 2 loss-making years in a rowloss in financial year 2024 -€7,626 View

Recent changes

  1. · Gazette deed Incorporation
All 7 events

Comparable companies

These companies have the same main activity as BEL GOLD IMMO: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €38,800 and €56,100, founded between 2020 and 2021.

CompanyTotal assetsGross margin
BEL GOLD IMMO Kortenberg€45,516-€6,435
RZ CONSTRUCT Wemmel€40,124-€2,074
KARYDA CONSTRUCT Dilbeek€51,770-€4,475
KEK-DEM Zaventem€49,195-€7,638
ART & DOM Beersel€38,801-€13,632
ALLTRAC Kraainem€56,132-€11,040
Bouwwerken Polleunis Tielt-Winge€52,587-€6,377
Full comparison

Key facts about BEL GOLD IMMO

What is the company number of BEL GOLD IMMO?
The company number of BEL GOLD IMMO is 0750.664.786. The VAT number is the same number with BE in front: BE 0750.664.786.
Where is BEL GOLD IMMO based?
The registered office is at Curegemstraat 18, 3071 Kortenberg.Company details
What does BEL GOLD IMMO do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of BEL GOLD IMMO?
The legal form of BEL GOLD IMMO is Private limited company (BV).
When was BEL GOLD IMMO founded?
BEL GOLD IMMO was founded on 14-07-2020.
Is BEL GOLD IMMO still active?
Yes, BEL GOLD IMMO is an active enterprise in the KBO register.
What is the turnover of BEL GOLD IMMO?
The annual accounts for financial year 2024 state no turnover. The micro format does not require it.Financials
Is BEL GOLD IMMO profitable?
In financial year 2024, BEL GOLD IMMO made a loss of €7,626.
Where can I find the annual accounts of BEL GOLD IMMO?
BEL GOLD IMMO filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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