KEER - CONSULT
ActiveSummary
KEER - CONSULT has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €373k and a net result of €-18k. Equity is growing by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 93% of 3291 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability18▼-50
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity tight (current ratio 1.19 against 1.16 in 2024; short-term debt: 7.4% and cash: 0.7% of total assets), and 7.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.6%
Return on assets
-4.5%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-18k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
30 d late
2022
28 d late
2021
30 d late
2020
27 d late
2019
89 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€373k▼ 4.6%
2024 · €391k
2018: €284k
2019: €319k
2020: €342k
2021: €388k
2022: €396k
2023: €394k
2024: €391k
2018 → 2025
Total assets
€403k▼ 6.6%
2024 · €431k
2018: €743k
2019: €655k
2020: €482k
2021: €494k
2022: €468k
2023: €461k
2024: €431k
2018 → 2025
Net result
€-18k▼ 448%
2024 · €-3k
2018: €35k
2019: €35k
2020: €23k
2021: €46k
2022: €9k
2023: €-2k
2024: €-3k
2018 → 2025
Working capital
€6k▼ 7.0%
2024 · €6k
2018: €-89k
2019: €-53k
2020: €-29k
2021: €-9k
2022: €-607
2023: €1k
2024: €6k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€388k-€396k▲ 2.2%€394k▼ 0.5%€391k▼ 0.8%€373k▼ 4.6%
Operating result€63k-€10k▼ 84.2%€-45€-2k▼ 3,651%€-17k▼ 919%
Net result€46k-€9k▼ 81.0%€-2k€-3k▼ 77.1%€-18k▼ 448%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €17k in 2025 against €2k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €403k
Fixed assets
€367k ▼ 4.6%
Current assets
€36k ▼ 23.1%
Equity and liabilities €403k
Equity
€373k ▼ 4.6%
Debt
€30k ▼ 25.7%
Debt's share of the balance-sheet total falls from 9.3% to 7.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€471▼
2024 · €16k
Cash flow
€-437▼
2024 · €14k
Current ratio
1.19▲
2024 · 1.16
Debt to equity
0.08▼
2024 · 0.10
ROE
-4.8%▼
2024 · -0.8%
ROA
-4.5%▼
2024 · -0.8%
Interest coverage
0.62▼
2024 · 10.97
Debt ≤ 1 year
€30k▼
2024 · €40k
Income taxes
€150▼
2024 · €162
Staff costs
€3k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€431k€403k▼
Fixed assets21/28€385k€367k▼
Tangible fixed assets22/27€50k€32k▼
Land and buildings22€31k€25k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€17k€6k▼
Financial fixed assets28€335k€335k=
Current assets29/58€46k€36k▼
Amounts receivable within one year40/41€45k€32k▼
Trade receivables40€8k€7k▼
Other amounts receivable41€37k€25k▼
Cash at bank and in hand54/58€748€3k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€431k€403k▼
Equity10/15€391k€373k▼
Contributions10/11€48k€48k=
Reserves13€343k€325k▼
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Distributable reserves133€338k€320k▼
Amounts payable17/49€40k€30k▼
Amounts payable within one year42/48€40k€30k▼
Current portion of amounts payable after more than one year42€12k€2k▼
Trade debts44€12k€12k▲
Suppliers440/4€12k€12k▲
Taxes, remuneration and social security45€7k€7k▼
Taxes450/3€6k€5k▼
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€9k€9k=
Income statement
Code20242025
Remuneration, social security and pensions62€3k€3k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k=
Other operating charges640/8€1k€1k▲
Gross operating margin9900€20k€5k▼
Operating profit (loss)9901€-2k€-17k▼
Financial income75/76B-€1
Recurring financial income75-€1
Non-recurring financial income76B-€1
Financial charges65/66B€1k€759▼
Recurring financial charges65€1k€759▼
Profit (loss) for the period before taxes9903€-3k€-18k▼
Income taxes67/77€162€150▼
Profit (loss) for the period9904€-3k€-18k▼
Profit (loss) for the period to be appropriated9905€-3k€-18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-18k▼
Transfer from equity791/2€3k€18k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 28 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Highest result since 2018net €46k ▲102%
Operating result €63k, net result €46k, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Keerbergen · 1 establishment unit since 1993
Ground area
6.2 ha
Building footprint
25 m²
Volume, LiDAR
252 m³
Parcel 24472F0473/00L000, Flanders · tallest building 14.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
KEER-CONSULT BVBA
since 19932.062.186.049
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24472F0473/00L000 | Flanders | 6.2 ha | 1 · 25 m² | 14.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,267 companies in sector 69209 we hold annual accounts for 1,098. 773 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-04-1993
Fiscal year end31-12
Activities, NACEBEL 2025
69209Other tax advisory services
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.