J.C. BOTERBERG
ActiveJ.C. BOTERBERG has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €343k and a net result of €2k. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 1004 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability26▼-46
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 48.23 against 94.96 in 2024; short-term debt: 2.1% and cash: 97.2% of total assets), and 2.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.9%
Return on assets
0.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
126 d late
2023
49 d late
2022
149 d late
2021
259 d late
2020
25 d late
2019
89 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€2k▼ 77.0%
2024 · €10k
2018: €22k
2019: €9k
2020: €32k
2021: €7k
2022: €8k
2023: €15k
2024: €10k
2018 → 2025
Working capital
€343k▲ 0.7%
2024 · €340k
2018: €258k
2019: €267k
2020: €300k
2021: €307k
2022: €315k
2023: €330k
2024: €340k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€307k-€315k▲ 2.6%€330k▲ 4.8%€341k▲ 3.1%€343k▲ 0.7%
Operating result€10k-€9k▼ 14.1%€21k▲ 140%€14k▼ 33.4%€2k▼ 82.6%
Net result€7k-€8k▲ 6.3%€15k▲ 93.5%€10k▼ 33.0%€2k▼ 77.0%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 83% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €350k
Fixed assets
€355▼ 32.4%
Current assets
€350k▲ 1.8%
Equity and liabilities €350k
Equity
€343k▲ 0.7%
Debt
€7k▲ 100%
The debt ratio rises from 1.1% to 2.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€3k▼
2024 · €14k
Cash flow
€3k▼
2024 · €10k
Solvency
97.9%▼
2024 · 98.9%
Current ratio
48.23▼
2024 · 94.96
Quick ratio
48.23▼
2024 · 94.96
Debt / equity
0.02▲
2024 · 0.01
ROE
0.7%▼
2024 · 3.0%
ROA
0.7%▼
2024 · 3.0%
Interest coverage
0.80▼
2024 · 9.18
Debt
€7k▲
2024 · €4k
Debt ≤ 1 year
€7k▲
2024 · €4k
Income taxes
€1k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€344k€350k▲
Fixed assets21/28€525€355▼
Tangible fixed assets22/27€525€355▼
Plant, machinery and equipment23€525€355▼
Current assets29/58€344k€350k▲
Amounts receivable within one year40/41€301k€9k▼
Trade receivables40€16k-
Other amounts receivable41€285k€9k▼
Cash at bank and in hand54/58€43k€340k▲
Equity and liabilities
Total equity and liabilities10/49€344k€350k▲
Equity10/15€341k€343k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€322k€324k▲
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€320k€322k▲
Amounts payable17/49€4k€7k▲
Amounts payable within one year42/48€4k€7k▲
Trade debts44€3k-
Suppliers440/4€3k-
Advances received on contracts in progress46-€5k
Other amounts payable47/48€620€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€170€170=
Other operating charges640/8€2k€2k▲
Gross operating margin9900€16k€5k▼
Operating profit (loss)9901€14k€2k▼
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€16k€3k▼
Income taxes67/77€6k€1k▼
Profit (loss) for the period9904€10k€2k▼
Profit (loss) for the period to be appropriated9905€10k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€2k▼
Transfer to equity691/2€10k€2k▼
To other reserves6921€10k€2k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 29 days late
2025
31-12
Financial
Weakest financial yearnet €2k ▼77%
Net result drops to €2k, the lowest in the series.
04-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 126 days late
2024
31-12
Financial
Liquidity times 6current ratio 94.96
Current ratio from 17.01 to 94.96; short-term debt falls from €21k to €4k.
18-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 49 days late
2023
27-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 149 days late
16-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 259 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 25 days late
2020
31-12
Financial
Highest result since 2018net €32k ▲243%
Net result €32k, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 30.78
Current ratio from 10.10 to 30.78; short-term debt falls from €29k to €10k.
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 89 days late
2019
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 19 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 22 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
18-02-2026
Resigned as Director
Location & real-estate footprint
Registered office, Brugge
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Genadedal 38310 BruggeGround area
541 m²
Building footprint
197 m²
Volume, LiDAR
1,681 m³
Parcel 31029C0591/00L003, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31029C0591/00L003 | Flanders | 541 m² | 1 · 197 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
D.B. ESTATE
BE 0536.815.321
Fleurus · Eq €343k
Schroijen
BE 0471.624.589
Maaseik · Eq €344k
Boekhoudkantoor Rolie
BE 0688.894.889
Gent · Eq €345k
MARELE
BE 0873.011.876
Montigny-le-Tilleul · Eq €339k
Bruniquel
BE 0463.479.262
Lanaken · Eq €347k
Of 2,267 companies in sector 69209 we hold annual accounts for 1,098. 781 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-01-1993
Fiscal year end31-12
Activities, NACEBEL
69202Legal and accounting activities
69209Other tax advisory services
74121
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.