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KEEP CALME

Active
Private limited companyfounded 20242 yrs activeChemin du Beau Vallon(WP) 18, 5100 Namur, BelgiumKBO/BCE: BE 1012.665.449
Summary

The computed 12-month bankruptcy probability of KEEP CALME is 2.1% (moderate). The 2024 annual accounts show equity of €6,607 and a net result of €3,607. Its solvency ranks better than 54% of 1856 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability71
Solvency50
Growth-
Track record67
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
24.9%
Return on assets
13.6%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Accommodation (NACE 55)
about 6% more bankruptcies
← fewer bankruptcies more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
61 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 61 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 45% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 21 August 2024, KEEP CALME was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€6,607
Total assets
€26,556
Net result
€3,607
Working capital
€6,607

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €26,556
Equity €6,607
Debt €19,950
Debt finances 75.1% of the balance-sheet total.
Key figures and ratios
2024 value
Current ratio
1.33
Debt to equity
3.02
ROE
54.6%
ROA
13.6%
Debt ≤ 1 year
€19,950
Income taxes
€902

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.1% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.1% went bankrupt
1.6% stopped otherwise
94% still going

A further 1.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 25 lines
Balance sheet Code2024
Assets
Total assets20/58€26,556
Current assets29/58€26,556
Amounts receivable within one year40/41€17,217
Trade receivables40€15,664
Other amounts receivable41€1,553
Cash at bank and in hand54/58€9,339
Equity and liabilities
Total equity and liabilities10/49€26,556
Equity10/15€6,607
Contributions10/11€3,000
Profit (loss) carried forward14€3,607
Amounts payable17/49€19,950
Amounts payable within one year42/48€19,950
Trade debts44€5,042
Suppliers440/4€5,042
Taxes, remuneration and social security45€902
Taxes450/3€902
Other amounts payable47/48€14,006
Income statement Code2024
Other operating charges640/8€50
Gross operating margin9900€4,558
Operating profit (loss)9901€4,508
Profit (loss) for the period before taxes9903€4,508
Income taxes67/77€902
Profit (loss) for the period9904€3,607
Profit (loss) for the period to be appropriated9905€3,607
Appropriation of the result
Profit (loss) to be appropriated9906€3,607

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Other operating charges640/8€50
Gross operating margin9900€4,558
Operating profit (loss)9901€4,508
Profit (loss) for the period before taxes9903€4,508
Income taxes67/77€902
Profit (loss) for the period9904€3,607
Profit (loss) for the period to be appropriated9905€3,607
Line2024
Assets
Total assets20/58€26,556
Current assets29/58€26,556
Amounts receivable within one year40/41€17,217
Trade receivables40€15,664
Other amounts receivable41€1,553
Cash at bank and in hand54/58€9,339
Equity and liabilities
Total equity and liabilities10/49€26,556
Equity10/15€6,607
Contributions10/11€3,000
Profit (loss) carried forward14€3,607
Amounts payable17/49€19,950
Amounts payable within one year42/48€19,950
Trade debts44€5,042
Suppliers440/4€5,042
Taxes, remuneration and social security45€902
Taxes450/3€902
Other amounts payable47/48€14,006
Line2024
Profit (loss) for the period9904€3,607
Operating cash flow (approximation)€3,607

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
30-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
4,508 m²
Building footprint
207 m²
Volume, LiDAR
773 m³
2 parcels, Wallonia · tallest building 8.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
KEEP CALME
Rue Tienne du Long Pré, Rienne 10, 5575 GedinneReal estate development
since 20242.362.838.935
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
91112B0036/00L000 Wallonia 3,328 m² 1 · 122 m² 8.1 m · 1 fl.
92135F0232/00T000 Wallonia 1,180 m² 1 · 85 m² 5.6 m · 1 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,007 companies in sector 55203 we hold annual accounts for 694. 270 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded21-08-2024
Fiscal year end31-12
Activities, NACEBEL 2025
55203Holiday cottages, homes and apartments
68122Development of non-residential building projects
68203Renting and operating of own or leased non-residential real estate, excluding land
E-invoicing
Reachable via Peppol
Peppol ID 0208:1012665449
Also 9925:BE1012665449
Registered 06-05-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.