DE SMISHOEVE
ActiveDE SMISHOEVE has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46k and a net result of €27k. Its solvency ranks better than 77% of 1299 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency82
Growth-
Track record67
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.82; short-term debt: 42.7% and cash: 8.4% of total assets), and 42.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.3%
Return on assets
33.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
25 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€46k
Total assets
€81k
Net result
€27k
Working capital
€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €81k
Fixed assets
€53k
Current assets
€28k
Equity and liabilities €81k
Equity
€46k
Debt
€35k
Debt finances 42.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€45k
Cash flow
€41k
Solvency
57.3%
Current ratio
0.82
Quick ratio
0.82
Debt / equity
0.75
ROE
58.3%
ROA
33.4%
Interest coverage
69.79
Debt
€35k
Debt ≤ 1 year
€35k
Income taxes
€6k
Staff costs
€9k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€81k
Fixed assets21/28€53k
Tangible fixed assets22/27€53k
Land and buildings22€12k
Plant, machinery and equipment23€32k
Furniture and vehicles24€9k
Current assets29/58€28k
Amounts receivable within one year40/41€21k
Trade receivables40€18k
Other amounts receivable41€3k
Cash at bank and in hand54/58€7k
Deferred charges and accrued income490/1€628
Equity and liabilities
Total equity and liabilities10/49€81k
Equity10/15€46k
Contributions10/11€5k
Reserves13€27k
Distributable reserves133€27k
Investment grants15€14k
Amounts payable17/49€35k
Amounts payable within one year42/48€35k
Trade debts44€11k
Suppliers440/4€11k
Advances received on contracts in progress46€2k
Taxes, remuneration and social security45€1k
Taxes450/3€1k
Remuneration and social security454/9€261
Other amounts payable47/48€20k
Income statement
Code2025
Remuneration, social security and pensions62€9k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k
Other operating charges640/8€514
Non-recurring operating charges66A€2k
Gross operating margin9900€56k
Operating profit (loss)9901€31k
Financial income75/76B€3k
Recurring financial income75€3k
Financial charges65/66B€641
Recurring financial charges65€641
Profit (loss) for the period before taxes9903€33k
Income taxes67/77€6k
Profit (loss) for the period9904€27k
Profit (loss) for the period to be appropriated9905€27k
Appropriation of the result
Profit (loss) to be appropriated9906€27k
Transfer to equity691/2€27k
To other reserves6921€27k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heers · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Smisstraat(Batsh.) 63870 HeersGround area
3,456 m²
Building footprint
109 m²
Volume, LiDAR
723 m³
Parcel 73002A0182/00F000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DE SMISHOEVE
since 20242.360.581.607
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73002A0182/00F000 | Flanders | 3,456 m² | 1 · 109 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MAISONS DE VACANCES
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Of 3,001 companies in sector 55203 we hold annual accounts for 689. 498 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-03-2024
Fiscal year end31-12
Activities, NACEBEL
55203Holiday cottages, homes and apartments
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.