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Generated 03-09-2026
Active BE 0723.887.937Private limited company

KDC Immo

Gemeenteplein 9 ·3040 Huldenberg, Belgium· 7 yrs active
Sector: Bemiddeling in verband met exploitatie van en handel in onroerend goed (68310)
Conclusion Checked

KDC Immo has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €431k and a net result of €26k. Equity is growing by ~43% per year across the filed fiscal years. Its solvency ranks better than 70% of 1710 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).

Based on the State Gazette, CBE and 6 annual accounts.
Key figures
Equity €431k
Net result €26k
Better than sector 70%
Active 7 yrs
Financial profile 5 of 5 axes measured · computed by Checked
Health79Profitability30Solvency84Growth52Stability100
69 / 100

Strong profile, led by stability.

All 5 axes are computed from data Checked has read.

Health 79
Profitability 30
Solvency 84
Growth 52
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.9% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector −Multiple establishment units +

How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2019, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score FY 2025 · computed
79 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview6 NBB filings
Annual accounts filed on 28-08-2026 with the NBB · fiscal year 2025 · micro schema
€0€100k€200k€300kOperating result 2021: €92k€92kNet result 2021: €67k€67kOperating result 2022: €17k€17kNet result 2022: €8k€8kOperating result 2023: €72k€72kNet result 2023: €42k€42kOperating result 2024: €345k€345kNet result 2024: €217k€217kOperating result 2025: €53k€53kNet result 2025: €26k€26k20212022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Net result: declining trend of ~7%/year over 6 fiscal years, indicative, assuming unchanged policy.
€-100k€0€100k€200k2026: €32k (€7k - €57k)2027: €29k (€-12k - €69k)2028: €26k (€-30k - €81k)2020: €52k2021: €67k2022: €8k2023: €42k2024: €217k2025: €26k202020212022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 68, Real estate activities · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 37.2% 14.4%
better than 70% of 1710 sector peers
Net result €217k €-66
better than 90% of 1706 sector peers
Equity €406k €109k
better than 68% of 1710 sector peers
Gross operating margin €763k €52k
better than 91% of 1707 sector peers
Total assets €1.09M €1.50M
better than 43% of 1710 sector peers
EBITDA
€111k
-85.3% 20-25
Net profit
€26k
-88.2% 20-25
Cash flow
€84k
-86.6% 20-25
Total assets
€1.07M
-2.2% 20-25
Equity
€431k
+6.3% 20-25
Working capital
€130k
-9.7% 20-25
Income taxes
€11k
-88.8% 20-25
Debt
€634k
-7.2% 20-25
Debt ≤ 1y
€112k
-2.5% 20-25
Debt > 1y
€522k
-8.2% 20-25
Current ratio
2.16
-4.1% 20-25
Quick ratio
2.16
-4.1% 20-25
Solvency
40.5%
+8.7% 20-25
Debt / equity
1.47
-12.8% 20-25
ROE
6.0%
-88.9% 20-25
ROA
2.4%
-87.9% 20-25
Interest coverage
6.98
-75.4% 20-25
Figures by fiscal year and ratios
Fiscal year2025
Depositmicro schema
Revenue-
EBITDA€111k
Net profit€26k
Cash flow€84k
Staff costs-
Income taxes€11k
Dividends-
Total assets€1.07M
Equity€431k
Debt€634k
of which ≤ 1y€112k
of which > 1y€522k
Working capital€130k
Employees (FTE)-
Ratios (computed)
2025
Current ratio2.16
Quick ratio2.16
Working capital ratio12.2%
Solvency40.5%
Debt / equity1.47
Long-term debt ratio1.21
Interest coverage6.98
Gross margin-
Net margin-
ROA2.4%
ROE6.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →
Balance-sheet composition 2025
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€1.07M
Fixed assets 21/28€824k
Tangible fixed assets 22/27€824k
Current assets 29/58€242k
Amounts receivable within one year 40/41€3k
Cash & bank 54/58€239k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.07M
Equity 10/15€431k
Contributions / capital 10/11€20k
Reserves 13€411k
Amounts payable 17/49€634k
Amounts payable after one year 17€522k
Amounts payable within one year 42/48€112k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€115k
Operating result 9901€53k
Financial income 75€69
Financial charges 65€16k
Result before taxes 9903€37k
Income taxes 67/77€11k
Net result for the period 9904€26k
Result to be appropriated 9905€26k
Directors & mandates 2 directors
Current directors & mandates
  • CAEKELBERGHS David
    Director
    State Gazette act 23467525 (20-12-2023)
    Current
    20-12-2023 → present
  • DEROM Koen
    Director
    State Gazette act 23467525 (20-12-2023)
    Current
    20-12-2023 → present
Legal Structure
NACE primary Bemiddeling in verband met exploitatie van en handel in onroerend goed(68310)
Legal form Private limited company(610)
Incorporation01-04-2019
StatusActive
Postal code3040
Establishment units 2 locations
KDC Immo
Donkerstraat(NEE) 32, 3040 HuldenbergBemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis
since 20192.300.669.160
KDC IMMO
Dorpsstraat(NEE) 25, 3040 HuldenbergBemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis
since 20202.300.669.061
Real-estate footprint Source: CBE × cadastre
Flanders 3 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24075B0246/00G004 Flanders 1,823 m² 1 · 231 m² 6.0 m
24075C0192/00E000
ProtectedTownscape or village viewDorpskern NeerijseSource ↗
 Flanders 333 m² 1 · 100 m² 11.2 m · 3 fl.
24045B0220/00G000 Flanders 243 m² 1 · 102 m² 11.9 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Updates 7 events
2026
28-08-2026 NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07-2025 NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-07-2024 NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
20-12-2023 State Gazette act Director changes
Karen Hauwaerts
18-08-2023 NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08-2022 NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
18-08-2021 NBB filing Annual accounts filed
fiscal year 2020 · micro schema
Belgian State Gazette reading coverage 0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2023
20-12-2023 2 directors appointed Director changes·Karen Hauwaerts
  • DEROM Koen, Bestuurder
  • CAEKELBERGHS David, Bestuurder
Notary: Karen Hauwaerts · Huldenberg
Technical details 
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  },
  "act_meta": {
    "language": "nl",
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  "is_correction": false,
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Credit advice verdict per customer and amount
Company registry (CBE) Crossroads Bank
Activities
Bemiddeling in verband met exploitatie van en handel in onroerend goed68310Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis68311Schatten en evalueren van onroerend goed voor een vast bedrag of op contractbasis68322
Names & trade names
Legal nameNL KDC Immo
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative