Equity
€123,818 ▼ 2.7%
KDBE paid out €20,000 in dividends. That is 121% of the 2025 profit.
KDBE
Overview
Lifetime
5 annual accounts with figures on one time axispeak €75,358 (2023)
€38,496▼ 44.9%
peak €61,024 (2021)
€16,590▼ 68.3%
peak €127,228 (2024)
€123,818▼ 2.7%
€453,977▼ 7.8%
Board2 names since 2020
1 directorDOLENA Kerri Lynn
Documentsfilings and deeds
23-12-202539 days before the deadline
2025micro format
Gross margin from €69,916 to €38,496Result from €52,334 to €16,590Dividend €20,000Cash from €365,595 to €221,129
Key points
from the 2025 annual accountsChecked score
86
Excellent
Financially stronger than 46% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025lowest value
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.3%▲ +0.1 percentage points vs 11-2025highest value
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.3%● unchanged vs 07-2026
09-2026: 0.2%▼ -0.1 percentage points vs 08-2026
10-2026: 0.3%▲ +0.1 percentage points vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Founded in 2020
lowers risk
Size: total assets €577,795
Liquidity: current ratio 1.21, cash €221,129
Figures for financial year 2025 (filed on 23-12-2025)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 33% of them on solvency, 61% on liquidity, 58% on profitability and 35% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,372 companies had the same profile as KDBE has now. Each dot stands for 6 companies, two years later.
96.6%
were still trading
1.4%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of KDBE itself is lower: 0.3% within 12 months. It rests on far more data about KDBE than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,372 companies, not a prediction for KDBE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.21 (1.18 in 2024), below the usual 1.5. Short-term debt is 78.6% and cash 38.3% of total assets. 78.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-12-2025, 39 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
39 days early
2024
44 days early
2023
44 days early
2022
43 days early
2021
62 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 46 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 18 December (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end11-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0748983124
Kerri DOLENA holds 100% of the shares
General meeting of 26-06-2020 · Gazette deed
First establishment
Hagedoornlaan 87, Uccle
Incorporation
Founders: DOLENA Kerri Lynn and VILLOINGT Philippe · 100 shares · Appointments: DOLENA Kerri Lynn (director) and VILLOINGT Philippe (director) · published on 29-06-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| KDBE Uccle | €577,795 | €38,496 | 21.4% | - |
| FLINGOR Londerzeel | €439,956 | €73,511 | 14.5% | - |
| TZARA Antwerp | €351,032 | €48,878 | 85.6% | - |
| GMS TEX Saint-Josse-ten-Noode | €395,204 | €86,419 | 10.7% | - |
| ALBAKOR Sint-Gillis (bij-Brussel) | €251,060 | €47,926 | 11.7% | - |
| GROSISTLAND Anderlecht | €291,470 | €29,878 | 4.0% | - |
| MIBOTEX AGENCY Sint-Martens-Latem | €755,852 | €107,989 | 32.2% | - |
These companies have the same main activity as KDBE: wholesale trade (NACE 46419). They are comparable in size and age: total assets between €251,000 and €756,000, founded between 2017 and 2022.
Official details
Source: KBO- Status
- Active since 25-06-2020Normal situation
- Activity
- Wholesale tradeNACE 46419and 4 others
- Establishment unit
- 2.305.790.7601180 Uccle, since 01-07-2020
- Financial year end
- 30 June
- Peppol
- Reachable since 18-01-2026
Annual accounts to 30-06-2025
- €38,496▼ 44.9%
- €16,590▼ 68.3%
- €123,818▼ 2.7%
- €577,795▼ 6.7%
- Filing
- Filed on 23-12-2025, 39 days before the end of the filing period
Insights on KDBE
KDBE files the micro format. That format states no turnover. The gross margin fell from €72,657 in 2021 to €38,496 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 23-12-2025, 39 days before the deadline€38,496
▼ 44.9%
€25,758
▼ 55.0%
€16,590
▼ 68.3%
€96,000
▲ 9.3%
21.4%
▲ 0.9 percentage points
1.21
▲ 0.03
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €200,000. Estimated: probably between €120,000 and €400,000.
Balance sheet
balance sheet total €577,795 on 30-06-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
21.4%
Higher than 35% of 13,805 companies in 2025.
1.21
Higher than 37% of 13,186 companies in 2025.
2.9%
Higher than 48% of 13,365 companies in 2025.
KDBE
Middle half of the sector
80% of the sector
Micro accounts in wholesale trade (NACE 46)
Net result: middle half · Equity: middle half · Balance sheet total: top quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||
20/58 |
577,795 | 619,487 | 474,150 | 326,579 | 242,075 | |
21/28 |
27,818 | 39,376 | 50,944 | 317 | 625 | |
22/27 |
27,818 | 39,376 | 50,944 | 317 | 625 | |
23 |
14 | 469 | 934 | 317 | 625 | |
24 |
27,804 | 38,907 | 50,010 | - | - | |
29/58 |
549,977 | 580,111 | 423,206 | 326,262 | 241,450 | |
29 |
150,000 | - | - | - | - | |
291 |
150,000 | - | - | - | - | |
3 |
15,316 | 10,933 | 6,535 | 6,419 | 7,903 | |
30/36 |
15,316 | 10,933 | 6,535 | 6,419 | 7,903 | |
40/41 |
163,532 | 203,583 | 82,817 | 111,104 | 64,457 | |
40 |
163,532 | 188,725 | 74,814 | 106,536 | 57,449 | |
41 |
- | 14,858 | 8,003 | 4,568 | 7,008 | |
54/58 |
221,129 | 365,595 | 333,854 | 208,739 | 169,090 | |
| Balance sheet: equity and liabilities | ||||||
10/49 |
577,795 | 619,487 | 474,150 | 326,579 | 242,075 | |
10/15 |
123,818 | 127,228 | 124,894 | 71,005 | 63,024 | |
10/11 |
2,000 | 2,000 | 2,000 | 2,000 | 2,000 | |
10 |
2,000 | 2,000 | 2,000 | 2,000 | - | |
100 |
2,000 | 2,000 | 2,000 | 2,000 | 2,000 | |
14 |
121,818 | 125,228 | 122,894 | 69,005 | 61,024 | |
17/49 |
453,977 | 492,259 | 349,256 | 255,574 | 179,051 | |
17 |
- | - | 14,057 | - | - | |
170/4 |
- | - | 14,057 | - | - | |
42/48 |
453,977 | 492,259 | 335,199 | 246,144 | 179,051 | |
42 |
7,510 | 14,058 | 6,549 | - | - | |
44 |
391,632 | 394,250 | 294,269 | 233,336 | 155,942 | |
440/4 |
391,632 | 394,250 | 294,269 | 233,336 | 155,942 | |
45 |
6,911 | 13,000 | 14,640 | 2,800 | 22,342 | |
450/3 |
6,911 | 13,000 | 14,640 | 2,800 | 22,342 | |
47/48 |
47,924 | 70,951 | 19,741 | 10,008 | 767 | |
492/3 |
- | - | - | 9,430 | - | |
| Income statement | ||||||
9900 |
38,496 | 69,916 | 75,358 | 12,412 | 72,657 | |
630 |
11,559 | 11,568 | 6,269 | 308 | 1,320 | |
640/8 |
1,179 | 1,131 | 1,055 | 349 | 348 | |
9901 |
25,758 | 57,217 | 68,034 | 11,755 | 70,989 | |
75/76B |
255 | 9,070 | 242 | - | 10,826 | |
75 |
255 | 9,070 | 242 | - | 10,826 | |
65/66B |
594 | 217 | 587 | 1,052 | 291 | |
65 |
392 | 217 | 412 | 1,052 | 291 | |
66B |
202 | - | 175 | - | - | |
9903 |
25,419 | 66,070 | 67,689 | 10,703 | 81,524 | |
67/77 |
8,829 | 13,736 | 13,800 | 2,722 | 20,500 | |
9904 |
16,590 | 52,334 | 53,889 | 7,981 | 61,024 | |
9905 |
16,590 | 52,334 | 53,889 | 7,981 | 61,024 | |
| Appropriation of the result | ||||||
9906 |
141,818 | 175,228 | 122,894 | 69,005 | 61,024 | |
14P |
125,228 | 122,894 | 69,005 | 61,024 | - | |
694/7 |
20,000 | 50,000 | - | - | - | |
694 |
20,000 | 50,000 | - | - | - | |
| Document | ||||||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 23-12-2025.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-06-2025 | micro format | 23-12-2025 | 2025-00588373 | |
| 30-06-2024 | micro format | 18-12-2024 | 2024-00618460 | |
| 30-06-2023 | micro format | 18-12-2023 | 2023-00529385 | |
| 30-06-2022 | micro format | 19-12-2022 | 2022-20539419 | |
| 30-06-2021 | micro format | 30-11-2021 | 2021-78800563 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| 37,317 | 68,785 | 74,303 | 12,063 | 72,309 | ||
| 28,149 | 63,902 | 60,158 | 8,289 | 62,344 | ||
| 1 | 0 | 56,896 | 0 | 933 | ||
| -144,466 | 31,741 | 125,115 | 39,649 | - | ||
| 96,000 | 87,852 | 88,007 | 80,118 | 62,399 | ||
| 21.4% | 20.5% | 26.3% | 21.7% | 26.0% | ||
| 1.21 | 1.18 | 1.26 | 1.33 | 1.35 | ||
| 1.18 | 1.16 | 1.24 | 1.30 | 1.30 | ||
| 3.67 | 3.87 | 2.80 | 3.60 | 2.84 | ||
| 13.4% | 41.1% | 43.1% | 11.2% | 96.8% | ||
| 2.9% | 8.4% | 11.4% | 2.4% | 25.2% | ||
| 95.20 | over 100 | over 100 | 11.47 | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 30-06-2025 | 30-06-2024 | 30-06-2023 | 30-06-2022 |
|---|---|---|---|---|
| Tangible fixed assets | €1 | - | €56,896 | - |
| €11,559 | €11,568 | €6,269 | €308 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Insights on KDBE
The operating result for 2025 is 55% lower than in 2024 and the lowest since 2022. It is the second fall in a row.
Debt's share of the balance-sheet total falls from 79.5% to 78.6%. Equity and debt are lower.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 29-06-2020
term without a fixed end
listed in the 2025 annual accounts, filed on 23-12-2025
Mandates through the years
2 names, the dashed line is todayDOLENA Kerri Lynn
Director (not named in the articles)
Director (not named in the articles)
VILLOINGT Philippe
Director
Director
BoardEarlierend not dated
Mandates as a list
- DOLENA Kerri Lynn
- Director (not named in the articles), appointed by deed of 29-06-2020, still in office
- VILLOINGT Philippe
- Director, appointed by deed of 29-06-2020, no longer listed in the 2025 annual accounts
Control
Shareholder
Kerri DOLENA
This company
KDBE
Equity €123,818
Profit €16,590 in 2025
Capital
- Contribution
- €2,000
- Shares
- 100
- Contribution per share
- €20
- Equity per share
- €1,238 in 2025
- Source
- 2025 annual accounts
Articles of association
deed of 29-06-2020 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Un ou plusieurs administrateurs personnes physiques ou morales actionnaires ou non, assemblée peut mettre fin en toute hypothèse pour justes…”“Portée aux frais généraux indépendamment des frais de représentation,voyages et déplacements, si rémunéré assemblée à majorité absolue ou…”
- Share issue ruleThe articles set how and by whom new shares are issued.
- “Courrier électronique ou courrier ordinaire si pas d’adresse électronique envoyé même jour, au moins quinze jours dès ouverture”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 15 November at 10:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
Stated in the deed
deed of 11-10-2023 ↗
- Kerri DOLENA 100%
At incorporation
deed of 29-06-2020 ↗
- DOLENA Kerri Lynn 49 shares (49%) · €980
- VILLOINGT Philippe 51 shares (51%) · €1,020
Network & group
No group
KDBE has no parent and no holdings in its annual accounts. DOLENA Kerri Lynn is the only director. KDBE shares no director with another company.
Timeline
Timeline
11 events since 2020Capital
Filings
Financial
Establishments
2020202220242026
Deadline for the 2026 accounts: 31-01-2027
2026
Registered in the Peppol Directory Reachable for e-invoices through 0208:0748983124
2025
Annual accounts 2025 filed PDFmicro format · 39 days before the deadline
2024
Annual accounts 2024 filed PDFmicro format · 44 days before the deadline
2023
Annual accounts 2023 filed PDFmicro format · 44 days before the deadline
Kerri DOLENA holds 100% of the sharesGeneral meeting of 26-06-20202 points ▸
- General meeting, 26-06-2020
- Kerri DOLENA holds 100% of the shares
Equity above €100,000 equity €124,894 ▲75.9% With a profit in every financial year since 2021, equity grows to €124,894.
2022
Annual accounts 2022 filed PDFmicro format · 43 days before the deadline
Weakest financial year net €7,981 ▼86.9% The net result drops to €7,981, the lowest from 2021 to 2025. It recovers the following year.
2021
Annual accounts 2021 filed PDFmicro format · 62 days before the deadline
2020
First establishment Hagedoornlaan 87, Uccle
IncorporationFounders: DOLENA Kerri Lynn and VILLOINGT Philippe · 100 shares · Appointments: DOLENA Kerri Lynn (director) and VILLOINGT Philippe (director) · published on 29-06-20208 points ▸
- Founder, DOLENA Kerri Lynn
- Founder, VILLOINGT Philippe
- 100 shares, mentioned twice in the deed
- General meeting, 24-06-2020
- Registered office clause, Avenue des Aubépines 87, 1180 Uccle
- Board rule, 1
- Director appointment, DOLENA Kerri Lynn (director (not named in the articles))
- Director appointment, VILLOINGT Philippe
- The deed holds 3 more points.
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 25 June 2020, KDBE was incorporated as a private limited company by two natural persons.12 DOLENA Kerri Lynn is director of the company, appointed by deed of 29-06-2020.2 Total assets went from €242,075 in 2021 to €577,795 in 2025.3
Company details
Identity
- Enterprise number
- 0748.983.124
- VAT number
- BE 0748.983.124
- Peppol ID
- 0208:0748983124
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 25-06-2020
- Financial year
- ends on 30 June
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 15 November at 10:00deed of 29-06-2020 (in French)
- Peppol
- Reachable since 18-01-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- KDBE in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 29-06-2020 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Région Bruxelles-Capitale”deed of 29-06-2020 (in French)
Activities
NACEBEL 202546419
Wholesale trade main activity
46480
Wholesale trade
85592
Vocational training
Codes under NACEBEL 2008
46419
Wholesale trade main activity
46423
Wholesale of clothing, excluding workwear and underwear
46480
Wholesale trade
46499
Wholesale of other household goods
85592
Vocational training
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “La commercialisation d'accessoires de remise de diplômes,d'albums de fin d'année (Yearbook),de bagues,de produits textiles et promotionnels…”deed of 29-06-2020 (in French)
Text of the purpose
“La commercialisation d'accessoires de remise de diplômes,d'albums de fin d'année (Yearbook),de bagues,de produits textiles et promotionnels et de services auprès des établissements scolaires (primaire et secondaire),des établissements d'enseignement supérieurs (hautes écoles et Université) et des étudiants du monde entier”
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Hagedoornlaan 87 registered office 1180 Uccle | 01-07-2020 | 2.305.790.760 |
Buildings and parcels at the address
- Ground area
- 1,312 m²
- Buildings
- 136 m²
- Volume, LiDAR
- 901 m³
- Tallest building
- 10.5 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21614H0055/00P063 | 1,312 m² | 1 · 136 m² | 10.5 m · 2 |
Contact
E-mail
kdolena@gmail.com