KDBE
ActiveSummary
The computed 12-month bankruptcy probability of KDBE is 2.4% (moderate). The 2025 annual accounts show equity of €124k and a net result of €17k. Equity is growing by ~19.4% per year across the filed fiscal years. Its solvency ranks better than 34% of 11389 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability72▼-7
Solvency46=
Growth52=
Track record100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.21 against 1.18 in 2024; short-term debt: 78.6% and cash: 38.3% of total assets), and 78.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.4%
Return on assets
2.9%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-12-2025, 39 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
39 d early
2024
44 d early
2023
44 d early
2022
43 d early
2021
62 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€124k▼ 2.7%
2024 · €127k
2021: €63klowest in 5 years
2022: €71k▲ +12.7% vs 2021
2023: €125k▲ +75.9% vs 2022
2024: €127k▲ +1.9% vs 2023highest in 5 years
2025: €124k▼ -2.7% vs 2024
2021 → 2025
Total assets
€578k▼ 6.7%
2024 · €619k
2021: €242klowest in 5 years
2022: €327k▲ +34.9% vs 2021
2023: €474k▲ +45.2% vs 2022
2024: €619k▲ +30.7% vs 2023highest in 5 years
2025: €578k▼ -6.7% vs 2024
2021 → 2025
Net result
€17k▼ 68.3%
2024 · €52k
2021: €61khighest in 5 years
2022: €8k▼ -86.9% vs 2021lowest in 5 years
2023: €54k▲ +575% vs 2022
2024: €52k▼ -2.9% vs 2023
2025: €17k▼ -68.3% vs 2024
2021 → 2025
Working capital
€96k▲ 9.3%
2024 · €88k
2021: €62klowest in 5 years
2022: €80k▲ +28.4% vs 2021
2023: €88k▲ +9.8% vs 2022
2024: €88k▼ -0.2% vs 2023
2025: €96k▲ +9.3% vs 2024highest in 5 years
2021 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€63k-€71k▲ 12.7%€125k▲ 75.9%€127k▲ 1.9%€124k▼ 2.7%
2021: €63klowest in 5 years
2022: €71k▲ +12.7% vs 2021
2023: €125k▲ +75.9% vs 2022
2024: €127k▲ +1.9% vs 2023highest in 5 years
2025: €124k▼ -2.7% vs 2024
Operating result€71k-€12k▼ 83.4%€68k▲ 479%€57k▼ 15.9%€26k▼ 55.0%
2021: €71khighest in 5 years
2022: €12k▼ -83.4% vs 2021lowest in 5 years
2023: €68k▲ +479% vs 2022
2024: €57k▼ -15.9% vs 2023
2025: €26k▼ -55.0% vs 2024
Net result€61k-€8k▼ 86.9%€54k▲ 575%€52k▼ 2.9%€17k▼ 68.3%
2021: €61khighest in 5 years
2022: €8k▼ -86.9% vs 2021lowest in 5 years
2023: €54k▲ +575% vs 2022
2024: €52k▼ -2.9% vs 2023
2025: €17k▼ -68.3% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 55% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €578k
Fixed assets
€28k ▼ 29.4%
Current assets
€550k ▼ 5.2%
Equity and liabilities €578k
Equity
€124k ▼ 2.7%
Debt
€454k ▼ 7.8%
Debt's share of the balance-sheet total falls from 79.5% to 78.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€37k▼
2024 · €69k
Cash flow
€28k▼
2024 · €64k
Current ratio
1.21▲
2024 · 1.18
Quick ratio
1.18▲
2024 · 1.16
Debt to equity
3.67▼
2024 · 3.87
ROE
13.4%▼
2024 · 41.1%
ROA
2.9%▼
2024 · 8.4%
Interest coverage
95.20▼
2024 · 316.98
Debt ≤ 1 year
€454k▼
2024 · €492k
Income taxes
€9k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€619k€578k▼
Fixed assets21/28€39k€28k▼
Tangible fixed assets22/27€39k€28k▼
Plant, machinery and equipment23€469€14▼
Furniture and vehicles24€39k€28k▼
Current assets29/58€580k€550k▼
Amounts receivable after more than one year29-€150k
Other amounts receivable291-€150k
Stocks and contracts in progress3€11k€15k▲
Stocks30/36€11k€15k▲
Amounts receivable within one year40/41€204k€164k▼
Trade receivables40€189k€164k▼
Other amounts receivable41€15k-
Cash at bank and in hand54/58€366k€221k▼
Equity and liabilities
Total equity and liabilities10/49€619k€578k▼
Equity10/15€127k€124k▼
Contributions10/11€2k€2k=
Capital10€2k€2k=
Issued capital100€2k€2k=
Profit (loss) carried forward14€125k€122k▼
Amounts payable17/49€492k€454k▼
Amounts payable within one year42/48€492k€454k▼
Current portion of amounts payable after more than one year42€14k€8k▼
Trade debts44€394k€392k▼
Suppliers440/4€394k€392k▼
Taxes, remuneration and social security45€13k€7k▼
Taxes450/3€13k€7k▼
Other amounts payable47/48€71k€48k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€70k€38k▼
Operating profit (loss)9901€57k€26k▼
Financial income75/76B€9k€255▼
Recurring financial income75€9k€255▼
Financial charges65/66B€217€594▲
Recurring financial charges65€217€392▲
Non-recurring financial charges66B-€202
Profit (loss) for the period before taxes9903€66k€25k▼
Income taxes67/77€14k€9k▼
Profit (loss) for the period9904€52k€17k▼
Profit (loss) for the period to be appropriated9905€52k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€175k€142k▼
Profit (loss) brought forward from the previous period14P€123k€125k▲
Profit to be distributed694/7€50k€20k▼
Return on contributions (dividend)694€50k€20k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | €308 | €6k | €12k | €12k | ▼ 0.1% |
| Other operating charges640/8 | - | €349 | €1k | €1k | €1k | ▲ 4.2% |
| Gross operating margin9900 | €73k | €12k | €75k | €70k | €38k | ▼ 44.9% |
| Operating profit (loss)9901 | €71k | €12k | €68k | €57k | €26k | ▼ 55.0% |
| Financial income75/76B | - | - | €242 | €9k | €255 | ▼ 97.2% |
| Recurring financial income75 | €11k | - | €242 | €9k | €255 | ▼ 97.2% |
| Financial charges65/66B | - | €1k | €587 | €217 | €594 | ▲ 174% |
| Recurring financial charges65 | €291 | €1k | €412 | €217 | €392 | ▲ 80.6% |
| Non-recurring financial charges66B | - | - | €175 | - | €202 | - |
| Profit (loss) for the period before taxes9903 | €82k | €11k | €68k | €66k | €25k | ▼ 61.5% |
| Income taxes67/77 | €21k | €3k | €14k | €14k | €9k | ▼ 35.7% |
| Profit (loss) for the period9904 | €61k | €8k | €54k | €52k | €17k | ▼ 68.3% |
| Profit (loss) for the period to be appropriated9905 | €61k | €8k | €54k | €52k | €17k | ▼ 68.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €242k | €327k | €474k | €619k | €578k | ▼ 6.7% |
| Fixed assets21/28 | €625 | €317 | €51k | €39k | €28k | ▼ 29.4% |
| Tangible fixed assets22/27 | €625 | €317 | €51k | €39k | €28k | ▼ 29.4% |
| Plant, machinery and equipment23 | - | €317 | €934 | €469 | €14 | ▼ 97.0% |
| Furniture and vehicles24 | - | - | €50k | €39k | €28k | ▼ 28.5% |
| Current assets29/58 | €241k | €326k | €423k | €580k | €550k | ▼ 5.2% |
| Amounts receivable after more than one year29 | - | - | - | - | €150k | - |
| Other amounts receivable291 | - | - | - | - | €150k | - |
| Stocks and contracts in progress3 | €8k | €6k | €7k | €11k | €15k | ▲ 40.1% |
| Stocks30/36 | - | €6k | €7k | €11k | €15k | ▲ 40.1% |
| Amounts receivable within one year40/41 | €64k | €111k | €83k | €204k | €164k | ▼ 19.7% |
| Trade receivables40 | - | €107k | €75k | €189k | €164k | ▼ 13.3% |
| Other amounts receivable41 | - | €5k | €8k | €15k | - | - |
| Cash at bank and in hand54/58 | €169k | €209k | €334k | €366k | €221k | ▼ 39.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €242k | €327k | €474k | €619k | €578k | ▼ 6.7% |
| Equity10/15 | €63k | €71k | €125k | €127k | €124k | ▼ 2.7% |
| Contributions10/11 | €2k | €2k | €2k | €2k | €2k | = |
| Capital10 | - | €2k | €2k | €2k | €2k | = |
| Issued capital100 | - | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €61k | €69k | €123k | €125k | €122k | ▼ 2.7% |
| Amounts payable17/49 | €179k | €256k | €349k | €492k | €454k | ▼ 7.8% |
| Amounts payable after more than one year17 | - | - | €14k | - | - | - |
| Financial debts170/4 | - | - | €14k | - | - | - |
| Amounts payable within one year42/48 | €179k | €246k | €335k | €492k | €454k | ▼ 7.8% |
| Current portion of amounts payable after more than one year42 | - | - | €7k | €14k | €8k | ▼ 46.6% |
| Trade debts44 | €156k | €233k | €294k | €394k | €392k | ▼ 0.7% |
| Suppliers440/4 | - | €233k | €294k | €394k | €392k | ▼ 0.7% |
| Taxes, remuneration and social security45 | - | €3k | €15k | €13k | €7k | ▼ 46.8% |
| Taxes450/3 | - | €3k | €15k | €13k | €7k | ▼ 46.8% |
| Other amounts payable47/48 | - | €10k | €20k | €71k | €48k | ▼ 32.5% |
| Accrued charges and deferred income492/3 | - | €9k | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €61k | €8k | €54k | €52k | €17k | ▼ 68.3% |
| + Depreciation and write-downs630 | €1k | €308 | €6k | €12k | €12k | ▼ 0.1% |
| Operating cash flow (approximation) | €62k | €8k | €60k | €64k | €28k | ▼ 55.9% |
| Investment in fixed assets (approximation) | - | €0 | €-57k | €0 | €-1 | - |
| Change in cash | - | €40k | €125k | €32k | €-144k | ▼ 555% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
23-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
18-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
18-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Equity above €100kEq €125k ▲75.9%
3 profitable years in a row build equity to €125k.
2022
19-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Weakest financial yearnet €8k ▼86.9%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2020
Ground area
1,312 m²
Building footprint
136 m²
Volume, LiDAR
901 m³
Parcel 21614H0055/00P063, Brussels · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hagedoornlaan 87, 1180 Ukkel
since 20202.305.790.760
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614H0055/00P063 | Brussels | 1,312 m² | 1 · 136 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 236 companies in sector 46419 we hold annual accounts for 130. 93 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-06-2020
Fiscal year end30-06
Activities, NACEBEL 2025
46419Wholesale trade
46423Wholesale of clothing, excluding workwear and underwear
46480Wholesale trade
46499Wholesale of other household goods
85592Vocational training
Contact
E-mail
kdolena@gmail.com
Scores and ratios are computed by Checked and are not a credit decision.