KDB CONSULT
ActiveSummary
KDB CONSULT has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €9k. Equity is growing by ~114% per year across the filed fiscal years. Its solvency ranks better than 31% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-31
Solvency61▲+7
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.0 against 1.03 in 2024; short-term debt: 42.1% and cash: 34% of total assets), and 63.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
1 d early
2024
5 d late
2023
370 d late
2022
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€36k▲ 0.4%
2024 · €36k
2022: €5k
2023: €6k
2024: €36k
2022 → 2025
Total assets
€99k▼ 18.9%
2024 · €122k
2022: €48k
2023: €104k
2024: €122k
2022 → 2025
Net result
€9k▼ 83.2%
2024 · €55k
2022: €29k
2023: €20k
2024: €55k
2022 → 2025
Working capital
€157▼ 90.5%
2024 · €2k
2022: €5k
2023: €-11k
2024: €2k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€5k-€6k▲ 8.6%€36k▲ 498%€36k▲ 0.4%
Operating result€33k-€26k▼ 21.7%€70k▲ 168%€20k▼ 71.7%
Net result€29k-€20k▼ 32.2%€55k▲ 174%€9k▼ 83.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 72% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €99k
Fixed assets
€57k ▼ 11.3%
Current assets
€42k ▼ 27.5%
Equity and liabilities €99k
Equity
€36k ▲ 0.4%
Debt
€63k ▼ 26.9%
Debt's share of the balance-sheet total falls from 70.8% to 63.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€27k▼
2024 · €77k
Cash flow
€16k▼
2024 · €62k
Current ratio
1.00▼
2024 · 1.03
Debt to equity
1.77▼
2024 · 2.43
ROE
25.6%▼
2024 · 153.7%
ROA
9.3%▼
2024 · 44.9%
Interest coverage
4.58▼
2024 · 16.86
Debt ≤ 1 year
€42k▼
2024 · €56k
Debt > 1 year
€21k▼
2024 · €30k
Income taxes
€4k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€122k€99k▼
Fixed assets21/28€64k€57k▼
Tangible fixed assets22/27€64k€57k▼
Land and buildings22€64k€57k▼
Current assets29/58€58k€42k▼
Amounts receivable within one year40/41€15k€8k▼
Trade receivables40€11k€8k▼
Other amounts receivable41€5k-
Cash at bank and in hand54/58€42k€34k▼
Deferred charges and accrued income490/1-€324
Equity and liabilities
Total equity and liabilities10/49€122k€99k▼
Equity10/15€36k€36k▲
Contributions10/11€1k€1k=
Reserves13€100€100=
Non-distributable reserves130/1€100€100=
Reserves not available under the articles1311€100€100=
Profit (loss) carried forward14€34k€35k▲
Amounts payable17/49€86k€63k▼
Amounts payable after more than one year17€30k€21k▼
Financial debts170/4€30k€21k▼
Amounts payable within one year42/48€56k€42k▼
Current portion of amounts payable after more than one year42€9k€9k▲
Trade debts44-€6k
Suppliers440/4-€6k
Taxes, remuneration and social security45€21k€17k▼
Taxes450/3€21k€17k▼
Other amounts payable47/48€26k€10k▼
Income statement
Code20242025
Non-recurring operating income76A€681-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▲
Other operating charges640/8€628€829▲
Non-recurring operating charges66A-€286
Gross operating margin9900€77k€28k▼
Operating profit (loss)9901€70k€20k▼
Financial income75/76B€27-
Recurring financial income75€27-
Financial charges65/66B€5k€6k▲
Recurring financial charges65€5k€6k▲
Non-recurring financial charges66B-€441
Profit (loss) for the period before taxes9903€65k€13k▼
Income taxes67/77€11k€4k▼
Profit (loss) for the period9904€55k€9k▼
Profit (loss) for the period to be appropriated9905€55k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€60k€44k▼
Profit (loss) brought forward from the previous period14P€5k€34k▲
Profit to be distributed694/7€25k€9k▼
Directors or managers695€25k€9k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €9k ▼83.2%
Net result drops to €9k, the lowest in the series.
05-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
04-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 370 days late
2024
30-06
Financial
Highest result since 2022net €55k ▲174%
Operating result €70k, net result €55k, both a record.
2023
29-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grotesteenweg 252600 AntwerpenGround area
335 m²
Building footprint
176 m²
Volume, LiDAR
4,445 m³
Parcel 11303B0375/00L003, Flanders · tallest building 28.7 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
KDB CONSULT
since 20212.324.604.505
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11303B0375/00L003 | Flanders | 335 m² | 1 · 176 m² | 28.7 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Bourgeois LeMat Informatics Strategy
BE 0785.549.154
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ALLORADO
BE 0792.248.488
Tervuren · Eq €35,735
OKAPPI
BE 0715.997.085
Bonheiden · Eq €35,777
Tisklaar
BE 1001.657.533
Antwerpen · Eq €35,813
SANNISTER
BE 0699.916.861
Watermaal-Bosvoorde · Eq €35,617
Of 16,884 companies in sector 62100 we hold annual accounts for 8,775. 6,550 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-10-2021
Fiscal year end30-06
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.