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KD Technics

Active
Private limited companyfounded 201115 yrs activeAbstraat 70, 3090 Overijse, BelgiumKBO/BCE: BE 0838.748.310
Summary

KD Technics has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €27k. Equity is growing by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 43% of 7838 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability93▲+35
Solvency63▲+20
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.34 against 0.99 in 2024; short-term debt: 56.9% and cash: 0.4% of total assets), and 61.7% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 15 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
38.3%
Return on assets
19.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 d early
2024
28 d late
2023
27 d early
2022
39 d early
2021
6 d early
2020
12 d late
2019
31 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€53k▲ 105%
2024 · €26k
2018: €27k 2019: €29k▲ +5.6% vs 2018 2020: €29k▲ +0.5% vs 2019 2021: €42k▲ +45.9% vs 2020 2022: €42k▲ +0.3% vs 2021 2023: €26k▼ -39.2% vs 2022lowest in 8 years 2024: €26k▲ +1.3% vs 2023 2025: €53k▲ +105% vs 2024highest in 8 years
2018 → 2025
Total assets
€139k▼ 5.5%
2024 · €147k
2018: €110k 2019: €104k▼ -5.7% vs 2018 2020: €95k▼ -8.8% vs 2019lowest in 8 years 2021: €121k▲ +27.7% vs 2020 2022: €145k▲ +19.6% vs 2021 2023: €116k▼ -19.6% vs 2022 2024: €147k▲ +26.3% vs 2023highest in 8 years 2025: €139k▼ -5.5% vs 2024
2018 → 2025
Net result
€27k▲ 8,267%
2024 · €326
2018: €2k 2019: €2k▼ -17.4% vs 2018 2020: €144▼ -90.4% vs 2019lowest in 8 years 2021: €13k▲ +9070% vs 2020 2022: €16k▲ +18.7% vs 2021 2023: €6k▼ -61.4% vs 2022 2024: €326▼ -94.6% vs 2023 2025: €27k▲ +8267% vs 2024highest in 8 years
2018 → 2025
Working capital
€27k
2024 · €-1k
2018: €3k 2019: €3k▼ -24.8% vs 2018 2020: €6k▲ +122% vs 2019 2021: €14k▲ +153% vs 2020 2022: €51k▲ +254% vs 2021highest in 8 years 2023: €-6k▼ -111% vs 2022lowest in 8 years 2024: €-1k▲ +79.7% vs 2023 2025: €27k▲ +2506% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€42k-€42k▲ 0.3%€26k▼ 39.2%€26k▲ 1.3%€53k▲ 105% 2021: €42k 2022: €42k▲ +0.3% vs 2021 2023: €26k▼ -39.2% vs 2022lowest in 5 years 2024: €26k▲ +1.3% vs 2023 2025: €53k▲ +105% vs 2024highest in 5 years
Operating result€20k-€17k▼ 11.0%€10k▼ 41.3%€4k▼ 58.2%€38k▲ 798% 2021: €20k 2022: €17k▼ -11.0% vs 2021 2023: €10k▼ -41.3% vs 2022 2024: €4k▼ -58.2% vs 2023lowest in 5 years 2025: €38k▲ +798% vs 2024highest in 5 years
Net result€13k-€16k▲ 18.7%€6k▼ 61.4%€326▼ 94.6%€27k▲ 8,267% 2021: €13k 2022: €16k▲ +18.7% vs 2021 2023: €6k▼ -61.4% vs 2022 2024: €326▼ -94.6% vs 2023lowest in 5 years 2025: €27k▲ +8267% vs 2024highest in 5 years
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20k€30k€40kOperating result 2021: €20k€20kNet result 2021: €13k€13kOperating result 2022: €17k€17kNet result 2022: €16k€16kOperating result 2023: €10k€10kNet result 2023: €6k€6kOperating result 2024: €4k€4kNet result 2024: €326€326Operating result 2025: €38k€38kNet result 2025: €27k€27k20212022202320242025€0€10k€20k€30k€40kOperating result 2023: €10k€10kNet result 2023: €6k€6kOperating result 2024: €4k€4.3kNet result 2024: €326€326Operating result 2025: €38k€38kNet result 2025: €27k€27k202320242025
The operating result recovers in 2025; 2025 is 798% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €139k
Fixed assets €33k ▼ 13.3%
Current assets €106k ▼ 2.9%
Equity and liabilities €139k
Equity €53k ▲ 105%
Debt €86k ▼ 29.3%
Debt's share of the balance-sheet total falls from 82.4% to 61.7%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€45k▲
2024 · €12k
Cash flow
€34k▲
2024 · €8k
Current ratio
1.34▲
2024 · 0.99
Quick ratio
1.27▲
2024 · 0.81
Debt to equity
1.61▼
2024 · 4.68
ROE
51.3%▲
2024 · 1.3%
ROA
19.6%▲
2024 · 0.2%
Interest coverage
11.37▲
2024 · 4.70
Debt ≤ 1 year
€79k▼
2024 · €110k
Debt > 1 year
€7k▼
2024 · €11k
Income taxes
€8k▲
2024 · €2k
Staff costs
€1k▼
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet Code20242025
Assets
Total assets20/58€147k€139k▼
Fixed assets21/28€38k€33k▼
Tangible fixed assets22/27€38k€33k▼
Plant, machinery and equipment23€616€254▼
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€34k€30k▼
Current assets29/58€109k€106k▼
Stocks and contracts in progress3€19k€6k▼
Stocks30/36€19k€6k▼
Amounts receivable within one year40/41€85k€98k▲
Trade receivables40€72k€62k▼
Other amounts receivable41€13k€37k▲
Current investments50/53€1€4▲
Cash at bank and in hand54/58€2k€534▼
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€147k€139k▼
Equity10/15€26k€53k▲
Contributions10/11€6k€6k=
Reserves13€19k€47k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€17k€45k▲
Profit (loss) carried forward14€799€0▼
Amounts payable17/49€121k€86k▼
Amounts payable after more than one year17€11k€7k▼
Financial debts170/4€11k€7k▼
Amounts payable within one year42/48€110k€79k▼
Current portion of amounts payable after more than one year42€4k€4k=
Financial debts43€23k€50k▲
Credit institutions430/8€23k€50k▲
Trade debts44€67k€10k▼
Suppliers440/4€67k€10k▼
Taxes, remuneration and social security45€16k€15k▼
Taxes450/3€14k€15k▲
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€0-
Income statement Code20242025
Remuneration, social security and pensions62€31k€1k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€6k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€46k€48k▲
Operating profit (loss)9901€4k€38k▲
Financial income75/76B€341€1k▲
Recurring financial income75€341€1k▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€2k€36k▲
Income taxes67/77€2k€8k▲
Profit (loss) for the period9904€326€27k▲
Profit (loss) for the period to be appropriated9905€326€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€799€28k▲
Profit (loss) brought forward from the previous period14P€473€799▲
Transfer to equity691/2-€28k
To other reserves6921-€28k
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line20212022202320242025Change
Remuneration, social security and pensions62--€128€31k€1k▼ 95.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k€7k€8k€6k▼ 21.4%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-85€0----
Other operating charges640/8€2k€2k€2k€2k€1k▼ 33.9%
Gross operating margin9900€27k€26k€20k€46k€48k▲ 3.8%
Operating profit (loss)9901€20k€17k€10k€4k€38k▲ 798%
Financial income75/76B€650€53€65€341€1k▲ 262%
Recurring financial income75€650€53€65€341€1k▲ 262%
Financial charges65/66B€2k€1k€1k€3k€4k▲ 49.7%
Recurring financial charges65€2k€1k€1k€3k€4k▲ 49.7%
Profit (loss) for the period before taxes9903€19k€16k€9k€2k€36k▲ 1,700%
Income taxes67/77€5k€443€3k€2k€8k▲ 412%
Profit (loss) for the period9904€13k€16k€6k€326€27k▲ 8,267%
Profit (loss) for the period to be appropriated9905€13k€16k€6k€326€27k▲ 8,267%
Line20212022202320242025Change
Assets
Total assets20/58€121k€145k€116k€147k€139k▼ 5.5%
Fixed assets21/28€50k€45k€46k€38k€33k▼ 13.3%
Tangible fixed assets22/27€50k€45k€46k€38k€33k▼ 13.3%
Plant, machinery and equipment23€583€369€1k€616€254▼ 58.8%
Furniture and vehicles24€2k€1k€6k€3k€2k▼ 12.4%
Other tangible fixed assets26€47k€43k€39k€34k€30k▼ 12.6%
Current assets29/58€71k€100k€71k€109k€106k▼ 2.9%
Stocks and contracts in progress3€4k€4k€17k€19k€6k▼ 69.3%
Stocks30/36€4k€4k€17k€19k€6k▼ 69.3%
Amounts receivable within one year40/41€54k€78k€29k€85k€98k▲ 15.8%
Trade receivables40€41k€75k€17k€72k€62k▼ 14.1%
Other amounts receivable41€12k€3k€12k€13k€37k▲ 180%
Current investments50/53€301€9€47€1€4▲ 322%
Cash at bank and in hand54/58€4k€10k€20k€2k€534▼ 71.6%
Deferred charges and accrued income490/1€9k€8k€5k€3k€1k▼ 60.6%
Equity and liabilities
Total equity and liabilities10/49€121k€145k€116k€147k€139k▼ 5.5%
Equity10/15€42k€42k€26k€26k€53k▲ 105%
Contributions10/11€6k€6k€6k€6k€6k=
Reserves13€19k€19k€19k€19k€47k▲ 149%
Non-distributable reserves130/1€2k€2k€2k€2k€2k=
Reserves not available under the articles1311€2k€2k€2k€2k€2k=
Distributable reserves133€17k€17k€17k€17k€45k▲ 165%
Profit (loss) carried forward14€17k€17k€473€799€0▼ 100%
Amounts payable17/49€79k€103k€91k€121k€86k▼ 29.3%
Amounts payable after more than one year17€23k€19k€15k€11k€7k▼ 37.5%
Financial debts170/4€23k€19k€15k€11k€7k▼ 37.5%
Amounts payable within one year42/48€56k€49k€76k€110k€79k▼ 28.5%
Current portion of amounts payable after more than one year42€4k€4k€4k€4k€4k=
Financial debts43€7k€0-€23k€50k▲ 115%
Credit institutions430/8€7k€0-€23k€50k▲ 115%
Trade debts44€37k€32k€57k€67k€10k▼ 85.2%
Suppliers440/4€37k€32k€57k€67k€10k▼ 85.2%
Taxes, remuneration and social security45€8k€13k€15k€16k€15k▼ 5.3%
Taxes450/3€8k€13k€15k€14k€15k▲ 5.9%
Remuneration and social security454/9---€2k€0▼ 100%
Other amounts payable47/48€0€8€334€0--
Accrued charges and deferred income492/3-€35k€0---
Line20212022202320242025Change
Profit (loss) for the period9904€13k€16k€6k€326€27k▲ 8,267%
+ Depreciation and write-downs630€6k€6k€7k€8k€6k▼ 21.4%
Operating cash flow (approximation)€19k€22k€13k€8k€34k▲ 299%
Investment in fixed assets (approximation)-€-1k€-8k€0€-1k-
Change in cash-€6k€11k€-18k€-1k▲ 92.6%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Highest result since 2018net €27k ▲8,267%
Operating result €38k, net result €27k, both a record.
28-08
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
04-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
22-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
25-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
12-08
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 12 days late
2020
31-12
Financial Weakest financial yearnet €144 ▼90.4%
Net result drops to €144, the lowest in the series; recovery starts the following year.
30-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
01-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
25-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2011
seat establishment The establishment unit on the map
Ground area
353 m²
Building footprint
92 m²
Volume, LiDAR
557 m³
Parcel 23542G0135/00F003, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
KD Technics BVBA
Abstraat 70, 3090 OverijseInstallation of electric heating, air conditioning, cooling and ventilation
since 20112.203.080.034
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23542G0135/00F003 Flanders 353 m² 1 · 92 m² 10.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,528 companies in sector 43222 we hold annual accounts for 5,663. 4,607 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded24-08-2011
Fiscal year end31-12
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
46836Wholesale trade
47527Retail trade

Scores and ratios are computed by Checked and are not a credit decision.