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Generated 01-08-2026
Active BE 0781.984.603Private limited company

KCMV

Kolderstraat 166 ·3530 Houthalen-Helchteren, Belgium· 4 yrs active
Sector: Architecture & engineering (71111)
Conclusion Checked

The computed 12-month bankruptcy probability of KCMV is 0.6% (low). The 2024 annual accounts show equity of €105k and a net result of €43k. Equity is growing by ~61.8% per year across the filed fiscal years. Its solvency ranks better than 36% of 3378 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €105k
Net result €43k
Better than sector 36%
Active 4 yrs
Snowflake analysis 5 axes · computed by Checked
Health89Profitability100Solvency66Growth78Stability94
85 / 100

Exceptional profile, strong across almost every axis.

Health 89
Profitability 100
Solvency 66
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
0.6% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
89 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview3 NBB filings
Annual accounts filed on 01-07-2025 with the NBB · fiscal year 2024 · micro
€0€20k€40k€60kOperating result 2022: €36k€36kNet result 2022: €25k€25kOperating result 2023: €48k€48kNet result 2023: €34k€34kOperating result 2024: €60k€60kNet result 2024: €43k€43k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~61.8%/year over 3 fiscal years, indicative, assuming unchanged policy.
€0€100k€200k2025: €144k (€135k - €152k)2026: €182k (€174k - €191k)2027: €221k (€212k - €229k)2022: €28k2023: €62k2024: €105k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 71, Architecture & engineering · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 40.7% 55.1%
better than 36% of 3378 sector peers
Net result €43k €19k
better than 74% of 3378 sector peers
Equity €105k €45k
better than 79% of 3380 sector peers
Gross operating margin €62k €38k
better than 68% of 3375 sector peers
Total assets €259k €95k
better than 83% of 3379 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€61k
+24.2% far above sector median
Net profit
€43k
+26.4% far above sector median
Cash flow
€44k
+25.8% far above sector median
Total assets
€259k
+1.0% +87% vs sector
Equity
€105k
+69.0% +73% vs sector
Working capital
€6k
+17.6% -88% vs sector
Income taxes
€15k
+23.2% far above sector median
Debt
€154k
-20.9% +114% vs sector
Debt ≤ 1y
€34k
+7.4% -50% vs sector
Debt > 1y
€119k
-26.2% 22-24
Current ratio
1.18
+1.3% -52% vs sector
Quick ratio
1.18
+1.3% -52% vs sector
Solvency
40.7%
+67.4% -16% vs sector
Debt / equity
1.46
-53.2% +37% vs sector
ROE
40.8%
-25.2% far above sector median
ROA
16.6%
+25.2% far above sector median
Interest coverage
28.58
+21.1% far above sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€61k
Net profit€43k
Cash flow€44k
Staff costs-
Income taxes€15k
Dividends-
Total assets€259k
Equity€105k
Debt€154k
of which ≤ 1y€34k
of which > 1y€119k
Working capital€6k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.18
Quick ratio1.18
Working capital ratio2.3%
Solvency40.7%
Debt / equity1.46
Long-term debt ratio1.13
Interest coverage28.58
Gross margin-
Net margin-
ROA16.6%
ROE40.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€259k
Fixed assets 21/28€219k
Tangible fixed assets 22/27€998
Financial fixed assets 28€218k
Current assets 29/58€40k
Amounts receivable within one year 40/41€28k
Cash & bank 54/58€10k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€259k
Equity 10/15€105k
Contributions / capital 10/11€3k
Reserves 13€102k
Amounts payable 17/49€154k
Amounts payable after one year 17€119k
Amounts payable within one year 42/48€34k
Trade debts payable within one year 44€1k
Income statement
Gross operating margin 9900€62k
Operating result 9901€60k
Financial income 75€0
Financial charges 65€2k
Result before taxes 9903€58k
Income taxes 67/77€15k
Net result for the period 9904€43k
Result to be appropriated 9905€43k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 1 directors
Former directors (1)
  • Sarah Reynders
    Director
    State Gazette act 26005673 (13-01-2026)
    Former
    - → 12-12-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Architecture & engineering(71111)
Legal form Private limited company(610)
Incorporation15-02-2022
StatusActive
Postal code3530
Establishment units 1 location
KCMV
Kolderstraat 166, 3530 Houthalen-HelchterenActiviteiten van bouwarchitecten
since 20222.328.193.109
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72015A1068/00C007 Flanders 1,314 m² 1 · 150 m² 2.3 m
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
13-01-2026
State Gazette act Director changes
v3.2
2025
25-11-2025
State Gazette act Director changes
v3.2
01-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
01-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
06-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
17-02-2022
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 3 acts
All acts · 3 updated 6 months ago
2026
13-01-2026 Sarah Reynders resigns as director Director changes
  • Sarah Reynders, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Sarah Reynders",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-12-12",
      "evidence_quote": "De algemene vergadering beslist tot het ontslag van Sarah Reynders, met woonplaats te 3530 Houthalen-Helchteren Kolderstraat 166, als niet-statutaire bestuurder, en dit met ingang op 12/12/2025. De algemene vergadering verleent deze persoon kwijting voor de uitoefening van diens mandaat.",
      "discharge_granted": true
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0781.984.603",
    "name_full": "KCMV",
    "legal_form": "BV"
  }
}
2025
25-11-2025 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0781.984.603",
    "name_full": "KCMV",
    "legal_form": "BV"
  }
}
2022
17-02-2022 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "3530 Houthalen-Helchteren, Kolderstraat 166",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1992-04-08",
        "name": "COEYMANS Kevin",
        "niss": null,
        "address": "3530 Houthalen-Helchteren, Kolderstraat 166"
      },
      "share_class": "architect-aandelen",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 3000.0,
      "holder_person_name": "COEYMANS Kevin",
      "is_subscriber_only": false,
      "n_shares_subscribed": 100,
      "amount_subscribed_eur": 3000.0,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 3000.0,
  "subject_company": {
    "kbo": "0781.984.603",
    "name_full": "KCMV",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2022-02-11",
  "post_incorporation_mandates": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Bouwarchitecten71111Activiteiten van bouwarchitecten71111Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Interieurarchitecten71112Activiteiten van interieurarchitecten71112
Primary activity highlighted.
Names & trade names
Legal nameNL KCMV
Registered office
Kolderstraat 166
3530 Houthalen-Helchteren, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative