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KCIROY

Active
Public limited companyfounded 199828 yrs activeDriebunderstraat 8, 9230 Wetteren, BelgiumKBO/BCE: BE 0462.716.724
Summary

KCIROY has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €221,896 and a net result of €6,307. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 95% of 9986 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
1 site
Size
€227,610total assets 2025
Equity
€221,896
Profit
€6,307
Turnover not published (abridged schema)
Financial health
96 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 42 d early0 of 5 deeds read
Why 96- Size: total assets €227,610+ Equity €221,896 (97.5% of total assets)+ Founded in 1998+ Figures for FY 2025 (filed 19-06-2026)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 70% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 100=
equity 97.5% of total assets
Liquidity 58+5
short-term debt 2.5% · cash 6.5%
Profitability 72+3
return on assets 2.8%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (26,360 companies)
Last 17 months 06-2025: 0.1% 07-2025: 0.1%▲ +12.4% vs 06-2025 08-2025: 0.1%● 0.0% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%▼ -0.8% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%▲ +5.1% vs 03-2026 05-2026: 0.1%▲ +4.9% vs 04-2026 06-2026: 0.1%▲ +1.6% vs 05-2026highest value 07-2026: 0.1%▼ -39.7% vs 06-2026lowest value 08-2026: 0.1%● 0.0% vs 07-2026lowest value 09-2026: 0.1%● 0.0% vs 08-2026lowest value 10-2026: 0.1%● 0.0% vs 09-2026lowest value
  • Equity €221,896 (97.5% of total assets) lowers the probability
  • Founded in 1998 lowers the probability for this profile
  • Size: total assets €227,610 raises the probability for this profile
  • Figures for FY 2025 (filed 19-06-2026) lowers the probability
Credit up to €21,000 at 30 days acceptable
Liquidity ample (current ratio 3.82 against 0.71 in 2024; short-term debt: 2.5% and cash: 6.5% of total assets), and 2.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 91%, liquidity 69%, profitability 64%, growth against the median 54%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Equity €221,896 (97.5% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 1998
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Size: total assets €227,610
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 19-06-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
42 d early
2024
58 d early
2023
63 d early
2022
17 d early
2021
26 d late
2020
4 d early
2019
45 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 29 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Back to profitnet €6,307
  3. Liquidity times 5current ratio 3.82

Key points

  • Positive: Among the best 5% on solvencysector median 31.3% · 9,986 companies 97.5% View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View
  • Active since 1998founded 19-02-1998 28 years View

By topic

Financials

Fiscal year
2025
Total assets
€227,610
Profit
€6,307
Solvency
97.5%
Total assets▼ 0.7%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 19-06-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 31-12-2025Liquidity times 5
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Renting and operating of own or leased residential…NACE 68201
Founded
19-02-1998
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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