Kbyk
ActiveKbyk has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52k and a net result of €-12k. Equity is growing by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 11200 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
balance sheet total too small for a liquidity verdict, and 0.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.3%
Return on assets
-23.1%
Age of the figures
18 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€12k
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 20-11-2025, 20 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
2 d early
2023
102 d early
2022
61 d early
2021
2 d late
2020
8 d late
2019
68 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close15-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€52k▼ 18.9%
2024 · €64k
2019: €41k
2020: €62k
2021: €62k
2022: €69k
2023: €71k
2024: €64k
2019 → 2025
Total assets
€52k▼ 21.2%
2024 · €66k
2019: €75k
2020: €82k
2021: €90k
2022: €81k
2023: €105k
2024: €66k
2019 → 2025
Net result
€-12k▼ 57.5%
2024 · €-8k
2019: €7k
2020: €21k
2021: €-532
2022: €7k
2023: €2k
2024: €-8k
2019 → 2025
Working capital
€49k▼ 6.9%
2024 · €53k
2019: €41k
2020: €-8k
2021: €20k
2022: €50k
2023: €52k
2024: €53k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€62k-€69k▲ 11.5%€71k▲ 3.3%€64k▼ 10.7%€52k▼ 18.9%
Operating result€-505-€7k€2k▼ 66.9%€-8k€-12k▼ 56.6%
Net result€-532-€7k€2k▼ 67.5%€-8k€-12k▼ 57.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €12k in 2025 against €8k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €52k
Fixed assets
€2k▼ 78.7%
Current assets
€50k▼ 10.2%
Equity and liabilities €52k
Equity
€52k▼ 18.9%
Debt
€366▼ 84.5%
The debt ratio falls from 3.6% to 0.7%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-4k▼
2024 · €695
Cash flow
€-4k▼
2024 · €706
Solvency
99.3%▲
2024 · 96.4%
Debt / equity
0.01▼
2024 · 0.04
ROE
-23.3%▼
2024 · -12.0%
ROA
-23.1%▼
2024 · -11.6%
Interest coverage
-67.12▼
2024 · 23.13
Debt
€366▼
2024 · €2k
Debt ≤ 1 year
€366▼
2024 · €2k
A ratio outside any meaningful range has been withheld (balance sheet total €52k, equity €52k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€66k€52k▼
Fixed assets21/28€11k€2k▼
Intangible fixed assets21€11k€2k▼
Current assets29/58€55k€50k▼
Amounts receivable within one year40/41€24k€26k▲
Trade receivables40€18k€25k▲
Other amounts receivable41€6k€601▼
Cash at bank and in hand54/58€32k€24k▼
Equity and liabilities
Total equity and liabilities10/49€66k€52k▼
Equity10/15€64k€52k▼
Contributions10/11€141k€141k=
Profit (loss) carried forward14€-77k€-89k▼
Amounts payable17/49€2k€366▼
Amounts payable within one year42/48€2k€366▼
Trade debts44€317€366▲
Suppliers440/4€317€366▲
Taxes, remuneration and social security45€2k-
Taxes450/3€2k-
Income statement
Code20242025
Remuneration, social security and pensions62€2k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k=
Other operating charges640/8€388€857▲
Gross operating margin9900€3k€-3k▼
Operating profit (loss)9901€-8k€-12k▼
Financial income75/76B€41-
Recurring financial income75€41-
Financial charges65/66B€30€54▲
Recurring financial charges65€30€54▲
Profit (loss) for the period before taxes9903€-8k€-12k▼
Profit (loss) for the period9904€-8k€-12k▼
Profit (loss) for the period to be appropriated9905€-8k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-77k€-89k▼
Profit (loss) brought forward from the previous period14P€-70k€-77k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
20-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
31-03
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series.
31-03
Financial
Liquidity times 6current ratio 136.04
Current ratio from 23.47 to 136.04; short-term debt falls from €2k to €366.
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Liquidity times 9current ratio 23.47
Current ratio from 2.54 to 23.47; short-term debt falls from €34k to €2k.
2023
21-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
31-03
Financial
Liquidity triplescurrent ratio 5.34
Current ratio from 1.70 to 5.34; short-term debt falls from €29k to €12k.
2021
02-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
31-03
Financial
Liquidity triplescurrent ratio 1.70
Current ratio from 0.62 to 1.70.
2020
08-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 8 days late
31-03
Financial
Highest result since 2019net €21k ▲205%
Operating result €21k, net result €21k, both a record.
2019
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
25-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 329 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Hôpital 51420 Braine-l'AlleudGround area
603 m²
Building footprint
430 m²
Volume, LiDAR
6,095 m³
2 parcels, Brussels, Wallonia · tallest building 18.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Emile Banningstraat 142, 1050 Elsene
since 20032.125.198.140
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25744E1598/00A000 | Wallonia | 543 m² | 1 · 357 m² | 18.7 m · 5 fl. |
| 21445C0253/00W000 | Brussels | 60 m² | 1 · 72 m² | 13.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Honest Sweater
BE 0762.958.151
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DECCO INTERNATIONAL
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RODANSO
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Of 1,268 companies in sector 46160 we hold annual accounts for 682. 517 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded07-07-1993
Fiscal year end31-03
Activities, NACEBEL
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
51160
74851
74855
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82190Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.