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KBE-Construct

Active Private limited companyfounded 2021active for 5 yearsRomeinse Kassei 275, 3700 Tongeren-BorgloonKBO/BCE: BE 0763.852.729

Overview

Lifetime

4 annual accounts with figures on one time axis
peak €45,395 (2022)
€17,685▼ 32.3%
peak €31,179 (2022)
€3,905▼ 61.1%
peak €53,410 (2024)
€45,315▼ 15.2%
€25,665▲ 23.3%
Board1 name since 2021
Documentsfilings and deeds
10-08-202610 days late
2025micro format
Gross margin from €26,133 to €17,685Result from €10,033 to €3,905Dividend €12,000Equity from €53,410 to €45,315Debts from €20,812 to €25,665Cash from €23,595 to €40,774

Key points

from the 2025 annual accounts

Equity

€45,315 ▼ 15.2%
53,4102024+3,905Profit-12,000Dividend45,3152025

KBE-Construct paid out €12,000 in dividends. That is 307% of the 2025 profit.

Turnover

≈ €210,000 estimated

The micro format states no turnover.

Filings

4 annual accounts 4 late
AprilJune31 JulyOctober2022202320242025

The 2024 accounts came latest: 29 days after the end of the period.

Checked score

90
Excellent
Financially stronger than 55% of micro companies in specialised construction (NACE 43)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.5% 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.6%▲ +0.1 percentage points vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.7%▲ +0.1 percentage points vs 06-2025 08-2025: 1.2%▲ +0.5 percentage points vs 07-2025 09-2025: 1.4%▲ +0.2 percentage points vs 08-2025highest value 10-2025: 0.5%▼ -0.9 percentage points vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.6%▲ +0.1 percentage points vs 04-2026 06-2026: 0.5%▼ -0.1 percentage points vs 05-2026 07-2026: 0.6%▲ +0.1 percentage points vs 06-2026 08-2026: 1.0%▲ +0.4 percentage points vs 07-2026 09-2026: 0.2%▼ -0.8 percentage points vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026lowest value 11-2026: 0.2%● unchanged vs 10-2026lowest value

Financial strength
Strong

89-8equity 63.8% of total assets
84=short-term debt 36.2% · cash 57.4%
76-10return on assets 5.5%

Score breakdown

raises risk
Founded in 2021
lowers risk
Liquidity: current ratio 2.22, cash €40,774
Equity €45,315 (63.8% of total assets)
Figures for financial year 2025 (filed on 13-08-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 69% of them on solvency, 81% on liquidity, 50% on profitability and 21% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 26,972 companies had the same profile as KBE-Construct has now. Each dot stands for 68 companies, two years later.

94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of KBE-Construct itself is lower: 0.2% within 12 months. It rests on far more data about KBE-Construct than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 26,972 companies, not a prediction for KBE-Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €4,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 2.22 (3.62 in 2024), above the usual 1.5. Short-term debt is 36.2% and cash 57.4% of total assets. 36.2% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 2.22, cash €40,774
NBB · annual accounts
lowers risk · Equity €45,315 (63.8% of total assets)
NBB · annual accounts
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 13-08-2026)
NBB · annual accounts
raises risk · 2025 accounts filed 10 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
10 days late
2024
29 days late
2023
22 days late
2022
18 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 20 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 August (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

  • BEUSEN Kevin Lambert Johnny Jeannette 100 sharesdeed of 23-02-2021
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0763852729
Incorporation Founding capital of €3,000, 100 shares · Founder: BEUSEN Kevin Lambert Johnny Jeannette · Appointment: BEUSEN Kevin Lambert Johnny Jeannette (director) · published on 23-02-2021 · Gazette deed
First establishment Romeinse Kassei 275, Tongeren-Borgloon
All 8 events

Comparable companies

same main activity, similar in size and age
Company
KBE-Construct Tongeren-Borgloon €70,981 €17,685 63.8% -
Dakwerken Moerman Jacky Lo-Reninge €60,263 €20,203 60.1% -
GERT POLLING Wellen €71,813 €12,616 65.7% -
PROMASTER CONSTRUCT Sint-Truiden €59,264 €13,964 81.4% -
Roofpassion Genk €54,602 €22,777 71.8% -
MB Plus Beringen €93,137 €23,389 66.8% -
ERBAY FLATROOF TECHNICS Lommel €75,502 €17,239 70.8% -

These companies have the same main activity as KBE-Construct: roofing work (NACE 43410). They are comparable in size and age: total assets between €54,600 and €93,100, founded between 2019 and 2022.

Official details

Source: KBO
Status
Active since 19-02-2021Normal situation
Activity
Roofing workNACE 43410and 2 others
Establishment unit
2.313.614.4053700 Tongeren-Borgloon, since 19-02-2021
Financial year end
31 December
Peppol
Reachable since 23-05-2025
Company details

Annual accounts 2025

€17,685▼ 32.3%
€3,905▼ 61.1%
€45,315▼ 15.2%
€70,981▼ 4.4%
Filing
Filed on 10-08-2026
Financials

Insights on KBE-Construct

KBE-Construct files the micro format. That format states no turnover. The gross margin fell from €45,395 in 2022 to €17,685 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 10-08-2026, 10 days late
€17,685
▼ 32.3%
€5,996
▼ 57.3%
€3,905
▼ 61.1%
€31,437
▼ 15.2%
63.8%
▼ 8.1 percentage points
2.22
▼ 1.40

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €210,000. Estimated: probably between €120,000 and €340,000.

Balance sheet

balance sheet total €70,981 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

63.8%

Higher than 69% of 35,125 companies in 2025.

2.22

Higher than 60% of 34,499 companies in 2025.

5.5%

Higher than 45% of 34,700 companies in 2025.

KBE-Construct Middle half of the sector 80% of the sector Micro accounts in specialised construction (NACE 43)

Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022
Balance sheet: assets
20/58 70,98174,22274,27582,238
21/28 13,87823,03831,35135,478
22/27 13,87823,03831,35135,478
23 1,2772,9534,7195,925
24 6,7088,7479,8497,324
25 5,89311,33816,78322,228
29/58 57,10351,18542,92446,760
3 2,828---
30/36 2,828---
40/41 13,22326,77517,3899,875
40 8,07922,05810,7016,900
41 5,1444,7176,6892,975
54/58 40,77423,59525,10434,176
490/1 2788154312,709
Balance sheet: equity and liabilities
10/49 70,98174,22274,27582,238
10/15 45,31553,41043,37734,179
10/11 3,0003,0003,0003,000
13 42,31550,41040,37731,179
133 42,31550,41040,37731,179
17/49 25,66520,81230,89848,058
17 -6,68814,83922,922
170/4 -6,68814,83922,922
42/48 25,66514,12516,05924,470
42 4,5604,9404,5604,560
43 2,1273,5913,5223,455
430/8 2,1273,5913,5223,455
44 2,522-2,1194,246
440/4 2,522-2,1194,246
45 4,0282,0002,0002,000
450/3 1,800---
454/9 2,2282,0002,0002,000
47/48 12,4283,5933,85710,208
492/3 ---666
Income statement
76A 1,6861,8161,911800
9900 17,68526,13324,02445,395
630 10,06010,1949,5348,927
640/8 1,6291,8821,291899
9901 5,99614,05713,19935,569
75/76B 0-21,799
75 0-21,799
65/66B 8031,0231,262862
65 8031,0231,262862
9903 5,19313,03411,93936,506
67/77 1,2883,0012,7425,327
9904 3,90510,0339,19831,179
9905 3,90510,0339,19831,179
Appropriation of the result
9906 3,90510,0339,19831,179
791/2 12,000---
691/2 3,90510,0339,19831,179
6920 ---31,179
6921 3,90510,0339,198-
694/7 12,000---
694 12,000---
Document PDFPDFPDFPDF

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 10-08-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 10 days after the deadline. Filed on 10 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00395238.

Financial year Type Filed Reference Document
31-12-2025 micro format 10-08-2026 2026-00395238 PDF
31-12-2024 micro format 29-08-2025 2025-00474564 PDF
31-12-2023 micro format 22-08-2024 2024-00364877 PDF
31-12-2022 micro format 18-08-2023 2023-00342281 PDF

Subsidies and aid

Flemish government 2023, 1 entry, €457 awarded, €762 paid

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022
16,05624,25122,73344,496
13,96520,22718,73140,107
9001,8805,40744,405
17,179-1,509-9,072-
31,43737,06026,86522,290
63.8%72.0%58.4%41.6%
2.223.622.671.91
2.113.622.671.91
0.570.390.711.41
8.6%18.8%21.2%91.2%
5.5%13.5%12.4%37.9%
20.0123.7018.0151.65

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item2025202420232022
Tangible fixed assets€900€1,880€5,407€44,405
€10,060€10,194€9,534€8,927

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Insights on KBE-Construct

The operating result for 2025 is 57% lower than in 2024 and the lowest since 2022.

Debt's share of the balance-sheet total rises from 28.0% to 36.2%. Equity is lower and debt is higher.

Board & ownership

Board

1 director, since incorporation
Director
appointed by deed of 23-02-2021 term without a fixed end
listed in the 2025 annual accounts, filed on 10-08-2026

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
Board
Mandates as a list
  • BEUSEN Kevin Lambert Johnny Jeannette
    • Director, appointed by deed of 23-02-2021, still in office

See the board, name and registered office on a given date →

Control

This company
KBE-Construct
Equity €45,315
Profit €3,905 in 2025

Capital

Contribution
€3,000
Shares
100
Contribution per share
€30
Equity per share
€453 in 2025
Source
deed of 23-02-2021

Articles of association

deed of 23-02-2021 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
“Algemene vergadering bepaalt aantal duur bevoegdheid bij meerdere, onbepaalde duur bij gebrek bepaling”
“Algemene kosten los van representatie- reis- en verplaatsingskosten, algemene vergadering beslist kosteloos of niet”
Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
100 shares
“1/100ste”
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Wednesday of June at 20:00
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Shareholders

At incorporation deed of 23-02-2021 ↗

Network & group

No group

KBE-Construct has no parent and no holdings in its annual accounts. BEUSEN Kevin Lambert Johnny Jeannette is the only director. KBE-Construct shares no director with another company.

Timeline

Timeline

8 events since 2021

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 10 days late
2025
Weakest financial year net €3,905 ▼61.1% The net result drops to €3,905, the lowest from 2022 to 2025.
Annual accounts 2024 filed PDFmicro format · 29 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:0763852729
2024
Annual accounts 2023 filed PDFmicro format · 22 days late
2023
Annual accounts 2022 filed PDFmicro format · 18 days late
2021
IncorporationFounding capital of €3,000, 100 shares · Founder: BEUSEN Kevin Lambert Johnny Jeannette · Appointment: BEUSEN Kevin Lambert Johnny Jeannette (director) · published on 23-02-20214 points ▸

Open the deed in the Belgian Official Gazette

First establishment Romeinse Kassei 275, Tongeren-Borgloon

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

KBE-Construct was incorporated on 19 February 2021 as a private limited company by one natural person, with a starting capital of €3,000.12 BEUSEN Kevin Lambert Johnny Jeannette is director of the company, appointed by deed of 23-02-2021.2 Total assets fell from €82,238 in 2022 to €70,981 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 23-02-2021
  3. 3National Bank, annual accounts 2022 and 2025

Company details

Identity

Enterprise number
0763.852.729
VAT number
BE 0763.852.729
Peppol ID
0208:0763852729
Other Peppol ID
9925:BE0763852729
Legal form
Private limited company
Status
Active, normal situation
Founded
19-02-2021
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Wednesday of June at 20:00
deed of 23-02-2021 (in Dutch)
Peppol
Reachable since 23-05-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
KBE-Construct in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 23-02-2021 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 23-02-2021 (in Dutch)

Activities

NACEBEL 2025
43410 Roofing work main activity
Codes under NACEBEL 2008
43910 Specialised construction activities main activity
43211 Specialised construction activities
43222 Specialised construction activities
PurposeThe purpose describes the activities the company may carry out under its articles.
“Onderneming voor dakbedekking en het waterdicht maken van gebouwen; alle dakbedekkingswerken: het…”
16 activities
  1. Onderneming voor dakbedekking en het waterdicht maken van gebouwen; alle dakbedekkingswerken: het ontwikkelen,ontwerpen,bouwen,renoveren,restaureren en vervangen van daken en dakbedekkingen;
  2. Onderneming voor algemeen schrijnwerk en het plaatsen en/of herstellen van schrijnwerk. Glazenmaker.
  3. Onderneming voor het optrekken van gebouwen (ruwbouw,metselwerken,gebouwen met celstructuur
  4. Onderneming voor het toezicht op de bouwwerkzaamheden (ruwbouw,installatie,afwerking,enz.) – algemene coördinatiewerkzaamheden op de bouwwerf;
  5. Onderneming voor installatie en het onderhoud van centrale verwarming,klimaatregeling,gas en sanitair,koelinstallaties (frigorist),klimaatregeling,verluchtings- en ventilatiesystemen;
  6. Onderneming voor elektriciteitswerken,elektrotechnische installaties,fotovoltaïsche panelen,zonneboilers,warmtepompen,alles wat met hernieuwbare energie te maken heeft,…
  7. Onderneming voor stukadoor,gyproc,cementeer- en dekvloeractiviteiten,voegwerken;
  8. Onderneming voor isolatiewerkzaamheden in de meest ruime betekenis van het woord;
  9. Algemene bouwonderneming met coördinatie van onderaanneming en algemene aanneming van burgerlijke- en utiliteitsbouwkunde; metaalconstructies en alle civieltechnische en grondwerken;
  10. Onderneming voor stukadoor,cementeer- en dekvloeractiviteiten,voegwerken;
  11. Onderneming voor eindafwerking van gebouwen (oa. schilderen en behangen;)
  12. Onderneming voor tegel-,marmer en natuursteenactiviteiten (leggen van vloeren,chapes,…)
  13. Onderneming voor eindafwerking van gebouwen en alle overige werkzaamheden met betrekking tot de afwerking van gebouwen;
  14. Overige zakelijke dienstverlening;
  15. Het aanleggen,het oordeelkundig uitbouwen en beheren van een roerend patrimonium,alle verrichtingen met betrekking tot roerende goederen en rechten,van welke aard ook,zoals het verwerven door inschrijving of aankoop en het beheren van aandelen,obligaties,kasbons of andere roerende waarden,van welke vorm ook,van Belgische of buitenlandse,bestaande of nog op te richten rechtspersonen en ondernemingen.
  16. Het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals onder meer erfpacht- en opstalrechten en de huurfinanciering van onroerende goederen aan derden,het aankopen en verkopen zowel in volle eigendom als in vruchtgebruik en/of blote eigendom,ruilen,doen bouwen,doen verbouwen,onderhouden,verhuren,huren,gratis ter beschikking stellen aan zaakvoerders en hun gezin,verkavelen,prospecteren en uitbaten van onroerende goederen,de aan- en verkoop,huur en verhuur van roerende goederen betreffende de inrichting en uitrusting van onroerende goederen,alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit doel in verband staan en die van aard zijn de opbrengst van de roerende en onroerende goederen te bevorderen;
deed of 23-02-2021 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Romeinse Kassei 275 registered office 3700 Tongeren-Borgloon 19-02-2021 2.313.614.405

Buildings and parcels at the address

Ground area
2,580 m²
Buildings
126 m²
Volume, LiDAR
881 m³
Tallest building
8.9 m
Buildings to scale, each on its own parcel
126 m², 8.9 m 126 m², 8.9 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
73039A0182/00B0002,580 m² 1 · 126 m² 8.9 m · 2

Invoicing and payment

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0763.852.729