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PROMASTER CONSTRUCT

Active Private limited companyfounded 2019active for 7 yearsKwadensteenweg 48, 3800 Sint-TruidenKBO/BCE: BE 0736.477.943

Lifetime

6 annual accounts with figures on one time axis
peak €37,116 (2024)
€13,964▼ 62.4%
lowest -€1,217 (2025)
-€1,217▼ €16,253
peak €49,456 (2024)
€48,239▼ 2.5%
€11,025▼ 45.3%
Board2 names since 2019
2 directorsBAYSSAEV,Said Zayni Letchievitch and 1 other
Documentsfilings and deeds
25-08-202625 days late
2025micro format
Gross margin from €37,116 to €13,964Loss of €1,217Debts from €20,145 to €11,025Cash from €24,801 to €16,604

Key points

from the 2025 annual accounts

Turnover

≈ €160,000 estimated

The micro format states no turnover.

Filings

6 annual accounts 5 late
AprilJune31 JulyOctober202020222024

The 2023 accounts came latest: 153 days after the end of the period.

Position in the sector

81.4%

Higher solvency than 86% of companies in specialised construction. Sector median 46.7% · 35,125 companies.

Checked score

70
Healthy
Financially stronger than 58% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 4.1% 01-2025: 3.4%▼ -0.7 percentage points vs 12-2024 02-2025: 3.2%▼ -0.2 percentage points vs 01-2025 03-2025: 3.3%▲ +0.1 percentage points vs 02-2025 04-2025: 3.3%● unchanged vs 03-2025 05-2025: 3.3%● unchanged vs 04-2025 06-2025: 3.2%▼ -0.1 percentage points vs 05-2025 07-2025: 3.2%● unchanged vs 06-2025 08-2025: 3.7%▲ +0.5 percentage points vs 07-2025 09-2025: 3.8%▲ +0.1 percentage points vs 08-2025 10-2025: 5.2%▲ +1.4 percentage points vs 09-2025 11-2025: 5.3%▲ +0.1 percentage points vs 10-2025 12-2025: 6.3%▲ +1.0 percentage point vs 11-2025highest value 01-2026: 1.3%▼ -5.0 percentage points vs 12-2025 02-2026: 1.3%● unchanged vs 01-2026 03-2026: 1.3%● unchanged vs 02-2026 04-2026: 1.3%● unchanged vs 03-2026 05-2026: 1.3%● unchanged vs 04-2026 06-2026: 1.2%▼ -0.1 percentage points vs 05-2026 07-2026: 1.2%● unchanged vs 06-2026 08-2026: 1.8%▲ +0.6 percentage points vs 07-2026 09-2026: 0.7%▼ -1.1 percentage points vs 08-2026lowest value 10-2026: 0.7%● unchanged vs 09-2026lowest value 11-2026: 0.7%● unchanged vs 10-2026lowest value

Financial strength
Strong

100+4equity 81.4% of total assets
80-6short-term debt 18.6% · cash 28.0%
66-30return on assets -2.1%

Score breakdown

raises risk
Last filed accounts filed 25 days late; 2 of the last 3 accounts late
Size: total assets €59,264
lowers risk
Liquidity: current ratio 4.48, cash €16,604
Equity €48,239 (81.4% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 78% on liquidity, 32% on profitability and 31% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 3,440 companies had the same profile as PROMASTER CONSTRUCT has now. Each dot stands for 9 companies, two years later.

90.1%
were still trading
7.4%
stopped another way
2.3%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a small loss

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of PROMASTER CONSTRUCT itself: 0.7% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 3,440 companies, not a prediction for PROMASTER CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €3,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 4.48 (3.18 in 2024), above the usual 1.5. Short-term debt is 18.6% and cash 28% of total assets. 18.6% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 4.48, cash €16,604
NBB · annual accounts
raises risk · Last filed accounts filed 25 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Size: total assets €59,264
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €48,239 (81.4% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filings
Deviation from the deadline
2025
25 days late
2024
153 days late
2023
153 days late
2022
31 days late
2021
31 days late
2020
72 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 54 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 122 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

  • BAYSSAEV,Said Zayni Letchievitch 50 sharesdeed of 18-10-2019
  • KADYROV,Shamil Salmanovitch 50 sharesdeed of 18-10-2019
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0736477943
Incorporation Founding capital of €2,000, 100 shares · Founders: BAYSSAEV, Said Zayni Letchievitch; KADYROV, Shamil Salmanovitch · Appointments: BAYSSAEV, Said Zayni Letchievitch (director) and KADYROV, Shamil Salmanovitch (director) · published on 18-10-2019 · Gazette deed
First establishment Kwadensteenweg 48, Sint-Truiden
All 11 events

Comparable companies

same main activity, similar in size and age
Company
PROMASTER CONSTRUCT Sint-Truiden €59,264 €13,964 81.4% -
Picco & Bello Renov Dilbeek €57,077 €13,567 77.5% -
Dakwash Diest €60,421 €14,712 37.5% -
GERT POLLING Wellen €71,813 €12,616 65.7% -
DAKBEST Beringen €57,556 €10,387 26.6% -
Martens Daktechniek Bocholt €47,169 €16,258 89.2% -
KBE-Construct Tongeren-Borgloon €70,981 €17,685 63.8% -

These companies have the same main activity as PROMASTER CONSTRUCT: roofing work (NACE 43410). They are comparable in size and age: total assets between €47,200 and €71,800, founded between 2018 and 2021.

Official details

Source: KBO
Status
Active since 16-10-2019Normal situation
Activity
Roofing workNACE 43410
Establishment unit
2.294.621.9043800 Sint-Truiden, since 16-10-2019
Financial year end
31 December
Peppol
Reachable since 27-01-2026
Company details

Annual accounts 2025

€59,264▼ 14.9%
Filing
Filed on 25-08-2026
Financials

Insights on PROMASTER CONSTRUCT

PROMASTER CONSTRUCT files the micro format. That format states no turnover. The gross margin fell from €32,998 in 2020 to €13,964 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about PROMASTER CONSTRUCT

What is the company number of PROMASTER CONSTRUCT?
The company number of PROMASTER CONSTRUCT is 0736.477.943. The VAT number is the same number with BE in front: BE 0736.477.943.
Where is PROMASTER CONSTRUCT based?
The registered office is at Kwadensteenweg 48, 3800 Sint-Truiden.Company details
What does PROMASTER CONSTRUCT do?
According to the KBO register, the main activity is roofing work (NACE 43410).
What is the legal form of PROMASTER CONSTRUCT?
PROMASTER CONSTRUCT is a private limited company (BV).
When was PROMASTER CONSTRUCT founded?
PROMASTER CONSTRUCT was founded on 16-10-2019.
Is PROMASTER CONSTRUCT still active?
Yes, PROMASTER CONSTRUCT is an active enterprise in the KBO register.
What is the turnover of PROMASTER CONSTRUCT?
The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €13,964 and 32 comparable companies (NACE 43410). It probably lies between €94,000 and €270,000. It is a rough estimate.Financials
Is PROMASTER CONSTRUCT profitable?
In financial year 2025, PROMASTER CONSTRUCT made a loss of €1,217.
Where can I find the annual accounts of PROMASTER CONSTRUCT?
PROMASTER CONSTRUCT filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PROMASTER CONSTRUCT due?
PROMASTER CONSTRUCT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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