KAYU JATI
ActiveKAYU JATI has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €478k and a net result of €19k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 63% of 11209 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability44▲+43
Solvency83▲+1
Growth57▲+5
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 2.34 against 2.32 in 2024; short-term debt: 41.2% and cash: 10.4% of total assets), and 41.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.1%
Return on assets
2.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
2 d early
2023
117 d late
2022
122 d late
2021
142 d late
2020
137 d late
2019
174 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€1.16M▲ 5.8%
2021 · €1.09M
2019: €790k
2020: €1.07M
2021: €1.09M
2019 → 2025
EBIT margin
2.6%▼ 0.2pp
2021 · 2.8%
2019: -1.1%
2020: 2.6%
2021: 2.8%
2019 → 2025
Net result
€19k
2024 · €-112k
2018: €16k
2019: €-11k
2020: €17k
2021: €21k
2022: €5k
2023: €11k
2024: €-112k
2018 → 2025
Working capital
€453k▲ 3.5%
2024 · €438k
2018: €520k
2019: €552k
2020: €509k
2021: €534k
2022: €543k
2023: €560k
2024: €438k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.09M-€1.16M
Equity€555k-€560k▲ 0.9%€571k▲ 2.0%€459k▼ 19.6%€478k▲ 4.2%
Operating result€30k-€21k▼ 29.6%€26k▲ 22.1%€-98k€30k
Net result€21k-€5k▼ 75.3%€11k▲ 108%€-112k€19k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €30k after a loss of €98k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €823k
Fixed assets
€31k▼ 9.8%
Current assets
€792k▲ 3.1%
Equity and liabilities €823k
Equity
€478k▲ 4.2%
Debt
€345k▲ 0.3%
The debt ratio falls from 42.8% to 41.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€34k▲
2024 · €-89k
Cash flow
€23k▲
2024 · €-103k
Solvency
58.1%▲
2024 · 57.2%
Current ratio
2.34▲
2024 · 2.32
Quick ratio
0.32▲
2024 · 0.18
Debt / equity
0.72▼
2024 · 0.75
ROE
4.1%▲
2024 · -24.4%
ROA
2.4%▲
2024 · -14.0%
Interest coverage
3.46▲
2024 · -14.82
Debt
€345k▲
2024 · €344k
Debt ≤ 1 year
€339k▲
2024 · €330k
Debt > 1 year
€6k▼
2024 · €14k
Income taxes
€1k▼
2024 · €8k
Staff costs
€216k▼
2024 · €240k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€803k€823k▲
Fixed assets21/28€35k€31k▼
Tangible fixed assets22/27€22k€19k▼
Plant, machinery and equipment23€143€0▼
Furniture and vehicles24€22k€19k▼
Financial fixed assets28€13k€13k=
Current assets29/58€768k€792k▲
Stocks and contracts in progress3€709k€684k▼
Stocks30/36€709k€684k▼
Amounts receivable within one year40/41€10k€4k▼
Trade receivables40€798€4k▲
Other amounts receivable41€9k€527▼
Cash at bank and in hand54/58€43k€86k▲
Deferred charges and accrued income490/1€6k€18k▲
Equity and liabilities
Total equity and liabilities10/49€803k€823k▲
Equity10/15€459k€478k▲
Contributions10/11€13k€13k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€445k€464k▲
Amounts payable17/49€344k€345k▲
Amounts payable after more than one year17€14k€6k▼
Financial debts170/4€14k€6k▼
Amounts payable within one year42/48€330k€339k▲
Current portion of amounts payable after more than one year42€6k€8k▲
Financial debts43€50k€70k▲
Credit institutions430/8€50k€70k▲
Trade debts44€65k€98k▲
Suppliers440/4€65k€98k▲
Advances received on contracts in progress46€51k€22k▼
Taxes, remuneration and social security45€128k€118k▼
Taxes450/3€85k€81k▼
Remuneration and social security454/9€43k€37k▼
Other amounts payable47/48€31k€23k▼
Income statement
Code20242025
Turnover70-€1.16M
Goods, raw materials, services and sundry goods60/61-€1.08M
Remuneration, social security and pensions62€240k€216k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€3k▼
Other operating charges640/8€4k€15k▲
Non-recurring operating charges66A€9k-
Gross operating margin9900€164k€264k▲
Operating profit (loss)9901€-98k€30k▲
Financial income75/76B€238€64▼
Recurring financial income75€238€64▼
Financial charges65/66B€6k€10k▲
Recurring financial charges65€6k€10k▲
Profit (loss) for the period before taxes9903€-104k€20k▲
Income taxes67/77€8k€1k▼
Profit (loss) for the period9904€-112k€19k▲
Profit (loss) for the period to be appropriated9905€-112k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€445k€464k▲
Profit (loss) brought forward from the previous period14P€557k€445k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-112k ▼1124%
Net result drops to €-112k, the lowest in the series; recovery starts the following year.
25-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 117 days late
2023
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 122 days late
2022
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 142 days late
2021
31-12
Financial
Highest result since 2018net €21k ▲27.4%
Operating result €30k, net result €21k, both a record.
15-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 137 days late
21-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 174 days late
2020
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
2019
03-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 64 days late
2018
07-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 129 days late
23-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 176 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Pont-à-Migneloux 336041 CharleroiGround area
1,170 m²
Building footprint
108 m²
Volume, LiDAR
731 m³
Parcel 52028B0166/00G000, Wallonia · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SENTIERS DU MONDE
since 20042.136.493.789
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52028B0166/00G000indicative | Wallonia | 1,170 m² | 1 · 108 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WILLY VASTIAU TIENEN
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BEAU INVEST
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DE ZETELHALLEN
BE 0424.562.070
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Of 679 companies in sector 46494 we hold annual accounts for 530. 399 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-02-2004
Fiscal year end31-12
Activities, NACEBEL
46494Wholesale of non-electrical household articles
47551Retail sale of household furniture
47591Retail trade
51471
52441
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.