DEPECHE AGENCIES
ActiveDEPECHE AGENCIES has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €479k and a net result of €-5k. Equity is growing by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 56% of 11209 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▲+53
Solvency74▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 1.56 against 1.52 in 2024; short-term debt: 50.7% and cash: 32.1% of total assets), but 50.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-5k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
28 d early
2023
29 d early
2022
28 d early
2021
33 d early
2020
12 d late
2019
21 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€479k▼ 1.0%
2024 · €484k
2018: €310k
2019: €317k
2020: €356k
2021: €409k
2022: €539k
2023: €511k
2024: €484k
2018 → 2025
Total assets
€972k▼ 2.6%
2024 · €998k
2018: €1.15M
2019: €1.13M
2020: €1.11M
2021: €1.02M
2022: €1.14M
2023: €1.05M
2024: €998k
2018 → 2025
Net result
€-5k▲ 82.9%
2024 · €-27k
2018: €38k
2019: €7k
2020: €40k
2021: €52k
2022: €130k
2023: €-28k
2024: €-27k
2018 → 2025
Working capital
€278k▲ 4.3%
2024 · €266k
2018: €160k
2019: €173k
2020: €165k
2021: €144k
2022: €292k
2023: €282k
2024: €266k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€409k-€539k▲ 31.8%€511k▼ 5.2%€484k▼ 5.3%€479k▼ 1.0%
Operating result€75k-€186k▲ 148%€-29k€-34k▼ 17.8%€-14k▲ 58.9%
Net result€52k-€130k▲ 148%€-28k€-27k▲ 2.6%€-5k▲ 82.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €14k in 2025 against €34k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €972k
Fixed assets
€201k▼ 7.4%
Current assets
€771k▼ 1.3%
Equity and liabilities €972k
Equity
€479k▼ 1.0%
Debt
€493k▼ 4.2%
The debt ratio falls from 51.5% to 50.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€3k▲
2024 · €-15k
Cash flow
€12k▲
2024 · €-8k
Solvency
49.3%▲
2024 · 48.5%
Current ratio
1.56▲
2024 · 1.52
Quick ratio
1.56▲
2024 · 1.52
Debt / equity
1.03▼
2024 · 1.06
ROE
-1.0%▲
2024 · -5.6%
ROA
-0.5%▲
2024 · -2.7%
Interest coverage
8.82▲
2024 · -51.60
Debt
€493k▼
2024 · €514k
Debt ≤ 1 year
€493k▼
2024 · €514k
Income taxes
€388▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€998k€972k▼
Fixed assets21/28€217k€201k▼
Tangible fixed assets22/27€217k€201k▼
Land and buildings22€202k€194k▼
Plant, machinery and equipment23€598€343▼
Furniture and vehicles24€15k€7k▼
Current assets29/58€781k€771k▼
Amounts receivable within one year40/41€2k€6k▲
Trade receivables40€2k€3k▲
Other amounts receivable41€52€3k▲
Current investments50/53€251k€451k▲
Cash at bank and in hand54/58€527k€312k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€998k€972k▼
Equity10/15€484k€479k▼
Contributions10/11€19k€19k=
Reserves13€505k€505k=
Distributable reserves133€505k€505k=
Profit (loss) carried forward14€-40k€-44k▼
Amounts payable17/49€514k€493k▼
Amounts payable within one year42/48€514k€493k▼
Trade debts44€28€3k▲
Suppliers440/4€28€3k▲
Taxes, remuneration and social security45€3k€3k▲
Taxes450/3€3k€3k▲
Other amounts payable47/48€512k€487k▼
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€16k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€-13k€5k▲
Operating profit (loss)9901€-34k€-14k▲
Financial income75/76B€11k€10k▼
Recurring financial income75€11k€10k▼
Financial charges65/66B€291€285▼
Recurring financial charges65€291€285▼
Profit (loss) for the period before taxes9903€-23k€-4k▲
Income taxes67/77€4k€388▼
Profit (loss) for the period9904€-27k€-5k▲
Profit (loss) for the period to be appropriated9905€-27k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-40k€-44k▼
Profit (loss) brought forward from the previous period14P€-13k€-40k▼
Transfer from equity791/2€0-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-28k ▼121%
Net result drops to €-28k, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €130k ▲148%
Operating result €186k, net result €130k, both a record.
31-12
Financial
Equity above €500kEq €539k ▲31.8%
5 profitable years in a row build equity to €539k.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 2 establishment units since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Weegstraat 63201 AarschotGround area
1,398 m²
Building footprint
314 m²
Volume, LiDAR
3,070 m³
2 parcels, Flanders · tallest building 23.6 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Weegstraat 6, 3201 Aarschot
since 20012.100.277.652
Diestsestraat 8, 3200 Aarschot
since 20132.216.108.322
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24060C0001/00M000 | Flanders | 1,210 m² | 1 · 164 m² | 23.6 m · 3 fl. |
| 24662H0335/00C000 | Flanders | 187 m² | 1 · 150 m² | 14.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WILLY VASTIAU TIENEN
BE 0415.931.743
Tienen · Eq €479k
KAYU JATI
BE 0863.527.256
Charleroi · Eq €478k
BEAU INVEST
BE 0885.220.119
Bonheiden · Eq €481k
JIDS
BE 0452.648.322
Mechelen · Eq €483k
Domi-Confort and Co
BE 0882.209.555
Knokke-Heist · Eq €475k
Of 679 companies in sector 46494 we hold annual accounts for 530. 400 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-04-2001
Fiscal year end31-12
Activities, NACEBEL
46494Wholesale of non-electrical household articles
51471
46412Wholesale of household textiles and bedding
46643Wholesale of electrical equipment, including installation materials
47512Retail sale of household textiles and bedding
47540Retail sale of electrical household appliances
47551Retail sale of household furniture
47591Retail trade
51410
52410
52441
52450
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.